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Find Commercial Insurance Agents Near You in Carlsbad, CA

Browse commercial insurance agents serving Carlsbad, California. Updated 2026-07-14.

The top-rated commercial insurance agent in Carlsbad, California is Gaslamp Insurance, rated 4.6 stars across 1,701 reviews. Other highly rated options include Hayek Insurance, The Insurance Place, Alta Vista Insurance Agency. This directory lists 20 commercial insurance agents serving Carlsbad.

Showing 20 commercial insurance agents in Carlsbad, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gaslamp Insurance2244 Faraday Ave #125(800) 920-4125
2Hayek Insurance2777 Jefferson St Suite 203-D(800) 860-8835
3The Insurance Place2111 Palomar Airport Rd # 322(760) 643-2100
4Alta Vista Insurance Agency2585 Pio Pico Dr Suite 100(844) 629-1500
5Ken May Insurance Services3146 Tiger Run Ct #114(760) 893-8055
6JP Hayes Insurance Agency3129 Tiger Run Ct Ste 201(760) 935-3429
7Dave Miller Insurance2318 Pio Pico Dr(760) 717-1707
8SSA Insurance Services2556 Gateway Rd(760) 607-6177
9JHarris Insurance Services Inc1947 Camino Vida Roble #110(619) 917-8164
10Blue Collar Insurance Services2244 Faraday Ave #88(619) 734-7477
GI
2244 Faraday Ave #125
Gaslamp Insurance
Commercial Insurance Agent · Carlsbad, CA

Gaslamp Insurance serves the Carlsbad, California area and the broader San Diego County as a commercial insurance agent. It provides businesses with coverage options tailored to industry-specific risks. The agency works to match local companies with policies that address liability, property, and operational exposures common in this coastal market. It also helps secure workers’ compensation coverage for companies with employees. Gaslamp Insurance handles general liability insurance and commercial auto insurance for businesses operating throughout the Carlsbad region.

HI
2777 Jefferson St Suite 203-D
Hayek Insurance
Commercial Insurance Agent · Carlsbad, CA

Hayek Insurance provides a full range of commercial insurance products designed to protect local business operations. The agency offers tailored coverage plans that shield assets from common liabilities and property risks, along with ongoing policy reviews to ensure clients maintain adequate protection as their needs evolve. Claims support is available to assist with the filing process and help expedite resolutions. The company regularly services single-family homes, apartments, retail establishments, and restaurants throughout the Carlsbad area.

IP
2111 Palomar Airport Rd # 322
The Insurance Place
Commercial Insurance Agent · Carlsbad, CA

The Insurance Place in Carlsbad, California serves local business owners, property managers, and contractors seeking specialized liability, property, and workers compensation coverage. The agency works closely with clients to analyze operational risks and secure appropriate policies from a range of carriers. This personalized approach helps businesses maintain necessary protections while managing their premium costs. The company also assists clients with locations throughout the city of Oceanside and the surrounding North County coastal communities.

AV
2585 Pio Pico Dr Suite 100
Alta Vista Insurance Agency
Commercial Insurance Agent · Carlsbad, CA

Serving Carlsbad and the surrounding communities throughout San Diego County, Alta Vista Insurance Agency handles a wide range of commercial insurance needs for local businesses. The agency arranges coverage for property, liability, and other operational risks that small and mid-sized companies commonly face in the region. To manage the unique exposures of each client, it carefully assesses individual business requirements, then matches them with appropriate policies from standard carriers.

KM
3146 Tiger Run Ct #114
Ken May Insurance Services
Commercial Insurance Agent · Carlsbad, CA

Ken May Insurance Services in Carlsbad, CA helps businesses distinguish between one-time policy purchases, such as contractor liability coverage, and recurring commercial packages like general liability or workers’ compensation. This local commercial insurance agent works to identify the specific exposures each company faces and then sources appropriate protection from multiple carriers. Ongoing account reviews are available to adjust limits or add endorsements as operations evolve, ensuring the coverage remains relevant. Service runs on both a scheduled and an as-needed basis.

JH
3129 Tiger Run Ct Ste 201
JP Hayes Insurance Agency
Commercial Insurance Agent · Carlsbad, CA

JP Hayes Insurance Agency provides specialty coverage for commercial clients in the Carlsbad area, including policies designed for small businesses, contractors, and professional service firms. The agency also handles general liability, property, and workers compensation insurance to help local enterprises manage day-to-day operational risks. Central to its role is advising on coverage adjustments needed for seasonal shifts, such as increased vehicle or equipment exposure during the spring construction ramp-up.

DM
2318 Pio Pico Dr
Dave Miller Insurance
Commercial Insurance Agent · Carlsbad, CA

As summer wildfire season intensifies in coastal Carlsbad, local businesses face increased liability and property risks that standard policies often overlook. Dave Miller Insurance provides tailored commercial insurance solutions for this area, addressing gaps in coverage for everything from seasonal inventory fluctuations to equipment exposed to marine air. Their process allows small business owners to understand exposures unique to Southern California’s climate and regulatory environment. A consultation begins with a thorough inspection of your current operational footprint and any existing policies to identify specific needs.

