The top-rated business insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Randy Fenley - State Farm Insurance Agent, Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc. This directory lists 19 business insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 3 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 4 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 5 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 6 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 7 | Dobmeier Inc. | 409 Gateway Dr | (701) 775-6836 |
| 8 | Logan Karsky - State Farm Insurance Agent | 2211 S Washington St Suite A | (701) 203-0210 |
| 9 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 10 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, ND metro area and offers business insurance solutions. The agency helps local entrepreneurs protect their companies from common operational risks and financial liabilities. Policies can be tailored to fit various enterprise sizes across different industries in the region. Among the specific services it handles in this area are general liability coverage and commercial property insurance.
Randy Fenley - State Farm Insurance Agent in Grand Forks, ND, provides a full range of business insurance services, including liability, property, and workers compensation coverage. The agency offers personalized policy reviews and claims assistance to help local enterprises maintain proper protection. Its service plans are designed to adapt as businesses grow, ensuring continuous coverage adjustments. This agent services single-family homes, apartments, retail establishments, and restaurants in the Grand Forks area.
Farmers Insurance - Don Zerr Agency in Grand Forks, ND, serves local homeowners, businesses, and property managers with tailored business insurance policies. The agency offers commercial coverage options to protect small and mid-sized enterprises from liability and property risks. It assists clients with evaluating their specific operational exposures and selecting appropriate plans. Additional services include workers’ compensation and commercial auto insurance for area companies. The agency also provides coverage for businesses in the neighboring community of East Grand Forks, Minnesota.
Insurance Brokers of MN Inc provides business insurance agent services in Grand Forks, ND, offering both one-time policy placements for specific projects and recurring annual coverage packages for ongoing operations. Their work helps local companies manage general liability, property, and workers’ compensation risks common in the area. Custom coverage options are tailored to industry needs, including commercial auto and professional liability. Service runs on a one-time, scheduled, or as-needed basis based on client renewal cycles and evolving business requirements.
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl serves Grand Forks and the surrounding communities across eastern North Dakota. The agency handles business insurance for local enterprises, addressing common needs such as liability coverage and property protection. It also manages workers’ compensation policies and commercial auto insurance for area companies. When a client requires a new policy, the agency begins by reviewing the specific operations and risk exposures of the business. It then customizes a policy by pairing appropriate coverage limits with the client’s operational profile.
Insure Forward offers specialty services in liability protection and commercial auto coverage for local businesses in Grand Forks, ND. It also provides general business insurance options, including property and workers' compensation policies, to help small and midsize companies manage everyday operational risks. The agency works with clients to assess coverage needs specific to North Dakota regulations. As winter approaches, it assists with reviewing policies for potential snow-related property damage and liability from icy parking lot accidents.
When the Red River thaw threatens spring flooding in Grand Forks, Dobmeier Inc. helps local businesses secure the coverage needed to protect inventory and equipment. This agency matches commercial clients with liability and property policies that address the unique risks of the Upper Midwest. They explain how different policy structures limit disruption for retailers, contractors, and service providers. Conversations begin by identifying which assets and income streams require protection, followed by a scheduled on-site review of the business premises.
Logan Karsky - State Farm Insurance Agent in Grand Forks, ND helps businesses protect their assets with tailored general liability and property coverage. Specialized options include commercial auto insurance, inland marine policies, and workers’ compensation plans. The agency guides clients through risk management to safeguard daily operations. It serves a wide range of commercial sectors, including professional offices, warehouses, and food service establishments.
Vaaler Insurance, a Marsh & McLennan Agency LLC Company, provides residential insurance solutions to homeowners in the Grand Forks area. The agency also structures commercial coverage packages tailored to the operational risks of local businesses. Serving clients throughout the Grand Forks region, agents work to match appropriate policy types with both personal and professional needs from their office. Regular follow-up service and annual policy reviews help ensure coverage aligns with changing assets between scheduled visits.
Moen Insurance Services, LLC is a business insurance agent located in Grand Forks, ND. The company works directly with local business owners to identify key liability and property exposures. It provides a broad range of commercial policies to cover operational risks across multiple industries. Clients can access typical coverage options such as general liability, commercial property, and workers' compensation. As an added specialty, the agency offers tailored professional liability insurance for service-based and consulting businesses.
What Does a a Business Insurance Agent in Grand Forks Cost?
Typical costs for business insurance in North Dakota vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars per year for general liability and workers compensation. Factors like payroll revenue location and claims history affect the final price. This is general information not insurance advice.
About business insurance agents in Grand Forks
Business insurance agents in Grand Forks help local companies find coverage for property damage liability and workers compensation. North Dakota law requires most employers to carry workers compensation insurance through the state fund or an approved private carrier. An agent can guide you through these requirements and help protect your business from financial loss.
Frequently Asked Questions
What types of business insurance are required in North Dakota?
North Dakota law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required if you use vehicles for business. General liability and property insurance are not legally required but are strongly recommended by agents.
How do I choose a business insurance agent in Grand Forks?
Look for an agent who is licensed in North Dakota and has experience with your industry. Ask about their knowledge of local risks like flooding or winter weather. Check if they represent multiple insurance companies so they can compare options for you.
Can a business insurance agent help me reduce my premiums?
Yes an agent can review your operations and suggest risk management practices to lower your rates. They may also bundle policies like general liability and property insurance for a discount. Each business is different so costs depend on your specific needs and claims history.
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