The top-rated business insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 18 business insurance agents serving Smithtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer O'Brien - State Farm Insurance Agent | 550 Smithtown Bypass 2nd Fl Suite 114 | (631) 724-0002 |
| 2 | Joe Aguirre - State Farm Insurance Agent | 61 W Main St | (631) 265-3880 |
| 3 | AAA Smithtown | 729 Smithtown Bypass | (631) 393-7613 |
| 4 | Lynne Barnhardt - State Farm Insurance Agent | 58 N Country Rd | (631) 265-5030 |
| 5 | Philip Forte: Allstate Insurance | 310 Maple Ave | (631) 346-6400 |
| 6 | Platinum Insurance Group | 111 E Main St | (516) 621-2436 |
| 7 | Jeff Troiano: Allstate Insurance | 25 Manor Rd | (631) 724-2100 |
| 8 | Zachary Millian: Allstate Insurance | 360 E Jericho Tpke | (631) 656-7856 |
| 9 | Cafaro Insurance Agency Inc. | 738 Smithtown Bypass #110 | (631) 321-6165 |
| 10 | Takach & Associates, Inc | 112 Terry Rd | (631) 366-2774 |
Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York, area, providing business insurance agent services to local commercial clients. The agency assists company owners in selecting coverage that addresses their operational risks, property exposures, and liability needs. Business insurance is tailored to protect assets and support long-term stability for enterprises of various sizes. This location specializes in customizing commercial auto policies and general liability insurance for area businesses.
Joe Aguirre of State Farm Insurance Agent in Smithtown serves local homeowners seeking protection for their properties and liability, alongside small business owners needing tailored coverage for their operations. Property managers also find essential insurance solutions for their managed assets throughout the area. The agency provides personalized support to help clients understand their options for auto, life, and health policies. Its coverage area extends to neighboring communities within the Hauppauge and Kings Park metro region.
AAA Smithtown assists local businesses with general liability, property, and workers’ compensation insurance, along with commercial auto and cyber liability policies. It offers policy review and claims assistance services to help clients maintain adequate coverage as their operations grow or change. The business serves a variety of properties in Smithtown, NY, including single-family homes with home-based businesses, apartment complexes, retail storefronts, and restaurants.
Serving Smithtown and surrounding communities on Long Island, Lynne Barnhardt - State Farm Insurance Agent handles business insurance needs for local companies. This agency offers policies tailored to protect commercial assets and operations. For a typical job, it reviews the client’s specific risks and coverage requirements, recommending a suitable policy from available options. The agent then explains the terms clearly and assists with the application process to ensure appropriate protection is in place.
Philip Forte: Allstate Insurance in Smithtown, NY, offers both one-time business insurance policy setups and recurring service options for ongoing coverage adjustments. The agency helps local enterprises manage general liability and property protection to address common commercial risks. Work with the agent can occur on a one-time basis for new policy establishment, on a scheduled renewal cycle, or as needed when new business assets or operational changes require insurance updates.
Platinum Insurance Group specializes in liability, property, and commercial auto coverage for small to mid-sized businesses in the Smithtown area. It also works with local firms to review general policy structures, helping them understand coverage gaps and risk exposures. Beyond standard protection, the agency assists clients in reassessing their insurance needs when seasonal changes affect inventory levels or staffing, such as preparing for the increased foot traffic and liability risks that accompany the holiday retail season.
As Smithtown small businesses adjust to seasonal inventory shifts and evolving liability risks, Jeff Troiano: Allstate Insurance provides tailored business insurance coverage to protect local commercial interests. The agency assists shop owners, contractors, and service providers in navigating general liability, property, and workers compensation policies designed for Long Island's regulatory environment. Each meeting begins with a review of current operations and revenue patterns to identify potential exposure points. An initial inspection of the premises and a discussion of specific business activities conclude the first consultation.
Zachary Millian: Allstate Insurance provides comprehensive business insurance solutions, including specialized liability and property coverage for commercial operations in Smithtown, NY. The agency helps local entrepreneurs manage risk through tailored policies designed to protect against common business exposures. Clients can secure coverage that addresses specific operational needs, from general liability to workers' compensation. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments, ensuring each industry receives appropriate protection for its unique challenges.
Cafaro Insurance Agency Inc. is a business insurance agent serving the Smithtown, NY area, known for helping local companies manage their risk exposure. The agency evaluates coverage needs for a range of commercial ventures, from small retail operations to larger professional offices. It works with multiple carriers to construct liability, property, and workers’ compensation policies tailored to individual businesses. For clients requiring additional protection, the agency can also arrange specialized policies for cyber liability risks.
Takach & Associates, Inc in Smithtown, NY provides residential business insurance coverage tailored to local homeowners’ needs. The agency also offers commercial policies for small and medium-sized businesses throughout the Smithtown area, addressing general liability, property, and workers’ compensation requirements. Clients receive personalized attention during initial consultations and whenever policy changes arise. The team maintains regular contact to review coverage as businesses grow, ensuring follow-up support between scheduled visits to adjust protection as operations evolve.
What Does a a Business Insurance Agent in Smithtown Cost?
Typical costs for business insurance in New York vary by industry size and location. A small retail shop in Smithtown might pay between 500 and 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for workers comp and liability combined. Premiums depend on payroll revenue and claims history. This is general information not insurance advice.
About business insurance agents in Smithtown
Business insurance agents in Smithtown New York help local companies find coverage for general liability property damage and workers compensation. New York state law requires most employers to carry workers compensation insurance. Agents in Smithtown can guide you through the specific requirements for Suffolk County businesses.
Frequently Asked Questions
What types of business insurance do Smithtown agents offer?
Agents in Smithtown offer general liability property insurance workers compensation commercial auto and professional liability. They also provide business interruption and cyber liability coverage.
Is workers compensation insurance required in Smithtown New York?
Yes New York State Workers Compensation Law requires almost all employers to carry workers comp insurance. Failure to have coverage can result in fines and stop work orders.
How do I choose a business insurance agent in Smithtown?
Look for an agent licensed in New York with experience in your industry. Ask about their knowledge of Suffolk County regulations and check their reviews with the New York State Department of Financial Services.
Business Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Brentwood · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack