The top-rated commercial insurance agent in Brea, California is Acceptance Insurance, rated 4.9 stars across 630 reviews. Other highly rated options include Apollo Insurance Services, Westways Insurance, Tom Nunez - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Brea.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1045 E Imperial Hwy | (714) 340-1052 |
| 2 | Apollo Insurance Services | 1040 E Imperial Hwy Suite F3 | (800) 426-1088 |
| 3 | Westways Insurance | 770 S Brea Blvd #107 | (714) 990-1382 |
| 4 | Tom Nunez - State Farm Insurance Agent | 690 S Brea Blvd | (714) 256-0111 |
| 5 | Brian Norcutt - State Farm Insurance Agent | 605 E Imperial Hwy a | (714) 256-8873 |
| 6 | Gary Critchfield - State Farm Insurance Agent | 595 W Lambert Rd #211 | (714) 990-5770 |
| 7 | Ekno Insurance Services | 711 E Imperial Hwy #201 | (888) 669-7220 |
| 8 | MultiCo Insurance Solutions | 747 S Brea Blvd #33 | (714) 462-3432 |
| 9 | Mercury Insurance | 555 W Imperial Hwy | (714) 671-6600 |
| 10 | Red Insurance Services | 5700 Carbon Canyon Rd | (760) 979-1846 |
Acceptance Insurance serves the Brea, California area and its surrounding communities, handling a range of commercial insurance needs for local businesses. It works with common policies such as general liability, property, and workers' compensation coverage to protect small and mid-sized ventures. The agency assesses each client’s operational risks and tailors coverage options accordingly. It typically begins a job by reviewing business activities and exposures to identify appropriate protection levels, then presents relevant plans from insurers.
Apollo Insurance Services serves businesses throughout Orange County from its Brea, California location. The agency provides essential commercial insurance solutions to local companies of various sizes. Coverage options are designed to protect against property damage, liability claims, and other operational risks. Policies from this firm help businesses manage their exposures effectively. The team works with clients to understand specific industry needs and secure appropriate coverage. Apollo Insurance Services handles general liability insurance and workers compensation policies for companies in this area.
Westways Insurance provides a comprehensive range of commercial insurance agent services for local businesses, including general liability and property coverage. It offers tailored risk management consultations and policy reviews designed to help protect business operations and assets. Service plans include periodic coverage assessments to ensure policies align with evolving business needs and industry regulations. Westways Insurance services a variety of property types in Brea, CA, including retail stores, restaurants, apartments, and single-family homes.
Businesses, property managers, and commercial operators in Brea, CA turn to Tom Nunez - State Farm Insurance Agent for their commercial insurance needs. The agency helps local enterprises secure appropriate policies to protect their assets and daily operations. They guide clients through coverage for general liability, property, and business interruption risks common to the area. Their service extends to surrounding communities within the Brea metro, including Fullerton and nearby parts of Orange County.
Brian Norcutt - State Farm Insurance Agent serves Brea, California, and the surrounding Orange County communities. The office handles commercial insurance policies designed to protect local businesses from common operational risks including property damage and liability. Coverage offerings are tailored to fit different industry requirements and company sizes. Each client account begins with a thorough review of their current operations and potential exposures. The agent selects an appropriate policy plan by analyzing the specific needs of the business owner.
In Brea, CA, Gary Critchfield - State Farm Insurance Agent offers commercial coverage tailored for local businesses, distinguishing between one-time policies for specific projects and recurring options for ongoing operations. Policies typically address property damage, liability risks, and business interruption for a range of industries. Professional advice helps businesses select appropriate deductibles and coverage limits. Service for commercial insurance needs usually runs on a scheduled basis, with policy reviews arranged as needed to adapt to evolving business circumstances.
As Brea businesses prepare for seasonal shifts or new ventures, protecting their operations and assets becomes a priority. Ekno Insurance Services helps commercial clients here navigate these needs by identifying specific liability, property, and worker coverage gaps through careful policy comparison. Their team works with various local industries to tailor coverage that addresses unique risks and contractual requirements. Crafting a clear proposal is foundational to this process. To begin, Ekno arranges a site inspection or virtual review of the applicant’s premises and business practices.
MultiCo Insurance Solutions is a commercial insurance agency located in Brea, California, that helps businesses obtain coverage for their operational risks. The agency specializes in adding tailored policy options, such as general liability, property protection, and workers' compensation, to meet specific industry needs. It can serve a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
As a commercial insurance agent in Brea, Mercury Insurance specializes in coverage for local businesses, including general liability and property protection. The agency also provides customized policies tailored to individual company needs and risk profiles. Commercial insurance work in this area typically assists companies with managing operational hazards and securing assets. During seasonal transitions, such as year-end inventory shifts or contractor project cycles, the agent helps businesses adjust their coverage limits to match fluctuating exposures and prevent gaps in protection.
Red Insurance Services, based in Brea, CA, offers residential insurance policies for homes in surrounding communities, addressing common local coverage needs. Their commercial insurance agent services further extend to small and medium businesses across the region, helping property owners manage liability and property protection. The team provides standard policy reviews tailored to each client’s operational risks. Regular follow-up occurs between regular visits to adjust coverage as client circumstances change or new exposures arise, supporting consistent protection over time.
What Does a a Commercial Insurance Agent in Brea Cost?
Commercial insurance costs in California vary widely by industry size and location. A small Brea retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums typically range from 0.50 to 3.00 dollars per 100 dollars of payroll. Larger risks like contractors or manufacturers can pay 5000 to 20000 dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Brea
Commercial insurance agents in Brea California help business owners find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Local agents understand the risks specific to Orange County businesses such as earthquake exposure and commercial auto needs.
Frequently Asked Questions
What types of commercial insurance do Brea businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California law mandates workers comp for any business with one or more employees. Agents can also recommend cyber liability or professional liability based on your industry.
How do I choose a commercial insurance agent in Brea?
Look for an agent licensed by the California Department of Insurance who has experience with your type of business. Ask about their carrier network and whether they offer risk management advice. A local agent will know Brea zoning rules and regional risk factors like wildfire or theft.
Does California law affect commercial insurance premiums?
Yes. California regulates workers compensation rates through the Workers Compensation Insurance Rating Bureau. The state also has strict liability laws for construction and transportation businesses. These factors can raise premiums compared to other states.
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