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Browse business insurance agents serving Utica, New York. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 business insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
AAA Utica
430 Court St, Utica, NY 13502
(315) 797-5452
branches.northeast.aaa.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
premium plan Insurance NY
266 Genesee St, Utica, NY 13502
(332) 334-6798
A A & J Insurance
334 Genesee St, Utica, NY 13502
(315) 735-7283
Diversity Insurance Agency
1021 Mohawk St, Utica, NY 13501
(315) 678-0000
Business insurance agents in Utica New York help local companies find the right coverage for their unique risks. New York law requires most businesses to carry workers compensation insurance and disability benefits. An agent can guide you through these state mandates and help protect your assets.
What Does a Business Insurance Agent in Utica Cost?
The cost of business insurance in New York varies widely by industry and location. A small retail shop in Utica might pay between $500 and $1,500 per year for general liability. A construction company could pay $5,000 to $20,000 or more for a package including workers compensation. Premiums are influenced by payroll revenue and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in New York?
New York law requires workers compensation insurance for most employers. Disability benefits coverage is also mandatory. General liability and commercial property insurance are not required by law but are often needed by lenders or landlords.
How do I choose a business insurance agent in Utica?
Look for an agent who is licensed in New York and has experience with your industry. Check their reputation with the New York State Department of Financial Services. Ask about their claims process and how they handle local risk factors like winter weather.
Can a business insurance agent help with New York specific compliance?
Yes a good agent can explain New York specific requirements such as the state disability insurance program and paid family leave. They can also help you understand the New York Labor Law that affects liability coverage for construction and other industries.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.