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Find Commercial Insurance Agents Near You in Opelika, AL

Browse commercial insurance agents serving Opelika, Alabama. Updated 2026-07-14.

The top-rated commercial insurance agent in Opelika, Alabama is Freeway Insurance, rated 4.7 stars across 415 reviews. Other highly rated options include Acceptance Insurance, Alfa Insurance - Stephanie Graham, Bill White - State Farm Insurance Agent. This directory lists 19 commercial insurance agents serving Opelika.

Showing 19 commercial insurance agents in Opelika, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance2468 Pepperell Pkwy(334) 523-7169
2Acceptance Insurance1703 Westend Ct Ste J(334) 698-7007
3Alfa Insurance - Stephanie Graham709 2nd Ave(251) 423-4286
4Bill White - State Farm Insurance Agent401 S 8th St(334) 749-8319
5D. Lane Agency1622 Pepperell Pkwy STE-1(334) 744-5050
6Direct Auto Insurance1906 Pepperell Pkwy(334) 275-4817
7The Brown Insurance Group1707 2nd Ave Ste B(334) 787-9934
8Highpoint Insurance Group107 18th St(334) 741-9979
9Byars Cooper Insurance Group507 S 7th St(334) 741-2017
10Alabama Insurers451 Columbus Pkwy(334) 749-7200
FI
2468 Pepperell Pkwy
Freeway Insurance
Commercial Insurance Agent · Opelika, AL

Serving Opelika and the surrounding communities in east-central Alabama, Freeway Insurance handles commercial insurance needs for local businesses. The agency works with clients to secure appropriate coverage for property, liability, and other operational risks common to the area. Each proposal is tailored to the specific exposures of the business, and the agency typically starts by reviewing current coverage and then comparing options from multiple carriers before making a recommendation.

AI
1703 Westend Ct Ste J
Acceptance Insurance
Commercial Insurance Agent · Opelika, AL

Acceptance Insurance provides a range of commercial insurance agent services, including risk assessment and policy placement for local businesses. It offers routine service plan reviews to ensure coverage remains aligned with evolving operations and liabilities. Additional maintenance plans involve periodic audits and updates as business assets fluctuate. The agency serves properties such as single-family homes, apartment complexes, retail storefronts, and restaurants.

AI
709 2nd Ave
Alfa Insurance - Stephanie Graham
Commercial Insurance Agent · Opelika, AL

Alfa Insurance - Stephanie Graham provides a full spectrum of commercial insurance services, including liability, property, and workers' compensation coverage for local businesses. The agency offers tailored risk management solutions and works with clients to develop periodic policy reviews to ensure adequate protection as operations evolve. It also assists with claims management and coverage adjustments during the policy term. Its service area encompasses small and mid-sized commercial properties such as retail stores, restaurants, office buildings, apartment complexes, and single-family rental homes in Opelika, Alabama.

BW
401 S 8th St
Bill White - State Farm Insurance Agent
Commercial Insurance Agent · Opelika, AL

Bill White - State Farm Insurance Agent serves Opelika, Alabama, and the surrounding area, specializing in commercial insurance solutions for local businesses. The agency helps proprietors manage risks unique to their operations, offering policies that address liability, property, and equipment coverage needs. Commercial auto insurance is also available to protect company vehicles on the road. Further assistance is provided through workers' compensation plans to safeguard employees on the job.

DL
1622 Pepperell Pkwy STE-1
D. Lane Agency
Commercial Insurance Agent · Opelika, AL

D. Lane Agency serves small to mid-sized businesses, commercial property owners, and agricultural operators in Opelika, Alabama, offering general liability, property, workers’ compensation, and commercial auto coverage. The agency works with clients to assess risk and identify appropriate insurance policies from multiple carriers. Commercial clients in surrounding areas of Lee County, including the Auburn metro, can also access these services for their business insurance needs.

DA
1906 Pepperell Pkwy
Direct Auto Insurance
Commercial Insurance Agent · Opelika, AL

Direct Auto Insurance in Opelika, Alabama, distinguishes between one-time commercial policy placements and recurring support for fleet management or general liability renewals. Its commercial coverage includes property, liability, and workers’ compensation protection tailored to local business needs. As a Commercial Insurance Agent, this firm serves small retailers, contractors, and service providers throughout the area. Service runs on both a scheduled basis for periodic policy reviews and an as-needed basis for claims assistance or mid-term coverage adjustments.

