The top-rated commercial insurance agent in Northport, Alabama is Jay Moyer - State Farm Insurance Agent, rated 5.0 stars across 510 reviews. Other highly rated options include Alfa Insurance- Josie Horton Agency, Ryan Whitson - State Farm Insurance Agent, Terry Insurance Group. This directory lists 15 commercial insurance agents serving Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jay Moyer - State Farm Insurance Agent | 225 McFarland Blvd Suite C | (205) 248-2057 |
| 2 | Alfa Insurance- Josie Horton Agency | 6054 US-43 | (205) 235-3020 |
| 3 | Ryan Whitson - State Farm Insurance Agent | 1503 Bridge Ave | (205) 722-2804 |
| 4 | Terry Insurance Group | 2403 10th St | (205) 352-2335 |
| 5 | Young America Insurance | 2300 McFarland Blvd | (205) 632-6152 |
| 6 | James Anthony: Allstate Insurance | 217 Main Ave | (205) 985-7717 |
| 7 | Andrew Kniphfer: Allstate Insurance | 4705 McFarland Blvd #3 | (205) 722-9201 |
| 8 | Michael Noe Agency | 3920 McFarland Blvd | (205) 333-7133 |
| 9 | Alfa Insurance - Brandy Estes Agency | 3009 43rd Ave | (205) 339-0426 |
| 10 | Bentley Insurance Inc. | 401 20th Ave Unit 3 | (205) 758-6700 |
Jay Moyer - State Farm Insurance Agent serves the Northport, Alabama, metro area and provides commercial insurance agent services. The agency helps local business owners manage their operational risks and financial exposures through tailored insurance policies. Coverage options typically address property, liability, and workers’ compensation needs that are common in the region’s commercial sector. It specifically handles business owner policies and commercial auto insurance for companies operating in and around Northport.
Alfa Insurance- Josie Horton Agency in Northport, AL provides a full range of commercial insurance products designed to protect local business operations. It offers comprehensive liability coverage, property insurance, and specialized business owner policies. Service plans include regular account reviews and access to claims support, ensuring clients maintain adequate coverage as their needs evolve. The agency maintains a focus on personalized risk management for various property types, including retail stores, restaurants, single-family homes, and apartment complexes.
Ryan Whitson - State Farm Insurance Agent serves homeowners, businesses, property managers, and commercial operators in Northport, AL. The agency provides commercial insurance policies tailored for local enterprises, including general liability, property coverage, and workers’ compensation options. Clients benefit from personalized risk assessments and claim support to manage unforeseen losses. The firm works extensively with small and mid-sized businesses throughout Tuscaloosa County, ensuring coverage aligns with regional operational needs. Its service area also extends to nearby communities such as Holt and the greater Tuscaloosa metro region.
Terry Insurance Group in Northport, AL, helps commercial clients distinguish between one-time policies for specific projects and recurring coverage for ongoing operations. Their services include general liability, property, and workers compensation insurance tailored to local businesses. Coverage plans are designed to address common risks faced by small and mid-sized enterprises in the area. Service runs on either a one-time, scheduled, or as-needed basis, depending on the client’s policy requirements.
Young America Insurance serves Northport, Alabama, and the surrounding Tuscaloosa County communities. It handles commercial insurance needs for local businesses, including property, liability, and workers' compensation coverages. The agency works closely with each business owner to understand their specific operational risks and daily exposures. When handling a typical job, it begins by reviewing the client’s current operations and coverage gaps, then compares options from multiple carriers to build a tailored policy that addresses those identified needs.
As Northport businesses ready their seasonal inventory, securing proper commercial coverage becomes essential for protecting assets against weather and liability risks. James Anthony: Allstate Insurance works with local business owners to assess their specific coverage requirements, from general liability to property protection. The agency provides personalized consultations to tailor policies that align with each commercial operation’s exposure. After discussing business activities and reviewing existing coverages, the agent schedules an on-site inspection to evaluate the property and recommend appropriate policy adjustments.
At Andrew Kniphfer: Allstone Insurance in Northport, AL, the agency provides commercial insurance policies covering liability, property, and workers’ compensation for local businesses. It also serves area firms needing routine risk assessments and coverage updates. As seasonal changes bring severe thunderstorms or heat-related equipment strain, the office helps clients adjust their policies to protect against unexpected property damage and business interruptions.
Michael Noe Agency works with business owners in the Northport, Alabama area to secure commercial insurance that addresses liability, property, and operational risks. Its specialty add-ons cover workers’ compensation, business interruption, and commercial auto coverage tailored to local enterprises. The agency structures policies to protect daily income and physical assets from unforeseen losses. Its team serves a range of industries including offices, warehouses, and food service establishments requiring customized insurance solutions.
What Does a a Commercial Insurance Agent in Northport Cost?
Typical annual costs for a small business general liability policy in Alabama range from 400 to 1,500 dollars. Workers compensation premiums vary by industry and payroll but average 1 to 3 dollars per 100 dollars of payroll. Commercial auto policies for a single vehicle often cost 1,200 to 3,000 dollars per year. Actual costs depend on business type location coverage limits and claims history. This is general information not insurance advice.
About commercial insurance agents in Northport
Commercial insurance agents in Northport Alabama help business owners secure coverage for property liability workers compensation and commercial auto. Alabama law requires businesses with five or more employees to carry workers compensation insurance. Local agents understand the risks specific to Tuscaloosa County including severe weather and construction industry needs.
Frequently Asked Questions
What types of commercial insurance do Northport businesses typically need?
Common coverages include general liability commercial property workers compensation and commercial auto. Alabama law mandates workers comp for most employers with five or more employees. Agents also recommend business interruption and cyber liability policies.
How does Alabama law affect commercial insurance requirements for Northport businesses?
Alabama requires workers compensation insurance for businesses with five or more employees. The state also has specific minimum liability limits for commercial auto policies. Agents can help you meet these legal requirements while managing risk.
How do I choose a commercial insurance agent in Northport Alabama?
Look for an agent licensed in Alabama with experience in your industry. Ask about their knowledge of local risks such as tornadoes and flooding. Request quotes from multiple agencies to compare coverage options and pricing.