The top-rated commercial insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 19 commercial insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | David Gragnola: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 4 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 5 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 6 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 7 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 8 | Farmers Insurance - Ray Cheng | 20370 Town Center Ln Ste 105 | (408) 863-0180 |
| 9 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 10 | Farmers Insurance - Stacy Lane | 20410 Town Center Ln # 101 | (408) 715-3535 |
Jason Stefely - State Farm Insurance Agent serves the Cupertino, California area, offering commercial insurance coverage for local businesses. The agency provides policies designed to protect companies from common operational risks, including property damage and liability claims. Commercial clients can obtain insurance for equipment, inventory, and business interruption situations. The agency also specializes in workers’ compensation policies for employers in this region.
Gurbinder Mavi - State Farm Insurance Agent in Cupertino, CA provides a broad array of commercial insurance options including liability, property, and business interruption coverage. It works with clients to review risk exposures and tailor structured insurance plans to meet ongoing operational needs. Consultations focus on understanding business activities to recommend appropriate policy limits and deductibles. The agency typically serves a variety of local properties such as single-family homes, apartments, retail stores, and restaurants, helping them secure necessary commercial protection.
David Gragnola: Allstate Insurance in Cupertino, California, works with homeowners, businesses, and property managers to secure commercial insurance policies tailored for their specific operations. The agency helps local enterprises find appropriate coverage for liability, property, and other business-related risks. It assists clients in understanding policy options and navigating the claims process when needed. This office also serves the surrounding areas of Sunnyvale and the broader Silicon Valley region.
Located in Cupertino, California, Catherine Chen - State Farm Insurance Agent serves clients throughout Silicon Valley and surrounding Santa Clara County communities. The office handles commercial insurance policies for local small businesses, including general liability, property coverage, and workers' compensation. Each proposal is developed by first reviewing the client’s operational risks and revenue scale, then matching those factors to the appropriate policy options available. To complete a typical job, the agent assembles coverage that balances protection needs with the business’s regular budget constraints.
For businesses deciding between one-time coverage for a single project or a recurring policy for ongoing operations, Cheryl Ching - State Farm Insurance Agent in Cupertino, CA offers tailored commercial insurance solutions. Policies can address general liability, property, and other common risks facing local firms. Service runs on a scheduled renewal cycle for active policies, with additional as-needed consultations available for adjustments or new quotes.
With the spring thaw and increased construction activity often bringing new liability exposures to Cupertino businesses, Jim Liu - State Farm Insurance Agent provides tailored commercial insurance for local risks like equipment breakdowns or delivery incidents. This independent agency takes time to understand each company’s distinct operation and customer base before recommending coverage limits. An initial on-site inspection of your premises and vehicles is then scheduled to finalize a specific quote.
Farmers Insurance - Patricia Han in Cupertino, California provides commercial insurance coverage for local businesses operating in Santa Clara County. This agency specializes in tailoring policies to protect against property damage and liability risks that small and medium-sized enterprises routinely face. Standard packages can be adjusted with extra endorsements for equipment breakdown or cyber liability. The agency serves a range of commercial sectors including professional offices, warehouses, and food service establishments requiring coverage for kitchens or dining areas.
Farmers Insurance - Ray Cheng specializes in commercial insurance coverage for businesses in Cupertino, California, offering tailored policies that protect company assets and operations. The agency also assists local entrepreneurs with general liability, property coverage, and workers' compensation to ensure comprehensive risk management. Based in Cupertino, it serves industries from retail to professional services, addressing unique liability exposures relevant to the area. As wildfire season approaches in Northern California, the agency helps commercial clients evaluate their property coverage and develop contingency plans for business interruption from fire-related closures.
Farmers Insurance - Lily Zhao serves the Cupertino area with residential insurance solutions, helping homeowners protect their property and belongings. For local business owners, the agency also provides commercial insurance coverage to guard against liability and operational risks. Standard policies are tailored to meet the needs of small and mid-sized enterprises throughout Santa Clara County. Clients can expect clear explanations of coverage options during an initial consultation. A follow-up or repeat service is typically arranged between regular policy renewal visits to address any changing business circumstances.
Farmers Insurance - Stacy Lane in Cupertino, CA serves as a commercial insurance agent providing essential coverage for local businesses. The agency works with enterprises to secure policies that address property, liability, and standard operational risks common in the area. Its services extend to helping firms navigate their unique insurance requirements and ensuring adequate protection against potential losses. In addition to core commercial offerings, the agency specializes in custom tailored business interruption insurance to safeguard revenue during unexpected closures.
What Does a a Commercial Insurance Agent in Cupertino Cost?
Typical costs for commercial insurance in California vary widely. A small business might pay 500 to 3,000 dollars per year for general liability. Workers compensation costs depend on payroll and industry class codes. Commercial auto policies range from 1,200 to 3,500 dollars annually per vehicle. This is general information and not insurance advice.
About commercial insurance agents in Cupertino
Commercial insurance agents in Cupertino help local businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance. Agents can also advise on commercial auto policies required for vehicles used in business operations.
Frequently Asked Questions
What types of commercial insurance do Cupertino businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California law mandates workers comp for almost all employers. An agent can help you assess risks specific to your industry.
How do I choose a commercial insurance agent in Cupertino?
Look for an agent licensed in California with experience in your industry. Check their reviews and ask about the insurance carriers they represent. A good agent will compare multiple quotes and explain policy details clearly.
Is commercial insurance required by law in California?
California requires workers compensation insurance for nearly all employers. Commercial auto insurance is required for business vehicles. General liability and property insurance are not legally required but are often needed by landlords or contracts.
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