The top-rated business insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 business insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 8 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 9 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 10 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, ND metro area, providing business insurance services designed to help local entrepreneurs manage risk. This agency assists with coverage for liability, property damage, and income interruption that can affect commercial operations. Personalized consultations are available to help business owners understand their specific insurance needs. Requests for policy adjustments and claims assistance are handled directly by the agent. These services include guidance on workers’ compensation and building insurance options.
Paul Siebert - State Farm Insurance Agent in Minot, ND, provides business insurance services including general liability, commercial property, and workers compensation coverage. The agency offers personalized service plans to review existing policies and adjust coverage as a business grows. Ongoing maintenance consultations help identify emerging risks specific to each operation. The firm services a variety of commercial properties, including single-family homes used for business, apartment complexes, retail stores, and restaurants.
Serving Minot and the surrounding communities of North Dakota, Michael A Lucy Agency Inc American Family Insurance provides coverage for a wide range of business insurance needs. It handles commercial policies designed to protect companies from property damage, liability claims, and operational interruptions. The agency works closely with each client to assess individual risks and determine appropriate coverage limits. For a typical job, it begins by reviewing the specific exposures of a business and then builds a tailored insurance strategy to address those vulnerabilities.
Kim Albert Agency: Allstate Insurance serves local homeowners, businesses, and property managers in Minot by offering business insurance agent services that help protect commercial assets and manage liability risks. The agency works closely with clients to review coverage needs for small and mid-sized enterprises. General policies address property damage, business interruption, and liability exposure common to the region. This service also extends to nearby communities including Burlington and the broader Minot metro area.
Michael E Braun - State Farm Insurance Agent in Minot, ND provides business insurance coverage, distinguishing between one-time policies for short-term projects or events and recurring packages for ongoing operational liability. General business insurance protects against property damage, theft, and lawsuits common to local enterprises. As a business insurance agent, Michael E Braun helps structure coverage tailored to each business's specific risks and budget. Services run on a one-time, scheduled, or as-needed basis depending on the client’s changing commercial needs.
Farmers Insurance - Miranda Schuler in Minot, ND helps local business owners prepare for winter weather risks that can disrupt operations and damage property. As a business insurance agent, the company provides coverage options tailored to commercial needs, including liability and property protection. Minot businesses face seasonal challenges from snow and ice, making reliable coverage essential for maintaining stability. Miranda Schuler works with clients to assess their specific exposures and recommends appropriate policies to safeguard their investments. The process begins with a thorough inspection of the business premises to identify potential risks.
Donovan Insurance Agency LLP offers specialty business insurance coverage tailored to commercial operations in Minot, ND, including general liability, property protection, and workers’ compensation. The agency supports area businesses by assessing unique occupational risks and matching policies to fit specific operational needs. It also provides ongoing guidance to help clients navigate policy updates and compliance requirements. As winter approaches, the agency helps local businesses review snow removal liability coverage and adjust policies for seasonal staffing changes to maintain uninterrupted protection.
Heritage Insurance Services, based in Minot, ND, provides business insurance coverage to local enterprises. The agency specializes in helping clients manage common operational exposures, such as property damage, liability claims, and business interruption risks. It also offers supplementary policies for specific needs, including equipment breakdown and cyber liability protection. Commercial clients served include offices, warehouses, and food service establishments, where tailored policies address both standard and industry-specific liabilities.
Pinnacle Employee Benefits in Minot, ND provides residential insurance services for individual clients seeking coverage solutions. The firm also offers commercial coverage to safeguard local businesses against various operational risks in the Minot area. Their service area encompasses the surrounding region, ensuring accessible support for policyholders. Between regular visits, the company follows up with clients to review coverage needs and adjust policies as circumstances change, thereby maintaining ongoing protection without requiring immediate in-person appointments.
Farmers Insurance - Kellen Latendresse in Minot, ND, is known for providing business insurance coverage to local companies. Its service range includes property, liability, and commercial auto policies tailored for small and mid-sized businesses. Agents work with clients to assess workplace risks and recommend appropriate protection for assets and operations. As a specialty service, the agency can add on coverage for business interruption, helping firms manage income loss during unexpected closures or disasters.
What Does a a Business Insurance Agent in Minot Cost?
Typical costs for business insurance in North Dakota vary widely. A small retail shop in Minot might pay between 400 and 800 dollars per year for general liability. A construction company with several employees could pay 2,000 to 5,000 dollars annually for a package policy including workers compensation and commercial auto. Larger businesses or those in high-risk industries may pay 10,000 dollars or more. These figures are estimates and your actual premium will depend on your specific business profile. This is general information, not insurance advice.
About business insurance agents in Minot
Business insurance agents in Minot, North Dakota help local companies find coverage for property, liability, and workers compensation. North Dakota law requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. Agents in Minot understand the unique risks of agriculture, energy, and retail businesses common to the region.
Frequently Asked Questions
What types of business insurance are required in North Dakota?
North Dakota law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicle. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I find a business insurance agent in Minot?
You can search online directories, ask for referrals from other business owners, or contact the North Dakota Insurance Department for a list of licensed agents in Ward County. Many agents in Minot specialize in coverage for farms, construction companies, and small retail shops.
What factors affect the cost of business insurance in North Dakota?
Costs depend on your industry, number of employees, annual revenue, claims history, and the specific coverages you need. For example, a construction company in Minot will pay more for general liability than a home-based consulting business due to higher risk.
Business Insurance Agents in Other North Dakota Cities
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