The top-rated business insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Farmers Insurance - Kyle Herman, Renae Haug - State Farm Insurance Agent, Tom Reim Agency - Life Insurance, Long-Term Care, Annuities. This directory lists 20 business insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roberta Storm - State Farm Insurance Agent | 116 S Hannifin St | (701) 258-0123 |
| 2 | Farmers Insurance - Kyle Herman | 1022 E Divide Ave Ste C | (701) 255-3655 |
| 3 | Renae Haug - State Farm Insurance Agent | 1471 Interstate Loop #1 | (701) 255-4433 |
| 4 | Tom Reim Agency - Life Insurance, Long-Term Care, Annuities | 2718 Gateway Ave | (701) 258-6163 |
| 5 | Farmers Insurance - Tamie Schmidt | 523 N 4th St Ste 201 | (701) 222-4300 |
| 6 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 7 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 8 | Terry Richter - State Farm Insurance Agent | 201 N 19th St | (701) 223-8757 |
| 9 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 10 | A & M Insurance Agency | 1401 Skyline Blvd #220 | (701) 250-6417 |
Roberta Storm - State Farm Insurance Agent serves the Bismarck, North Dakota metro area as a business insurance agent. The agency helps local companies secure liability coverage and commercial property protection. It also assists with workers compensation policies to meet state requirements. Business interruption insurance is available to protect income during unexpected closures. The agency handles general liability policies for small to medium-sized enterprises in the region.
Farmers Insurance - Kyle Herman provides a range of business insurance services for local companies in the Bismarck area, including general liability, property coverage, and workers’ compensation. It offers service plans that include policy reviews and claims assistance to help maintain appropriate coverage levels as businesses grow or change. The agency works with a variety of properties, from single-family homes and apartment complexes to retail shops, restaurants, and other commercial ventures.
Renae Haug – State Farm Insurance Agent in Bismarck, ND, serves local homeowners, business owners, and property managers by offering commercial insurance packages that cover general liability, property protection, and workers compensation. Policies are tailored to small and mid-sized enterprises seeking to mitigate operational risks and safeguard assets. The agency also provides personal auto and home coverage for Bismarck residents. In addition to serving clients within the city, it covers the neighboring communities of Mandan and Lincoln throughout the Bismarck-Mandan metro area.
Serving Bismarck and the surrounding communities of central North Dakota, Tom Reim Agency handles business insurance agent services alongside its specialties in life insurance, long-term care, and annuities. The agency works with local business owners to identify coverage needs, from commercial property and liability risks to employee benefits and key person policies. For a typical job, it assesses the client’s operations and revenue, reviews exposures, and then obtains competitive quotes from multiple insurers to present tailored options.
Farmers Insurance - Tamie Schmidt offers business insurance agent services, specializing in tailored commercial coverage to protect local enterprises. Its general services include helping Bismarck, ND business owners assess risks and secure appropriate policies for liability, property, and other operational needs. As seasons change, the company assists clients with policy reviews and adjustments to address threats like winter weather damage to buildings or seasonal fluctuations in customer traffic and inventory levels.
As winter approaches in Bismarck, businesses face risks from ice dams and frozen pipes that can disrupt operations. Shane Splonskowski Agency Inc American Family Insurance tailors business insurance coverage to help local companies manage these seasonal threats alongside liability and property concerns. The agency focuses on understanding each client’s specific commercial needs in the Bismarck area, offering guidance on appropriate policy options for small and mid-sized businesses. Every new relationship begins with a thorough assessment of the business’s physical operations and potential exposures.
Professional Insurance Services in Bismarck, ND helps local businesses manage their general liability and workers compensation exposures. Its core work includes structuring basic property coverage and standard commercial packages for small and mid-sized operations. The agency specializes in adding business interruption, cyber liability, and inland marine endorsements to protect inventory and equipment. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Terry Richter - State Farm Insurance Agent offers business insurance policies tailored to either a single project or an ongoing enterprise, with coverage options that protect property, liability, and income. Located in Bismarck, ND, the agency serves local businesses by providing standard commercial insurance solutions. Clients can expect services available on an as-needed basis, whether for a one-time consultation to cover a specific event or for regularly scheduled policy reviews and updates.
Bain Agency is known for helping small and mid-sized businesses in the Bismarck area navigate commercial insurance needs. Its service range includes general liability, property, and workers’ compensation policies to protect local enterprises from common operational risks. The agency also advises clients on industry-specific coverages designed for the agricultural and energy sectors that dominate this region. Clients can add on cyber liability insurance to address data breach exposures.
What Does a a Business Insurance Agent in Bismarck Cost?
Typical costs for business insurance in North Dakota vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability coverage. Workers compensation rates are set by class code and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial property insurance for a small office might cost 750 to 2000 dollars annually. These are general estimates and actual costs depend on your specific business operations location and claims history. This information is general and not insurance advice.
About business insurance agents in Bismarck
Business insurance agents in Bismarck North Dakota help local companies find coverage for property liability and workers compensation. North Dakota law requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. An agent can guide you through these requirements and find policies that fit your business needs.
Frequently Asked Questions
What types of business insurance are common in Bismarck?
Common types include general liability insurance property insurance workers compensation and commercial auto insurance. Many Bismarck businesses also need professional liability or product liability coverage depending on their industry.
Does North Dakota require workers compensation insurance?
Yes North Dakota requires most employers to provide workers compensation insurance. This can be obtained through the state-run North Dakota Workforce Safety and Insurance fund or from a private carrier approved by the state.
How do I choose a business insurance agent in Bismarck?
Look for an agent with experience in your industry and knowledge of North Dakota regulations. Ask about their familiarity with local risks such as weather events and agricultural operations.
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