The top-rated commercial insurance agent in Huntington Beach, California is Number 1 Insurance, rated 4.9 stars across 663 reviews. Other highly rated options include Mark Minh Nguyen - State Farm Insurance Agent, Inszone Insurance Services, Nottoli Insurance Agency Inc: Allstate Insurance. This directory lists 19 commercial insurance agents serving Huntington Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Number 1 Insurance | 17111 Beach Blvd #103 | (714) 848-4400 |
| 2 | Mark Minh Nguyen - State Farm Insurance Agent | 6552 Bolsa Ave unit h | (714) 418-9050 |
| 3 | Inszone Insurance Services | 7901 Professional Cir | (714) 841-6283 |
| 4 | Nottoli Insurance Agency Inc: Allstate Insurance | 18632 Beach Blvd Ste 205 | (714) 963-2418 |
| 5 | ELG Insurance Services LLC | 16561 Bolsa Chica St Ste 201 | (714) 551-9920 |
| 6 | California Insurance Finder | CIF Insurance Agency | 21168 Beach Blvd | (714) 960-4700 |
| 7 | American Tri-Star Insurance Services Huntington Beach | 16162 Beach Blvd #100 | (800) 743-9596 |
| 8 | Welch Insurance | 17011 Beach Blvd 9th floor | (800) 641-3315 |
| 9 | Joey Hernandez License Reinstatement Consultans | 17011 Beach Blvd 9th floor | (714) 715-1525 |
| 10 | Nancy Rangel Insurance and Financial Services | 6032 Warner Ave | (714) 378-1580 |
Number 1 Insurance serves businesses throughout the Huntington Beach and Orange County region as a commercial insurance agent. This agency helps local companies evaluate their operational risks and secure appropriate coverage policies. General liability, commercial property, and workers’ compensation represent standard protections it arranges for clients in this coastal area. The agency tailors each policy package to match the specific exposures of different industries. Professional liability coverage and commercial auto insurance are specific services it handles for businesses in Huntington Beach.
Mark Minh Nguyen - State Farm Insurance Agent in Huntington Beach provides a full range of commercial insurance services, including general liability, property, and workers' compensation coverage. The agency focuses on developing tailored risk management plans to protect local businesses from unexpected liabilities and property damage. Ongoing account reviews allow clients to adjust their coverage as their operations grow. This office serves a diverse array of commercial properties, including single-family homes used for business, apartment complexes, retail storefronts, and independent restaurants.
Inszone Insurance Services, based in Huntington Beach, California, provides businesses with both one-time policies for specific projects and recurring annual coverage for ongoing operations. The agency helps clients secure commercial insurance for liability, property, and other essential business risks common to the local area. All services are scheduled on either a one-time or as-needed basis depending on the individual policy’s term and the client’s requirements.
Nottoli Insurance Agency Inc: Allstate Insurance serves homeowners, businesses, and property managers in Huntington Beach, CA. It provides commercial insurance agent services, including helping local enterprises manage risk with tailored coverage options. The agency assists with general liability, property, and workers compensation policies to protect assets and operations. It also serves neighboring communities such as Fountain Valley and other parts of the Orange County metro area, offering insurance solutions to support businesses in the region.
ELG Insurance Services LLC serves the Huntington Beach area and surrounding Southern California communities, handling commercial insurance needs for local businesses. The agency works with clients to secure coverage for property, liability, and other operational risks. General business policies often include protection against common exposures like customer injuries or property damage. For each engagement, the team begins by assessing the client’s specific industry and operations, then tailors a policy that aligns with that unique business profile. This customized evaluation guides the selection of appropriate coverage limits and endorsements.
California Insurance Finder | CIF Insurance Agency in Huntington Beach provides both one-time policy placements and ongoing coverage management, including general liability, workers’ compensation, and property insurance for local businesses. The agency tailors each plan to the specific risk profile of small enterprises and larger commercial operations throughout the region. Service runs on a one-time, scheduled, or as-needed basis, with proactive policy reviews timed to each client’s renewal cycle.
American Tri-Star Insurance Services Huntington Beach works as a commercial insurance agent, offering tailored coverage options that address specific business risks like general liability and property protection. It serves local companies across multiple industries, helping them secure policies to guard against everyday operational hazards. During the height of California’s wildfire season, the agency guides clients in adjusting their coverage limits to account for potential property damage and business interruption losses.
Welch Insurance works with businesses to secure coverage that addresses general liability, property, and workers' compensation needs. As a commercial insurance agent in Huntington Beach, the company helps clients tailor policies with specialty add-ons such as cyber liability and equipment breakdown protection. This approach allows businesses to manage risk more effectively in the local market. The firm can serve commercial sectors including offices, warehouses, and food service operations.
Joey Hernandez License Reinstatement Consultans in Huntington Beach, California, specializes in assisting clients with license reinstatement procedures and commercial insurance needs. The agency provides comprehensive business liability, property, and workers’ compensation coverage to local enterprises. It serves small and mid-sized companies throughout Orange County, helping them manage risk while staying compliant with state regulations. Each policy is assessed individually to match operational exposures. As the busy summer construction and event season begins, many businesses turn to this firm for sudden coverage adjustments needed for new project starts and client contracts.
As the coastal climate and seasonal tourism in Huntington Beach require businesses to prepare for shifting liability and property risks, Nancy Rangel Insurance and Financial Services serves local commercial clients by reviewing their current coverage and identifying gaps. The agency explains policy details in plain language, helping business owners understand deductibles, limits, and exclusions for general liability, workers’ compensation, and commercial property. An initial risk assessment is conducted on site to verify operations and exposures before providing a coverage proposal.
What Does a a Commercial Insurance Agent in Huntington Beach Cost?
Typical costs for commercial insurance in California vary by industry and risk level. A small retail business might pay between $500 and $2,000 per year for general liability. A construction contractor could pay $3,000 to $10,000 annually for combined coverages. Workers compensation premiums depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Huntington Beach
Commercial insurance agents in Huntington Beach help local businesses secure coverage tailored to their needs. California law requires certain businesses to carry workers compensation insurance and commercial auto liability. An agent can guide you through state-specific requirements and find policies that protect your operations.
Frequently Asked Questions
What types of commercial insurance do Huntington Beach businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. California law mandates workers comp for most employers with one or more employees. Your agent can assess your specific risks and recommend appropriate policies.
How do California insurance regulations affect my business policy?
California has strict rules on policy cancellation and nonrenewal. Insurers must provide advance notice before cancelling a commercial policy. The California Department of Insurance also regulates rates and forms to ensure fairness.
Can I bundle multiple coverages with one commercial insurance agent?
Yes many agents offer package policies that combine general liability, property, and other coverages. Bundling can simplify management and may reduce overall premium costs. Your agent will review your needs to create a custom package.
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