The top-rated commercial insurance agent in Calexico, California is Juan Rosas Insurance Agency, rated 5.0 stars across 255 reviews. Other highly rated options include TREJO Registration & Insurance Agency, Auto International Insurance, Figueroa's auto insurance services. This directory lists 20 commercial insurance agents serving Calexico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Juan Rosas Insurance Agency | 28 W 3rd St Suite 4 | (760) 641-2727 |
| 2 | TREJO Registration & Insurance Agency | 1754 Carr Rd STE 209 | (760) 618-9082 |
| 3 | Auto International Insurance | 546 Imperial Ave | (760) 768-0460 |
| 4 | Figueroa's auto insurance services | 400 Emerson Ave #12 | (760) 768-8757 |
| 5 | Best Formula Insurance Inc | 301 Heffernan Ave # A | (888) 242-9922 |
| 6 | Calhen Insurance Agency con Covered California y Molina | 536 Imperial Ave | (760) 671-2224 |
| 7 | Covered California y Molina con Calhen Insurance Agency Office 2 | 233 Fourth St h | (760) 671-2224 |
| 8 | Oscar Padilla Mexican Insurance | 825 Imperial Ave | (800) 466-7227 |
| 9 | Payless Auto Insurance Broker, Inc. | 928 Imperial Ave #C | (760) 357-1098 |
| 10 | Golden Desert Insurance Agency, Inc. | 619 Paulin Ave # 101 | (760) 357-0531 |
Juan Rosas Insurance Agency serves Calexico and the broader Imperial County area, specializing in commercial insurance for local businesses. The agency helps companies manage risk by offering tailored policies that protect assets and operations. Commercial general liability coverage is a core service, safeguarding firms from third-party claims. Additionally, the agency provides workers’ compensation insurance, which is essential for covering employee injuries on the job. Business property insurance is another service, ensuring physical assets like buildings and equipment are protected.
TREJO Registration & Insurance Agency provides commercial insurance services for businesses in Calexico, California. It offers coverage planning and policy management for various business operations. The agency assists with the purchase and maintenance of insurance protections to address industry-specific liability and property risks. Regular account reviews and updates are provided to help ensure that coverage remains appropriate as business needs evolve. Its customers include small and medium-sized enterprises that own single-family homes, apartments, retail stores, and restaurants.
Located in Calexico, California, Auto International Insurance offers residential insurance coverage for local property owners, addressing standard home and rental needs. The agency also provides commercial insurance agent services, helping businesses in the area secure protection for their operations and liabilities. Covering Calexico and the surrounding Imperial Valley region, the agency guides clients through policy selection and claims processes. Between scheduled visits, clients can expect follow-up communication to address changes in their coverage or risk exposure, ensuring ongoing protection for their residential and commercial interests.
Figueroa's auto insurance services in Calexico, CA serves local businesses, property managers, and commercial property owners by offering commercial insurance agent guidance for general liability, property coverage, and commercial auto policies. This agency helps clients assess their daily operational risks and secure appropriate business insurance plans tailored to their needs. It also provides ongoing policy reviews and claims support for the agricultural and retail sectors common to the Imperial Valley area, with services extending to nearby El Centro.
Best Formula Insurance Inc serves Calexico and the surrounding Imperial Valley communities, handling commercial insurance needs for local businesses. The agency helps companies manage risks specific to the region’s agricultural, retail, and industrial sectors. It offers general liability, property, and workers’ compensation policies designed to protect operations and assets. When managing a typical account, the firm begins by assessing each client’s unique exposures and then works to secure appropriate coverage from multiple carriers based on that evaluation.
Calhen Insurance Agency in Calexico, CA offers both one-time commercial insurance policies for specific projects and recurring coverage plans for ongoing business operations. As a commercial insurance agent, the company assists local businesses with general liability, property, and other coverage needs typically required in the area. Services from this firm are provided on a scheduled basis, ensuring consistent support for policy renewals and adjustments as client needs change over time.
Covered California y Molina con Calhen Insurance Agency Office 2 in Calexico, California, specializes in commercial insurance solutions tailored for local businesses. It provides general risk management advice and helps business owners obtain appropriate liability and property coverage. The agency guides clients through insurance renewals and policy adjustments to meet regulatory requirements. During the busy harvest and shipping seasons, it assists agricultural and logistics companies with adjusting their coverage to protect against increased liability and inventory exposures.
Small businesses in Calexico often require commercial insurance coverage before opening their doors or signing a lease. Oscar Padilla Mexican Insurance provides property and liability policies that protect local ventures against standard operational risks. The company helps restaurant owners, retailers, and service professionals meet their insurance obligations for permitting and vendor agreements. Understanding the specific demands of the Imperial Valley market allows the agency to match clients with appropriate coverage limits. A walk-through of business premises is typically scheduled during the initial assessment to document exposures.
Payless Auto Insurance Broker, Inc. in Calexico, California specializes in securing liability coverage and property protection for businesses. The agency complements this core work by offering tailored policies for specific operational risks, including equipment breakdown and business interruption insurance. Commercial clients can obtain general liability and workers’ compensation plans suited for their industries. This commercial insurance agent serves sectors such as professional offices, warehouse distribution centers, and food service establishments requiring comprehensive risk management solutions.
Based in Calexico, Golden Desert Insurance Agency, Inc. provides residential insurance products for local homeowners and renters. Representing a commercial insurance agent, the firm also advises regional businesses on coverage options tailored to their operational risks. Policies are designed to protect local retailers, service providers, and other enterprises from common liabilities in the area. Between regular visits, clients can contact the agency for follow-up assistance with claims or policy adjustments as their needs change.
What Does a a Commercial Insurance Agent in Calexico Cost?
Commercial insurance costs in California vary widely by industry coverage types and risk factors. A small retail business might pay 500 to 2000 per year for general liability while a construction company could pay 5000 to 20000 annually for a package policy. Workers compensation premiums depend on payroll and class code with rates ranging from 0.50 to 10.00 per 100 dollars of payroll. This is general information not insurance advice.
About commercial insurance agents in Calexico
Commercial insurance agents in Calexico California help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Agents in Calexico understand the unique risks faced by businesses near the US Mexico border including cross border logistics and agricultural operations.
Frequently Asked Questions
What types of commercial insurance do businesses in Calexico need?
Common coverages include general liability commercial property workers compensation and commercial auto insurance. Businesses near the border may also need cargo insurance for goods transported across the border. An agent can help assess specific risks based on your industry and operations in Imperial County.
Is commercial auto insurance required for vehicles used for business in California?
Yes California law requires liability insurance for all vehicles operated on public roads. For business vehicles commercial auto insurance provides higher limits and covers business use. Minimum liability limits are 15000 per person and 30000 per accident for bodily injury plus 5000 for property damage under California Vehicle Code Section 16056.
How do commercial insurance agents in Calexico help with workers compensation?
Agents help you obtain a policy that meets California Labor Code requirements. They can explain how premiums are calculated based on payroll and classification codes. They also assist with audits and claims reporting to ensure compliance with state regulations.
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