The top-rated business insurance agent in West Warwick, Rhode Island is Dacey Insurance Agency, a World Company, rated 5.0 stars across 39 reviews. Other highly rated options include Graham Insurance Inc, John J Clarke Insurance, Inc, Silver Auto Insurance. This directory lists 11 business insurance agents serving West Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dacey Insurance Agency, a World Company | 1350 Division Rd #101 | (401) 398-8020 |
| 2 | Graham Insurance Inc | 328 Cowesett Ave Suite 4 | (401) 828-7946 |
| 3 | John J Clarke Insurance, Inc | 1226 Main St #1 | (401) 821-7330 |
| 4 | Silver Auto Insurance | 1350 Division Rd #101 | (401) 298-9815 |
| 5 | MetLife - Donna Averill | 312 Cowesett Ave | (401) 279-0735 |
| 6 | World Insurance Associates LLC | 1350 Division Rd Suite 101 & 104A | (401) 884-1090 |
| 7 | Blink Insurance Service | 1235 Division Rd | (401) 655-2967 |
| 8 | Insurance | 255 Quaker Ln # 700 | (401) 615-7110 |
| 9 | Iovino Appraisal Service | 1227 Main St Ste 4 | (401) 365-3299 |
| 10 | Smile More Insurance LLC | 312 Cowesett Ave | (401) 655-2911 |
Dacey Insurance Agency, a World Company, serves the West Warwick, Rhode Island, metro area as a business insurance agent. The agency works with local companies to secure essential commercial coverage adapted to their specific operational risks and liability needs. Understanding the diverse business landscape in this part of the state, it assists in structuring policies that protect both property and income streams. Specific services handled in this region include general liability insurance to cover third-party claims and commercial property insurance for physical assets.
Graham Insurance Inc serves local homeowners, small businesses, and commercial property managers in West Warwick, Rhode Island. It helps clients assess their liability exposures and select appropriate coverage for their operations and assets. The agency guides customers through policy renewals and claims support to address changing business needs. It also covers the neighboring communities of Coventry and the greater Warwick metro area to assist additional commercial clients requiring customized insurance protection.
John J Clarke Insurance, Inc in West Warwick, RI offers a range of business insurance agent services tailored to local enterprises. The agency helps clients assess their specific operational risks and secure appropriate coverage plans. Regular policy reviews and renewals are managed as part of its ongoing service plans to ensure continued protection. The firm provides essential guidance on general liability and property insurance needs for local businesses. It services a variety of commercial properties, including single-family homes used for business, apartments, retail storefronts, and restaurants.
Silver Auto Insurance serves West Warwick, Rhode Island, and the surrounding communities. It handles commercial coverage needs for small and mid-sized businesses operating in the area. The agency works with local enterprises to arrange general liability and property coverage. It also helps owners navigate mandatory workers compensation policies. For a typical job, the agency evaluates a client’s specific operations to identify exposures, then compares quotes from multiple carriers to secure balanced protection.
MetLife - Donna Averill in West Warwick, RI, assists businesses in distinguishing between one-time policy placements and ongoing service arrangements such as annual renewals and periodic coverage reviews. The agency handles general business insurance options including liability, property, and workers' compensation policies tailored to local commercial needs. Services are provided on both a scheduled review basis for established clients and an as-needed basis for new inquiries or coverage changes.
World Insurance Associates LLC in West Warwick, Rhode Island, helps business owners secure coverage for their general liability and property exposures. The company specializes in tailoring additional protections for specific operational risks, such as professional liability, cyber liability, and workers compensation. Its team provides ongoing support to adapt policies as local enterprises grow and regulations shift. This agency serves a range of commercial sectors, including corporate offices, product warehouses, and food service establishments.
Blink Insurance Service in West Warwick, RI, offers specialty business insurance policies tailored for specific professional liability and commercial property needs. This agency also provides general coverage work, helping local companies secure essential plans for general liability, workers’ compensation, and commercial auto. Its consultants assess unique risks faced by small and mid-sized firms throughout the region. As winter approaches in southern New England, the agency frequently assists business owners with navigating claims and policy adjustments related to ice damage or snow-related closures.
As the busy tourist season approaches in West Warwick, many local businesses face increased liability concerns and must verify their insurance coverage meets new operational demands. This company provides business insurance agency services, helping clients review commercial policies for property, general liability, and workers’ compensation. They advise on appropriate coverage limits and assist with claims filing. The process begins with a thorough on-site assessment of the business’s current exposures and existing policy details.
Iovino Appraisal Service provides business insurance coverage for companies operating in West Warwick and the surrounding Rhode Island region. The agency offers standard liability and property policies alongside specialized endorsements addressing industry-specific risks. Their client acquisition process begins with a comprehensive risk evaluation of each business’s operational footprint. Commercial sectors commonly served include professional offices, retail storefronts, warehouse operations, and food service establishments that require tailored protection for equipment, inventory, and public liability.
Smile More Insurance LLC provides residential insurance services for homeowners and renters in the West Warwick area. The agency also writes commercial coverage policies tailored for local small businesses throughout Rhode Island. Business clients can obtain general liability and property insurance through this company. The team follows up with policyholders after a claim or between the regular renewal visits to ensure coverage needs remain adequately addressed.
What Does a a Business Insurance Agent in West Warwick Cost?
Typical costs for business insurance in Rhode Island vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes and can range from 0.50 to 5 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle often costs 1200 to 3000 dollars annually. This is general information and not insurance advice.
About business insurance agents in West Warwick
A business insurance agent in West Warwick can help you secure coverage tailored to your company needs. Rhode Island requires all employers with one or more employees to carry workers compensation insurance. Local agents understand the specific risks for businesses in Kent County and can guide you through state regulations.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island law requires workers compensation insurance for nearly all employers. If you have a commercial vehicle, you also need commercial auto insurance. General liability is not state-mandated but is often required by landlords or contracts.
How do I choose a business insurance agent in West Warwick?
Look for an agent licensed in Rhode Island with experience in your industry. Ask about their familiarity with local regulations and whether they can bundle policies to save money. Check reviews and ask for referrals from other business owners.
Can a business insurance agent help with Rhode Island specific risks?
Yes. A local agent understands risks like winter weather damage, coastal flooding, and the state strict workers compensation rules. They can also advise on coverage for seasonal businesses common in the area.
Business Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Middletown · North Kingstown · North Providence · Pawtucket · Providence · Warwick · Woonsocket