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Find Business Insurance Agents Near You in Providence, RI
Looking for a business insurance agent in Providence? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Providence, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 14 business insurance agents in Providence, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cross Insurance
291 Promenade St, Providence, RI 02908
(401) 431-9200
crossagency.com
Podmaska Insurance Agency Inc
1309 Chalkstone Ave, Providence, RI 02908
(401) 272-5444
podmaska.com
Wilson Insurance Agency
723 Atwells Ave, Providence, RI 02909
(401) 453-6659
wilsoninsuranceagencyri.com
Auto Cycle Insurance
400 Broadway, Providence, RI 02909
(401) 421-2005
autocycleins.net
Insurance Leader
1237 Elmwood Ave, Providence, RI 02907
(401) 781-1810
insurance-leader.poi.place
ONE STOP INSURANCE AGENCY
858 Broad St, Providence, RI 02907
(401) 785-3339
World Insurance Associates LLC
477 Elmwood Ave, Providence, RI 02907
(401) 572-3303
locations.worldinsurance.com
Gilbane Insurance Agency Inc.
515 Elmwood Ave, Providence, RI 02907
(401) 781-8680
gilbaneinsuranceri.com
Taveras Insurance Group Inc.
1165 Elmwood Ave, Providence, RI 02907
(401) 781-4481
taverasinsgroup.com
Farmington Insurance Agency
24 Farmington Ave, Providence, RI 02909
(401) 944-2230
farmingtonins.com
Atwood And Palazzo Insurance Agency
565 Broadway, Providence, RI 02909
(401) 272-4340
Lefebvre Insurance Agency, Inc.
839 N Main St, Providence, RI 02904
(401) 273-0022
lefebvreins.com
E F Bishop Agency Inc
217 Angell St, Providence, RI 02906
(401) 421-3210
efbishop.com
Pro Rhode Island Insurance Co
36 Exchange Ter, Providence, RI 02903
(401) 424-4690
Business insurance agents in Providence Rhode Island help local companies find coverage for general liability property damage and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance even for part time staff. An agent can explain how state specific rules like the Rhode Island Workers Compensation Act affect your policy needs.
What Does a Business Insurance Agent in Providence Cost?
Typical costs for a small business insurance policy in Rhode Island range from 500 to 1500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification averaging around 1 to 3 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location with Providence rates sometimes higher due to urban risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not required by state law but is often demanded by landlords and clients.
How do I choose a business insurance agent in Providence?
Look for an agent who has experience with businesses in Rhode Island and understands local regulations. Ask if they work with multiple insurance carriers so they can compare quotes. Check that they are licensed by the Rhode Island Department of Business Regulation.
Can a business insurance agent help with a Rhode Island specific risk like coastal flooding?
Yes. Providence businesses near Narragansett Bay may need flood insurance which is not included in standard policies. An agent can help you evaluate flood risk and recommend separate coverage through the National Flood Insurance Program or private insurers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.