The top-rated business insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 17 business insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York area as a local resource for business insurance agent services. The agency helps local business owners secure coverage that protects their commercial property and assets from unexpected losses. It also advises on liability policies that guard against claims related to client injuries or property damage. Through personalized consultations, the office works to identify appropriate coverage limits for various small and mid-sized enterprises. Specific services it handles in this area include general liability insurance and commercial property insurance.
Freeway Insurance provides a full range of business insurance services, including general liability, property, and commercial auto coverage for companies in Rome, New York. It offers customized policy reviews and claims assistance to help local entrepreneurs manage risk effectively. The agency guides business owners through coverage options to protect their daily operations. Its service plans include ongoing policy updates and renewal management. The firm services a variety of properties, from single-family homes and apartment complexes to retail stores and restaurants.
Serving businesses in Rome, NY, Michael Collea - State Farm Insurance Agent offers a range of commercial coverage options. Its service includes regular policy reviews to help ensure clients maintain appropriate protection as their operations evolve. Maintenance plans focus on adjusting policies to reflect inventory or staffing changes. The agency handles coverage for both small and large professional establishments, serving offices, retail venues, restaurants, multi-family apartment buildings, and single-family homes.
Moore Insurance Group serves the Rome, New York area and its surrounding communities as a business insurance agent. It handles a range of commercial coverage needs, including general liability, property, and workers compensation policies. For each client, the agency first conducts a thorough review of the business operations, potential risks, and current exposures. It then compares available policies from multiple carriers to present tailored options that fit the specific operational profile and budget. This consultative process ensures each client receives coverage aligned with their unique daily business activities.
Steve Jarvis - State Farm Insurance Agent in Rome, NY, serves local businesses, homeowners, and property managers by offering tailored business insurance policies to protect assets and operations. The agency helps clients with coverage for general liability, commercial property, and workers' compensation, ensuring companies have the support needed to manage daily risks and unexpected events. Customized plans are designed to meet the specific demands of the regional market and economic environment. The agent also provides services to businesses in the nearby Utica metropolitan area.
Joseph Zullo: Allstate Insurance in Rome, NY provides business insurance coverage tailored for local enterprises. Clients choose between one-time policies for specific events or scheduled recurring plans that renew regularly. Coverage can address property damage, liability risks, and workers’ compensation needs, helping businesses remain financially stable. The agent guides customers through these options to match their operation’s complexity. Appointments and service are available on an as-needed basis, allowing business owners to request support only when required.
Alan I. Spindler: Allstate Insurance specializes in comprehensive business insurance policies, including property, liability, and workers compensation coverage. The agency also provides personal auto and home insurance solutions for Rome, NY residents and surrounding communities. Business clients receive risk management guidance tailored to regional commercial needs. The office helps local companies address seasonal concerns like winter weather property hazards and liability risks from increased holiday foot traffic.
As the winter months bring unpredictable conditions to Rome, NY, local business owners often seek to reassess their coverage against potential liabilities. Better Fund Insurance provides guidance on securing appropriate commercial policies tailored to regional risks. Their work involves reviewing current protections for property and general liability needs that businesses commonly face. They offer an initial consultation to examine existing plans and identify any gaps or necessary adjustments. This process begins with a straightforward inspection of the business premises and operations to form a clear understanding before any recommendations are made.
Dimaggio Insurance Agency provides business insurance coverage to companies in and around Rome, New York. Residential services are also offered for individual homeowners and renters in the area. Commercial policies address common operational risks such as liability and property protection. The agency assists local businesses in navigating coverage options and maintaining appropriate insurance for their needs. Regular policy updates are conducted during routine visits, with follow up service available between scheduled appointments.
Michael Garcia at Allstate Insurance assists local business owners with their commercial insurance needs, helping them manage risk through generalized liability and property coverage. Specialized options can include policies for equipment breakdown and business interruption, which protect daily operations. The firm serves a variety of commercial sectors, including professional offices requiring general liability, warehouses needing robust property and inventory protection, and food service operations requiring coverage for premises liability and specialized kitchen equipment.
What Does a a Business Insurance Agent in Rome Cost?
Business insurance costs in Rome, New York vary by business type, size, and location. A small retail shop might pay $500 to $1,500 per year for general liability. Workers compensation rates in New York are set by the state and depend on your payroll and industry class code. Commercial property insurance costs depend on building value and location. This is general information, not insurance advice.
About business insurance agents in Rome
A business insurance agent in Rome, New York helps local companies find the right coverage. New York law requires businesses with employees to carry workers compensation insurance. An agent can also help with general liability and commercial property policies tailored to your industry.
Frequently Asked Questions
What types of business insurance are required in New York?
New York State requires workers compensation insurance for most employers. Businesses with vehicles must have commercial auto insurance. Other coverages like general liability are not required by law but are often needed by landlords or contracts.
How do I choose a business insurance agent in Rome NY?
Look for an agent licensed in New York who has experience with your industry. Ask about their knowledge of local risks in Rome and Oneida County. Check their reviews and confirm they represent multiple insurance carriers.
Can a business insurance agent help with a New York disability insurance policy?
Yes. New York requires employers to provide disability benefits coverage through a state-approved plan. A business insurance agent can help you obtain this coverage or find a private policy that meets state standards.
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