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Find Commercial Insurance Agents Near You in El Cajon, CA
Compare commercial insurance agents in El Cajon. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
El Cajon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 commercial insurance agents in El Cajon, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pay Low Insurance
415 Fletcher Pkwy ste 306, El Cajon, CA 92020
(619) 736-1313
paylowinsurance.com
Freeway Insurance
1049 E Main St, El Cajon, CA 92021
(619) 202-2020
locations.freeway.com
SaveMore Insurance Services
270 E Douglas Ave, El Cajon, CA 92020
(877) 421-8388
George Insurance Service
860 Jamacha Rd Ste 205, El Cajon, CA 92019
(619) 987-6521
insurance-provider.net
SD Insurance Agency
275 E Douglas Ave # 102, El Cajon, CA 92020
(858) 687-5222
sdinsagency.com
Bethel Insurance Services
1083 Broadway, El Cajon, CA 92021
(619) 442-4006
mercuryinsurance.com
Simple Lane Insurance Agency
1255 Avocado Ave Suite 102, El Cajon, CA 92020
(619) 777-7067
simplelaneinsurance.net
Easy Auto Insurance Services
152 W Park Ave #162, El Cajon, CA 92020
(858) 321-6850
easyautoins.com
Alexis Carlos Vega - State Farm Insurance Agent
275 E Douglas Ave STE 101, El Cajon, CA 92020
(619) 579-2263
vega-insurance.com
MAURICIO'S INSURANCE -Mauricio Ramirez Agency
1027 Greenfield Dr Ste 2, El Cajon, CA 92021
(619) 391-0380
mrlinsurance.net
MidWayPro Insurance Services
981 Broadway, El Cajon, CA 92021
(619) 655-9769
Kennedy Insurance Agency
2295 Fletcher Pkwy #100, El Cajon, CA 92020
(619) 797-1440
kennedyinsurance.com
Swanson Insurance Agency
1161 E Main St #201, El Cajon, CA 92021
(619) 440-3708
LPS Insurance Center
505 N Mollison Ave, El Cajon, CA 92021
(619) 777-5644
On The Spot Insurance Services Inc.
1558 Magnolia Ave STE C, El Cajon, CA 92020
(619) 596-7722
onthespotinsurance.com
LineGuard Insurance Services LLC
309A E Main St, El Cajon, CA 92020
(877) 292-7766
lineguardinsurance.com
Allstate Insurance El Cajon: Sewell & Ayala
767 Arnele Ave, El Cajon, CA 92020
(619) 791-7094
agents.allstate.com
Axelrod Insurance Services
810 Jamacha Rd #200, El Cajon, CA 92019
(619) 375-3222
axelrodinsurance.com
Vetra Insurance Services
574 N 2nd St, El Cajon, CA 92021
(619) 630-9091
stacyinsuranceservices.com
ValuePro Insurance Solutions, Inc.
500 Fesler St #103, El Cajon, CA 92020
(619) 631-4404
valueproins.com
Commercial insurance agents in El Cajon help local businesses secure coverage for liability property and workers compensation. California law requires most employers to carry workers compensation insurance and commercial auto policies must meet state minimum liability limits. Agents in El Cajon understand the specific risks facing businesses in San Diego County including wildfire exposure and earthquake considerations.
What Does a Commercial Insurance Agent in El Cajon Cost?
Typical costs for a commercial general liability policy in California range from 400 to 1500 per year for a small business. Workers compensation premiums vary by payroll and industry classification averaging around 2 to 5 per 100 dollars of payroll. Commercial auto insurance for a single business vehicle can cost 1200 to 3000 annually. These are general estimates and actual costs depend on your specific business operations location and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance does an agent in El Cajon offer?
Agents typically offer general liability commercial property workers compensation commercial auto and professional liability insurance. They can also provide specialized policies for contractors restaurants and retail businesses common in El Cajon.
Does California require businesses to have commercial insurance?
Yes California requires workers compensation insurance for all businesses with employees. Commercial auto insurance is required for any vehicle used for business purposes. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a commercial insurance agent in El Cajon?
Look for an agent licensed in California who has experience with your industry. Ask about their knowledge of local risks such as wildfire zones in East County and whether they can access multiple insurance carriers to compare quotes.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.