BI
1707 2nd Ave Ste B
The Brown Insurance Group
Commercial Insurance Agent · Opelika, AL

Serving Opelika and the surrounding communities of east Alabama, The Brown Insurance Group focuses on commercial insurance agent services for local businesses. The agency handles coverage needs for a range of local enterprises, including property, liability, and workers' compensation policies. It works directly with business owners to identify specific operational risks and understand each company's unique exposure. To develop an appropriate policy, the agent thoroughly reviews the client's daily operations, revenue streams, and physical assets before presenting coverage options from multiple carriers.

HI
107 18th St
Highpoint Insurance Group
Commercial Insurance Agent · Opelika, AL

Highpoint Insurance Group offers specialized commercial insurance policies tailored to protect local businesses in Opelika, AL, including coverage for property, liability, and workers’ compensation. The agency also provides general risk management guidance and policy reviews to help companies maintain adequate protection. As seasonal weather patterns can shift, it assists businesses in adjusting their coverage to safeguard against increased storm or flood risks during active weather months.

BC
507 S 7th St
Byars Cooper Insurance Group
Commercial Insurance Agent · Opelika, AL

As local businesses in Opelika prepare for the busy construction season, they often face new liability risks from subcontractors and expanding operations. Byars Cooper Insurance Group responds by offering tailored commercial insurance policies that address these emerging coverage needs. Their agents specialize in assessing the specific exposures of each client’s industry, from retail storefronts to light manufacturing. They work to structure protections for property, workers’ compensation, and general liability. A typical initial assessment involves a thorough review of the client’s current liabilities and an in-person walkthrough of their business location.

AI
451 Columbus Pkwy
Alabama Insurers
Commercial Insurance Agent · Opelika, AL

Alabama Insurers in Opelika, AL, helps businesses choose between stand-alone policies for single projects and recurring packages for ongoing operations. Their commercial insurance covers general liability, property protection, and workers’ compensation to safeguard local enterprises against common risks. Coverage options can be tailored to match specific industry demands, from retail shops to contractors working in the area. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s policy changes and renewal requirements.

LB
1707 2nd Ave
Lance Brown Allstate Insurance (The Brown Insurance Agency)
Commercial Insurance Agent · Opelika, AL
(334) 758-0088
agents.allstate.com/lance-brown-opelika-al.html
SI
211 2nd Ave
Starr Insurance dba Elliott & Associates
Commercial Insurance Agent · Opelika, AL
(334) 745-0888
JS
2821 Corporate Park Dr
J. Smith Lanier & Co
Commercial Insurance Agent · Opelika, AL
(334) 749-3401
marshmma.com
CL
800 S 8th St
Colonial Life Insurance Co
Commercial Insurance Agent · Opelika, AL
(251) 207-5666
IS
708 Ave D
Insure South
Commercial Insurance Agent · Opelika, AL
(334) 745-3585
AI
1451 Gateway Dr B
Alfa Insurance
Commercial Insurance Agent · Opelika, AL
(334) 741-0573
alfainsurance.com
PS
2115 Interstate Dr
Pro Safe Insurance Agency
Commercial Insurance Agent · Opelika, AL
(256) 444-6684
countryfinancial.com/kenny.chase
AI
709 2nd Ave
Alfa Insurance
Commercial Insurance Agent · Opelika, AL
(334) 749-3371
alfainsurance.com
SI
211 2nd Ave
Starr Insurance Group LLC
Commercial Insurance Agent · Opelika, AL
(334) 745-0888
starrgroupllc.com

What Does a a Commercial Insurance Agent in Opelika Cost?

The cost of commercial insurance in Alabama varies by industry coverage limits and claims history. A small business might pay 500 to 1500 dollars per year for general liability. Workers compensation rates are set by the Alabama Department of Insurance and average around 1.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies typically cost 1200 to 3000 dollars annually. This is general information and not insurance advice.

About commercial insurance agents in Opelika

A commercial insurance agent in Opelika Alabama helps business owners secure coverage for property liability and workers compensation. Alabama law requires most employers to carry workers compensation insurance if they have five or more employees. Local agents can guide you through the specific coverage needs for businesses in Lee County and the surrounding area.

Frequently Asked Questions

What types of commercial insurance do Opelika businesses need?

Common coverages include general liability property insurance workers compensation and commercial auto. Alabama law requires workers compensation for businesses with five or more employees. An agent can help you assess risks specific to your industry.

How do I find a commercial insurance agent in Opelika Alabama?

You can search online directories or ask other business owners for referrals. The Alabama Department of Insurance licenses all agents. Verify that the agent holds a valid license and has experience with your type of business.

Does Alabama have any special insurance requirements for contractors?

Yes contractors in Alabama must carry general liability insurance and workers compensation if they have employees. Some municipalities like Opelika may require additional bonds or proof of coverage for building permits. An agent can help you meet local and state requirements.

Commercial Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.