SI
2556 Gateway Rd
SSA Insurance Services
Commercial Insurance Agent · Carlsbad, CA

SSA Insurance Services in Carlsbad, CA works with local businesses to secure commercial coverage that protects their daily operations and assets. It specializes in adding tailored policies for liability, property damage, and workers’ compensation needs often required by growing enterprises. Typical commercial sectors it can serve include professional offices needing general liability, warehouses requiring inventory and equipment protection, and food service establishments seeking coverage for premises liability and product exposures.

JI
1947 Camino Vida Roble #110
JHarris Insurance Services Inc
Commercial Insurance Agent · Carlsbad, CA

JHarris Insurance Services Inc serves residential insurance needs while also connecting local businesses in Carlsbad, CA with appropriate commercial coverage. The agency helps commercial clients navigate complex liability, property, and workers compensation policies to protect their operations. Serving the greater Carlsbad area, they work closely with business owners to understand specific risks and insurance requirements. Clients often schedule follow-up consultations between regular policy reviews to adjust coverage as their businesses grow or shift focus.

BC
2244 Faraday Ave #88
Blue Collar Insurance Services
Commercial Insurance Agent · Carlsbad, CA

Blue Collar Insurance Services in Carlsbad, CA provides commercial insurance policies for local businesses, helping them manage risk and protect their assets. This agency specializes in crafting coverage plans tailored to the needs of small companies, contractors, and tradespeople operating within the region. Its services include general liability, property, and workers’ compensation insurance designed to address common operational exposures. For companies with commercial vehicles, Blue Collar Insurance Services can add on specialized commercial auto coverage to safeguard fleets from accidents and liability on the road.

PE
1938 Kellogg Ave
Pacific Edge Insurance
Commercial Insurance Agent · Carlsbad, CA
(760) 547-2622
pacificedgeinsurance.com
AR
5901 Priestly Dr Ste 140
Apex Risk & Insurance Services
Commercial Insurance Agent · Carlsbad, CA
(760) 376-9090
apex-risk.com
MC
2173 Salk Ave Suite 250
Metro Coast Insurance Services, LLC
Commercial Insurance Agent · Carlsbad, CA
(949) 238-6399
metrocoastinsurance.com
AB
325 Carlsbad Village Dr G2
Advanced Brokers Insurance Services
Commercial Insurance Agent · Carlsbad, CA
(858) 436-7999
advancedbrokersinc.com
BC
2530 Gateway Rd STE 102
Benchmark Commercial Insurance Services
Commercial Insurance Agent · Carlsbad, CA
(760) 632-4840
benchmarkcis.com
GG
7040 Avenida Encinas #104
Grow Green Insurance Services LLC
Commercial Insurance Agent · Carlsbad, CA
(877) 240-7805
growgreeninsurance.com
CI
5355 Avenida Encinas suite 208b
Consumer Insurance Services Inc
Commercial Insurance Agent · Carlsbad, CA
(760) 434-5050
consumerinsuranceservicesinc.com
EI
2712 Loker Ave W #1133
Empire Insurance Brokers
Commercial Insurance Agent · Carlsbad, CA
(760) 814-8304
eibnow.com/contact/carlsbad-ca-insurance
CG
2413 Lapis Rd
Carlsbad General Insurance Agency LLC
Commercial Insurance Agent · Carlsbad, CA
(760) 444-2662
carlsbadgeneralinsurance.com
EI
2244 Faraday Ave #176
Endless Insurance Services
Commercial Insurance Agent · Carlsbad, CA
(760) 227-5370
endlessinsurance.com

What Does a a Commercial Insurance Agent in Carlsbad Cost?

Typical costs for commercial insurance in California vary widely by industry and risk level. A small retail business might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums are based on payroll and classification codes often ranging from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial auto policies start around 1200 dollars annually. These are general estimates and your actual cost will depend on your specific business. This is general information and not insurance advice.

About commercial insurance agents in Carlsbad

Commercial insurance agents in Carlsbad California help businesses secure coverage for liability property and workers compensation. California law requires certain businesses to carry specific insurance such as workers compensation for any employer with one or more employees. Local agents understand the unique risks faced by Carlsbad businesses including coastal weather and tourism related exposures.

Frequently Asked Questions

What types of commercial insurance do Carlsbad businesses need?

Common coverages include general liability commercial property workers compensation and commercial auto. California law requires workers compensation insurance for all employers with at least one employee. A local agent can help you assess your specific risks.

How do I choose a commercial insurance agent in Carlsbad?

Look for an agent licensed in California with experience in your industry. Ask about their knowledge of local regulations such as California vehicle code requirements for commercial auto policies. Verify they can access multiple insurance carriers to compare options.

Are there California specific laws that affect my business insurance?

Yes. California has strict workers compensation rules and requires employers to post a notice of coverage. The state also has unique liability laws for construction and agriculture. Your agent should be familiar with these requirements to ensure compliance.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.