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HomeBusiness Insurance AgentsNew York › Saratoga Springs

Find Business Insurance Agents Near You in Saratoga Springs, NY

Browse business insurance agents serving Saratoga Springs, New York. Updated 2026-07-14.

The top-rated business insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 20 business insurance agents serving Saratoga Springs.

Showing 20 business insurance agents in Saratoga Springs, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kyle Magne - State Farm Insurance Agent120 West Ave Apartment 102(518) 633-1010
2Bob Fitch - State Farm Insurance Agent440 Maple Ave(518) 409-8685
3Dione Ramsdill - State Farm Insurance Agent4286 NY-50(518) 581-7010
4Jenks Family Insurance Agency, LLC11 Ballston Ave(518) 581-1111
5Lubica Mills - State Farm Insurance Agent8 Circular St Suite 3(518) 587-6483
6Todd Harvey Farmers Insurance2 Smith Bridge Rd(518) 693-6893
7Armor Group Insurance Agency340 Broadway Ste 301(518) 952-4296
8AAA Saratoga26 West Ave(518) 587-8529
9Cote Insurance Agency68 Weibel Ave(518) 587-3303
10Robert J. Hoy Agency, Inc.538 Maple Ave Suite C(518) 583-2025
KM
120 West Ave Apartment 102
Kyle Magne - State Farm Insurance Agent
Business Insurance Agent · Saratoga Springs, NY

Kyle Magne - State Farm Insurance Agent serves Saratoga Springs, New York, and the surrounding county as a business insurance agent. The agency works with local companies to assess their unique operational risks and offers coverage plans designed to protect their assets and liability. It assists business owners with policies that address general liability, property damage, and income interruption from unexpected events. The agency also manages commercial auto policies and workers' compensation coverage for employees in this area.

BF
440 Maple Ave
Bob Fitch - State Farm Insurance Agent
Business Insurance Agent · Saratoga Springs, NY

As a business insurance agent serving commercial clients in Saratoga Springs and surrounding areas, Bob Fitch of State Farm provides a broad range of protection, including general liability, property, and workers’ compensation coverage. The agency offers policy reviews and risk assessment consultations throughout the year to help ensure coverage remains aligned with changing business operations. It also assists clients in managing claims and can recommend adjustments to business owners’ policies during scheduled check-ins. The agency services properties such as single-family homes, apartments, retail stores, and restaurants.

DR
4286 NY-50
Dione Ramsdill - State Farm Insurance Agent
Business Insurance Agent · Saratoga Springs, NY

Dione Ramsdill - State Farm Insurance Agent serves commercial property owners, small business operators, and landlords in Saratoga Springs, New York by helping them obtain coverage for general liability, commercial property, and business interruption risks. The office works directly with clients to review policy options that can protect their financial interests and operational assets. It also offers guidance on bundling business auto or workers’ compensation policies. This agency additionally serves business owners in Wilton and throughout the broader Saratoga County area.

JF
11 Ballston Ave
Jenks Family Insurance Agency, LLC
Business Insurance Agent · Saratoga Springs, NY

Serving Saratoga Springs and the surrounding communities of upstate New York, Jenks Family Insurance Agency, LLC handles commercial insurance policies for local businesses. It manages coverage needs such as liability, property, and workers’ compensation to protect companies from common operational risks. By first reviewing each client’s specific industry exposures and operational scale, the agency constructs a tailored insurance plan that balances adequate protection with practical budget constraints. This methodical assessment guides the selection of appropriate policy limits and deductible options for each engagement.

LM
8 Circular St Suite 3
Lubica Mills - State Farm Insurance Agent
Business Insurance Agent · Saratoga Springs, NY

Lubica Mills, a State Farm Insurance Agent serving Saratoga Springs, NY, offers business insurance on either a one-time policy purchase or a recurring monthly premium basis for ongoing coverage. This business insurance agent provides general liability, property, and commercial auto coverage tailored to local small and mid-sized enterprises. Clients may schedule an initial consultation to assess their specific risks, with service thereafter running on an as-needed basis for policy adjustments or claims support.

TH
2 Smith Bridge Rd
Todd Harvey Farmers Insurance
Business Insurance Agent · Saratoga Springs, NY

As a business insurance agent serving Saratoga Springs, NY, Todd Harvey Farmers Insurance provides liability coverage and commercial property protection tailored to local enterprises. It also helps small business owners secure workers’ compensation policies and professional liability solutions. The agency addresses general needs like risk assessment for shops, contractors, and service providers. As winter brings icy parking lots and slip hazards, it assists companies in reviewing general liability limits to stay adequately protected against seasonal accident claims.

