The top-rated business insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Coastal Financial Group & Island Tax Associates, Carey, Richmond & Viking Insurance, Hilb Group. This directory lists 14 business insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Middletown | 49 E Main Rd | (401) 841-5000 |
| 2 | Coastal Financial Group & Island Tax Associates | 575 E Main Rd | (401) 846-4290 |
| 3 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 4 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 5 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 6 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 7 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 8 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 9 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 10 | Nationwide Insurance: Roy L Souza | 999 W Main Rd | (401) 849-4100 |
AAA Middletown serves businesses in Newport County and throughout the Middletown, Rhode Island area, offering commercial insurance solutions tailored to local needs. The agency helps business owners assess risk and secure appropriate coverage for their operations. Policies address general liability, property protection, and workers’ compensation requirements. Additional support includes commercial auto insurance and coverage for business interruption risks.
Coastal Financial Group & Island Tax Associates in Middletown, RI, provides a full range of business insurance agent services, including liability, property, and workers’ compensation coverage. It develops comprehensive plans to protect local operations and offers scheduled policy reviews to adjust coverage as businesses grow. Regular consultation plans help ensure policies remain aligned with changing asset values and regulatory requirements. The agency services a variety of properties such as single-family homes, apartments, retail spaces, and restaurants.
Carey, Richmond & Viking Insurance serves local homeowners, small businesses, and commercial property managers in Middletown, Rhode Island. The agency offers tailored business insurance policies, including general liability, property coverage, and workers' compensation. Working with multiple carriers, agents help clients assess risk and select appropriate protection for their operations. The firm also extends its business insurance services to neighboring communities such as Newport and the surrounding areas of Aquidneck Island.
Hilb Group serves the Middletown, Rhode Island area and surrounding communities, handling a full range of business insurance needs for local companies. It works to secure appropriate coverage for property, liability, and employee-related risks. The agency carefully assesses each client's operations to identify specific exposures and potential gaps in protection. To complete a typical job, it conducts a thorough risk review, compares options from multiple carriers, and presents tailored solutions designed to match the client's unique business profile.
KVT Insurance LLC in Middletown, RI assists local businesses in distinguishing between short-term one-time policies, ideal for fluctuating needs, and recurring annual coverage that protects ongoing operations. The agency focuses exclusively on business insurance agents, helping clients identify policies for property, liability, and other common commercial exposures. Service is provided both for initial policy setup and for ongoing renewal management, and typically runs on a scheduled annual basis to coincide with each client’s policy renewal cycle.
Specializing in business insurance, Aquidneck Island Insurance provides coverage for local enterprises in Middletown, Rhode Island. The agency assists with general liability, commercial property, and workers' compensation policies for small and mid-sized companies. Its daily work involves reviewing risk exposure, tailoring coverage to different industries, and guiding clients through claims processes. During Rhode Island’s winter months, the agency frequently helps businesses secure additional protection against weather-related disruptions and liability from icy conditions on commercial premises.
The SIG Insurance Agencies in Middletown, Rhode Island assists local businesses with their commercial coverage needs. Its work involves assessing property and liability risks unique to each operation. The agency adds targeted endorsements or commercial umbrella policies to broaden a client’s protection. It serves diverse commercial sectors that require distinct policies, including professional offices, warehouses handling wholesale goods, and food service establishments that must account for product liability and general premises safety.
New Insurance Agency RI provides business insurance coverage for clients across Newport County and Bristol County. In Middletown, the firm assists local entrepreneurs in evaluating general liability and property insurance needs alongside standard commercial packages. The agency also offers residential insurance services for homeowners throughout Aquidneck Island. Business owners in the area consult with the company during policy renewals or when expanding operations, and the office maintains contact with clients between regular visits to review any changes in coverage requirements.
For a small business in Middletown bracing for the peak tourist season, the right liability coverage can mean the difference between a profitable summer and a devastating lawsuit. Defend Insure Agency addresses this need by helping local shops and service providers secure general liability and commercial property policies customized to their daily operations. As a dedicated business insurance agent, the company routinely assists area owners in reviewing their current risk exposures on Narragansett Bay. A typical engagement begins with a walk-through of the commercial premises to document potential hazards.
Nationwide Insurance: Roy L Souza is a business insurance agent serving the Middletown, Rhode Island area. The agency works with local companies to secure general liability and property coverage tailored to their operations. It also assists with workers’ compensation policies to protect employees and employers alike. Commercial auto insurance is available for vehicles used in business. Additionally, the agency can help arrange a business owner’s policy, which bundles essential coverages into one plan. It also offers cyber liability insurance as a specialty add-on.
What Does a a Business Insurance Agent in Middletown Cost?
Business insurance costs in Rhode Island vary by industry, revenue, and coverage limits. A small retail shop in Middletown might pay between 500 and 2,000 dollars per year for general liability. A construction company could pay 5,000 to 15,000 dollars or more annually. Factors like claims history and location also affect premiums. This is general information, not insurance advice.
About business insurance agents in Middletown
Business insurance agents in Middletown, Rhode Island help local companies find the right coverage for their needs. Rhode Island requires all employers with one or more employees to carry workers compensation insurance. A local agent can guide you through these requirements and help protect your business assets.
Frequently Asked Questions
What types of business insurance do I need in Middletown Rhode Island?
Most businesses need general liability insurance and property insurance. Rhode Island law also requires workers compensation insurance for any employer with at least one employee. Your agent can help you assess other needs like commercial auto or professional liability.
How do I choose a business insurance agent in Middletown?
Look for an agent licensed in Rhode Island who has experience with businesses in your industry. Ask about their knowledge of local regulations and claims processes. A good agent will review your operations and recommend appropriate coverage limits.
What is the process to get business insurance in Rhode Island?
You will meet with an agent who will ask about your business operations, revenue, and number of employees. The agent will then get quotes from multiple carriers. Once you choose a policy, you can usually bind coverage quickly and receive proof of insurance.
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