The top-rated business insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 15 business insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | AAA Hudson Valley | 112 N Greenbush Rd | (518) 426-1000 |
| 7 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 8 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 9 | Met Life | 500 Jordan Rd | (518) 691-0764 |
| 10 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York, area and offers business insurance coverage. This agency helps local business owners with policies that protect their property, liability, and income. It also addresses commercial auto and workers' compensation needs for companies of various sizes in Troy. The agency handles professional liability insurance and coverage for business interruption risks in this region.
Kelly McGrath – State Farm Insurance Agent in Troy, NY, offers a range of business insurance services, including general liability, property coverage, and commercial auto policies. Service plans are tailored to help local businesses manage risk and maintain ongoing protection through regular policy reviews and claims assistance. The agency services a variety of commercial properties, such as single-family homes used for business, apartment complexes, retail storefronts, and full-service restaurants.
Attanasio Agency, LLC serves homeowners, businesses, and property managers in Troy, NY, offering business insurance policies tailored to local commercial operations. The agency works with clients to assess risk and secure coverage for general liability, property, and workers’ compensation needs. Standard policies are designed to protect small and medium-sized enterprises from common operational liabilities. The agency also provides guidance on choosing appropriate deductibles and limits. Its service area extends to neighboring communities within the Capital District, including the city of Watervliet and surrounding Rensselaer County.
Serving Troy, New York, and the surrounding communities in Rensselaer County, John Loughlin - State Farm Insurance Agent handles business insurance needs for local companies. The agency works with entrepreneurs and established firms to secure coverage for property, liability, and other operational risks common in the region. Policies are tailored to protect assets and maintain business continuity. For each client, the agent typically reviews current exposures and recommends appropriate coverage limits through a detailed consultation and personalized quote process.
Freeway Insurance serves businesses in Troy, New York, and the surrounding communities within Rensselaer County. As a business insurance agent, the company handles a wide range of commercial coverage needs, including general liability, property insurance, and workers' compensation policies. The agency works to identify specific risk exposures for each local client and then compares options from various carriers to find suitable protection. Freeway Insurance typically approaches each job by first conducting a detailed consultation to understand the business's operations and unique liability concerns.
At AAA Hudson Valley in Troy, NY, business insurance agents present both one-time policies and renewing coverage options. One-time policies address immediate, single-event risks, while scheduled plans provide ongoing protection for assets like property and liability. As-needed adjustments can add temporary endorsements for seasonal exposure. Coverage typically encompasses general liability, commercial property, workers’ compensation, and professional protection tailored to local-market operations. Service runs on a one-time, scheduled, and as-needed basis to accommodate evolving business requirements and sudden exposures.
Culnan Insurance Agency LLC offers specialty services including liability protection, property coverage, and workers' compensation policies tailored for companies in Troy, NY. As a business insurance agent, it works closely with local entrepreneurs to assess unique operational exposures and secure appropriate coverage packages. The agency addresses common seasonal concerns such as winter weather damage to commercial properties or liability risks during holiday business expansions, ensuring that Troy enterprises remain protected throughout the year.
As the autumn season brings shifting weather and increased liability risks to the Hudson Valley, Wm. J. Fagan & Sons, Inc of Troy, NY provides tailored business insurance coverage to local enterprises. Their agents work with companies to address common concerns like property protection, general liability, and workers’ compensation. After discussing a client’s specific operations and risk exposure, the agent schedules an on-site inspection to review the premises and policy details before finalizing the initial assessment.
Met Life in Troy, NY, offers business insurance policies designed to address common operational risks. Its general liability coverage protects against third-party injury or property damage claims, while it also provides specialized add-ons such as commercial property insurance for buildings and equipment. Additional endorsements can include business interruption coverage to replace lost income during closures. This agency serves various commercial sectors, including local offices, warehouses, and food service establishments, tailoring policies to their specific medical and safety compliance requirements.
As a business insurance agent, Brundige Insurance Agency serves clients with residential insurance needs in the Troy, NY, area, extending commercial coverage options to local enterprises. The agency helps secure policies designed to protect properties and operations against common regional risks. After each policy review or claim assistance, the team provides follow-up documentation and scheduling notes, ensuring clients receive continued support between regular visits.
What Does a a Business Insurance Agent in Troy Cost?
The cost of business insurance in New York varies widely. A small business in Troy might pay between 500 and 2,000 dollars per year for general liability insurance. Workers compensation costs depend on payroll and industry classification. Professional liability insurance can range from 1,000 to 5,000 dollars annually. This is general information and not insurance advice.
About business insurance agents in Troy
Business insurance agents in Troy New York help local companies find coverage that meets New York state requirements. New York law mandates workers compensation insurance for most employers and disability benefits coverage. An agent can help you navigate these rules and protect your business assets.
Frequently Asked Questions
What types of business insurance are required in New York?
New York requires workers compensation insurance for most businesses with employees. Disability benefits coverage is also mandatory. General liability insurance is not required by state law but is often demanded by landlords and clients.
How do I find a business insurance agent in Troy New York?
You can search online directories or ask other business owners for referrals. Look for agents who are licensed in New York and have experience with businesses in your industry. Many agents offer free consultations to discuss your needs.
What is the difference between an independent agent and a captive agent?
An independent agent works with multiple insurance companies and can compare policies for you. A captive agent sells policies from only one company. Independent agents may offer more options for your Troy business.
Business Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Brentwood · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack