The top-rated commercial insurance agent in Indio, California is Palm Valley Insurance, rated 5.0 stars across 747 reviews. Other highly rated options include Freeway Insurance, Call Cesar Insurance Agency/ Cesar & Associate Health Plan Advisors, Veronica's Insurance Indio. This directory lists 19 commercial insurance agents serving Indio.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Palm Valley Insurance | 45541 Oasis St | (760) 775-7256 |
| 2 | Freeway Insurance | 81618 CA-111 | (760) 268-9727 |
| 3 | Call Cesar Insurance Agency/ Cesar & Associate Health Plan Advisors | 81953 CA-111 Suite 4 | (442) 324-6249 |
| 4 | Veronica's Insurance Indio | 82590 CA-111 A 101 | (800) 639-3939 |
| 5 | Carmen Contreras - State Farm Insurance Agent | 81709 Dr Carreon Blvd A5 | (760) 347-1530 |
| 6 | Inszone Insurance Services | 81713 CA-111 E | (760) 347-7723 |
| 7 | Fiesta Auto Insurance & Tax Service | 81673 CA-111 Suite 3A | (760) 775-1703 |
| 8 | Rosalio Plata Insurance | 44349 Jackson St # 1 | (760) 894-1015 |
| 9 | Desert Oasis Insurance and Services | 82674 CA-111 STE 2 | (760) 501-0400 |
| 10 | Guillermo Molina - State Farm Insurance Agent | 82900 Ave 42 Ste G110 | (760) 347-5700 |
Palm Valley Insurance serves the Indio, California metro area and the surrounding Coachella Valley as a commercial insurance agent. The company assists local businesses in securing coverage tailored to their operational needs. It works with a range of industries to manage risk through general liability and property insurance policies. Palm Valley Insurance handles commercial auto insurance for fleets and workers’ compensation policies for local employers.
Freeway Insurance in Indio, California, is known for helping local businesses obtain essential commercial coverage to protect their operations. The agency offers a range of policies designed to address liability, property, and other common workplace risks faced by small and mid-sized companies in the area. Their service focuses on matching each client’s specific industry needs with appropriate insurance solutions from multiple carriers. For businesses requiring more specialized protection, the agency can add professional liability or cyber liability coverage to a commercial package.
Call Cesar Insurance Agency and Cesar & Associate Health Plan Advisors in Indio, California provides coverage for commercial businesses and professional liability exposures. The company offers consultation on risk management strategies that help local enterprises secure appropriate protection for their operations. Service plans include policy review and renewal assistance tailored to each client’s current business profile and evolving coverage needs. The agency works with property owners and tenants operating single-family homes, apartments, retail locations, and restaurants.
Veronica's Insurance Indio serves local business owners, property managers, and commercial property operators in Indio, California. It helps these clients secure policies that protect their assets, including liability coverage, property insurance, and workers' compensation. The agency also assists with tailoring coverage for specific industries, such as retail and service-based businesses, throughout the Coachella Valley area. Its services extend to neighboring communities like La Quinta.
Serving Indio and the surrounding Coachella Valley communities, Carmen Contreras - State Farm Insurance Agent handles commercial insurance needs for local businesses. It provides coverage options designed to protect companies from common operational risks and liability exposures. For a typical job, the agent works directly with the business owner to assess specific operational exposures and match appropriate policy limits to those identified risks.
Inszone Insurance Services serves the Indio, California metro area as a commercial insurance agent. The company provides comprehensive risk management solutions for local businesses, covering general liability, property, and workers compensation policies. It helps enterprises in the Coachella Valley navigate complex coverage requirements and regulatory obligations. Its services include customized commercial auto and inland marine insurance for regional logistics and trade contractors.
Fiesta Auto Insurance & Tax Service in Indio, California provides a range of commercial insurance agent services for local business owners. Its service plans typically encompass coverage evaluation, policy adjustments for changing operations, and claims assistance. Maintenance plans often include regular policy reviews to ensure adequate protection as business assets grow or shift. The agency services properties such as single-family homes used for business, apartment complexes, retail locations, and restaurants needing liability and property coverage.
Rosalio Plata Insurance, based in Indio, CA, distinguishes between one-time policy placements for specific commercial projects and recurring coverage plans that protect ongoing business operations. As a commercial insurance agent, the agency offers general liability, property, and workers’ compensation policies tailored to the region’s service and retail industries. Business owners seeking to safeguard their assets and manage risk can consult the agency for both standard and specialized coverage evaluations. Service runs on a one-time or as-needed basis, depending on each client’s current insurance requirements.
Desert Oasis Insurance and Services in Indio, CA specializes in commercial insurance for businesses, offering coverage tailored to protect assets and manage operational risks. Its general services include policy consultation, risk assessment, and claims assistance for local enterprises. For companies in the Coachella Valley, the agency helps address coverage needs during the intense summer heat, ensuring properties and equipment are safeguarded against heat-related damage and liability.
As the Coachella Valley's seasonal heat intensifies and construction ramps up in Indio, Guillermo Molina - State Farm Insurance Agent helps local businesses manage those rising operational risks. The agency focuses on commercial coverage, addressing liability, property, and workers' compensation for firms in the area. Rather than offering vague policies, the agent examines each business's daily exposure, from equipment damage to customer injuries. A thorough walk-through of the workspace follows, allowing for proper risk identification before terms are finalized.
What Does a a Commercial Insurance Agent in Indio Cost?
Typical costs for commercial insurance in California vary widely by business type size and risk level. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 10000 per year. Workers compensation premiums are based on payroll and industry classification often ranging from 0.50 to 5.00 per 100 dollars of payroll. This is general information not insurance advice.
About commercial insurance agents in Indio
Commercial insurance agents in Indio California help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Agents can also advise on general liability and commercial auto policies to protect against common risks in the Coachella Valley.
Frequently Asked Questions
What types of commercial insurance do agents in Indio offer?
Agents in Indio typically offer general liability property insurance workers compensation and commercial auto coverage. They can also help with professional liability and business interruption policies based on your industry.
Do I need commercial auto insurance for my business vehicles in California?
Yes California law requires liability insurance for any vehicle used for business purposes. The minimum limits are 15000 per person and 30000 per accident for bodily injury plus 5000 for property damage. A commercial agent can help you meet these requirements.
How does California workers compensation insurance work for Indio businesses?
California Labor Code Section 3700 mandates that all employers with at least one employee must carry workers compensation insurance. This covers medical costs and lost wages for work related injuries. Agents can help you find a policy from a state approved carrier.
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