AG
340 Broadway Ste 301
Armor Group Insurance Agency
Business Insurance Agent · Saratoga Springs, NY

Farmers and small business owners in Saratoga Springs often reassess their coverage as winter gives way to spring. Armor Group Insurance Agency provides local commercial insurance policies designed to protect retail shops, restaurants, and service companies from property damage or liability claims. The agency helps clients navigate New York’s specific business insurance requirements and seasonal risks like snow load or frozen pipes. After an initial discussion of risk exposure, an agent schedules a thorough on-site inspection of the business premises and operations.

AS
26 West Ave
AAA Saratoga
Business Insurance Agent · Saratoga Springs, NY

AAA Saratoga works with businesses in Saratoga Springs to identify and manage their insurance risks. The agency provides commercially focused coverages that protect companies from common operational liabilities. Available policies can include property protection for workspace damage, general liability for accidents on site, and professional liability for errors in services. These plans address the distinct needs of local industries such as corporate offices, busy warehouses, and restaurants involved in food service preparation and customer dining.

CI
68 Weibel Ave
Cote Insurance Agency
Business Insurance Agent · Saratoga Springs, NY

Cote Insurance Agency serves businesses, commercial property managers, and local entrepreneurs in Clifton Park, New York. They offer business insurance policies designed to protect assets, manage liability risks, and support operational continuity. The agency assists clients with coverage evaluations and policy adjustments to meet evolving needs. By understanding regional business exposures, they help secure appropriate protection plans. Cote Insurance Agency also extends its services to businesses in the greater Saratoga Springs metropolitan area.

RJ
538 Maple Ave Suite C
Robert J. Hoy Agency, Inc.
Business Insurance Agent · Saratoga Springs, NY
TM
468 Maple Ave
Thomas McCurry: Allstate Insurance
Business Insurance Agent · Saratoga Springs, NY
(518) 306-5315
agents.allstate.com/thomas-mccurry-saratoga-springs-ny.html
MH
120 West Ave Apartment 302
Maureen Hallaran, Licensed Medicare Agent
Business Insurance Agent · Saratoga Springs, NY
(518) 581-1642
mosaicwsg.com
SM
125 High Rock Ave suite 215
Saratoga Medicare Group
Business Insurance Agent · Saratoga Springs, NY
(518) 528-1550
saratogamedicare.com
NI
195 Washington St
Nationwide Insurance: Michael O. Murphy
Business Insurance Agent · Saratoga Springs, NY
(518) 584-1715
AS
229 Washington St
ADAMS STATION INSURANCE AGENCY INC
Business Insurance Agent · Saratoga Springs, NY
(518) 512-5247
adamsstationinsurance.com
VI
513 Broadway
Vitality Insurance Agency NY
Business Insurance Agent · Saratoga Springs, NY
(518) 620-8429
FI
3257 US-9 Suite 3
Fragomeni Insurance
Business Insurance Agent · Saratoga Springs, NY
(518) 584-4200
fragomeni-insurance.com
KI
12 Lake Ave
Karbocus Insurance Agency
Business Insurance Agent · Saratoga Springs, NY
(518) 583-3333
karbocusinsurance.com
AM
31 Woodlawn Ave
Amsure
Business Insurance Agent · Saratoga Springs, NY
(518) 584-5300
amsureins.com
CI
28 Clinton St # 4
Clements Insurance Brokers Inc.
Business Insurance Agent · Saratoga Springs, NY
(518) 584-4050
clementssaratogainsurance.com

What Does a a Business Insurance Agent in Saratoga Springs Cost?

Typical costs for a small business insurance policy in New York range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry class code often starting at 1 to 2 dollars per 100 dollars of payroll. Commercial auto insurance adds additional cost. Actual premiums depend on your specific business location revenue and claims history. This is general information not insurance advice.

About business insurance agents in Saratoga Springs

Business insurance agents in Saratoga Springs New York help local companies secure coverage that meets state requirements. New York law mandates workers compensation insurance for most employers and disability benefits for private sector workers. Agents guide businesses through these regulations and offer general liability and property insurance tailored to the Saratoga Springs market.

Frequently Asked Questions

What types of business insurance are required in New York?

New York requires workers compensation insurance for nearly all employers and disability benefits insurance for private sector employees. Commercial auto insurance is also required if you use vehicles for business. Agents can help you understand these mandates and add optional coverages.

How do I choose a business insurance agent in Saratoga Springs?

Look for an agent licensed in New York with experience in your industry. Ask about their knowledge of local risks such as seasonal tourism or construction in Saratoga Springs. Check their reputation with the New York State Department of Financial Services.

Can a business insurance agent help with a New York specific risk like a liquor license?

Yes. Agents can help you obtain liquor liability insurance which is often required by the New York State Liquor Authority for bars and restaurants in Saratoga Springs. They can also advise on coverage for events and festivals common in the area.

Business Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.