The top-rated commercial insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,525 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Farmers Insurance - Adriana Fregoso. This directory lists 20 commercial insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Farmers Insurance - Adriana Fregoso | 17771 Cowan Ste 200 | (949) 669-4684 |
| 5 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 6 | California State Insurance Agency ⭐⭐⭐⭐⭐ | 188 Technology Dr A | (949) 596-4822 |
| 7 | California Diversified Insurance Services Corporate License #OG53209 | 1682 Langley Ave | (949) 997-3178 |
| 8 | Any Insurance Services (Irvine) 全民保險 | 980 Roosevelt Suit 200A | (949) 943-1789 |
| 9 | Fairbanks Insurance Brokers, Inc. | 7545 Irvine Center Dr Ste 200 | (866) 805-3800 |
| 10 | BearStar Insurance | 2151 Michelson Dr # 150 | (888) 601-0088 |
AIS Insurance - Headquarters serves Irvine and the surrounding Orange County area as a commercial insurance agent. The company works with local businesses to secure coverage that addresses unique operational risks and regulatory requirements common to the region. Its offerings are designed to protect company assets and facilitate long-term stability. Commercial liability protection and workers' compensation insurance are two specific services this agency handles for enterprises within this metropolitan market.
CKS INSURANCE AGENCY - 金盾保险 provides a full range of commercial insurance agent services in Irvine, California, including policy consultations and risk assessments for local businesses. It offers ongoing service plans to help clients review coverage needs and maintain appropriate liability and property protection over time. The agency services a variety of commercial properties, such as single-family homes used for business, apartment complexes, retail storefronts, and restaurants.
Serving Irvine and surrounding Orange County communities, KCAL Insurance Agency | 華興保險 handles commercial insurance for local businesses navigating risk and liability. It customizes policies to cover property, general liability, and workers compensation, addressing the specific needs of small to mid-sized companies in the area. The agency’s typical approach involves assessing each client’s operations and exposures before recommending coverage packages from multiple carriers.
Farmers Insurance - Adriana Fregoso in Irvine, CA provides commercial insurance coverage for local businesses, property managers, and independent operators. The office helps clients protect their assets with policies tailored to specific industry needs, including general liability and property coverage. Business owners can receive guidance on risk management and claims support directly from the agency. This Irvine agency also serves clients in the neighboring city of Tustin, offering the same commercial insurance services to businesses throughout that community.
At Great Park Insurance in Irvine, a client can choose either a single policy for a specific need or an ongoing commercial account that protects growing businesses. Their offerings include general liability, property, and workers’ compensation coverages tailored to local risk factors such as regional wildfire exposure and tenant liability in office parks. Service is provided on a recurring schedule to review coverage as operations evolve, handled strictly on an as-needed basis for certificate issuance or claim questions.
As a commercial insurance agent, California State Insurance Agency offers specialty services in tailoring coverage for local businesses, including general liability, property insurance, and workers’ compensation. It also serves clients seeking broad market comparisons for their unique operational risks. Located in Irvine, the agency works with companies throughout the region to secure appropriate policies that address specific industry exposures. Before the winter season, this agency assists firms in reviewing flood and storm damage protections to ensure business continuity during weather disruptions.
As summer temperatures spike in Southern California, businesses in Irvine often face higher demands on equipment and liability exposures. California Diversified Insurance Services Corporate License #OG53209 offers commercial insurance agent services tailored to these fluctuating local risks. The agency works with area enterprises to structure coverage that addresses property protection, liability concerns, and specialized industry requirements across Orange County. After an initial review of a client’s current exposures and operational routines, the next step typically involves scheduling an in-person inspection of the business premises and equipment.
Any Insurance Services (Irvine) 全民保險 works with businesses to secure appropriate commercial insurance coverage in the Irvine area. The agency helps clients assess liability and property protection options. They assist in obtaining additional specialty policies, such as workers’ compensation or commercial auto endorsements, to fill gaps in standard plans. Their clients include local offices, warehouses, and a range of food service operations such as restaurants and cafés.
Fairbanks Insurance Brokers, Inc. serves residential clients in Irvine with coverage needs for homes and personal property. The firm also offers commercial insurance for businesses in the area, protecting their assets and liabilities. Located in Orange County, the company provides these services throughout the local region. Agents work with clients during initial policy setup and at renewal times, ensuring coverage stays current. They follow up after claims or changes to coordinate adjustments, and they arrange for regular consultation visits to review evolving coverage requirements.
BearStar Insurance in Irvine, CA, is a commercial insurance agency known for helping local businesses secure essential liability coverage. It serves a range of clients, from small retailers to mid-sized firms, by tailoring property and general liability policies to specific operational needs. The agency focuses on understanding each client’s industry risks to recommend appropriate coverage limits. For companies requiring additional protection, BearStar Insurance can also arrange specific supplemental policies, such as business interruption insurance to cover income loss during unexpected closures.
What Does a a Commercial Insurance Agent in Irvine Cost?
Typical costs for commercial general liability insurance in California range from 400 to 3000 per year for small businesses. Workers compensation premiums average 0.50 to 2.00 per 100 dollars of payroll depending on risk class. Commercial auto policies often cost 1200 to 5000 annually. These figures are estimates and your actual cost will vary based on your business profile. This is general information and not insurance advice.
About commercial insurance agents in Irvine
Commercial insurance agents in Irvine California help businesses manage risk and meet state legal requirements. California law mandates workers compensation insurance for most employers. Agents can guide you through coverage options for liability property and professional services.
Frequently Asked Questions
What types of commercial insurance do Irvine businesses need?
Common policies include general liability workers compensation commercial auto and property insurance. California requires workers comp for businesses with at least one employee. An agent can help you assess your specific risks.
How does California law affect commercial insurance requirements?
California requires employers to carry workers compensation insurance under Labor Code Section 3700. Businesses with vehicles must also meet state minimum auto liability limits. An Irvine agent can explain these legal obligations.
What factors influence the cost of commercial insurance in Irvine?
Costs depend on your industry revenue number of employees claims history and coverage limits. For example a small retail shop may pay 500 to 2000 per year for general liability while a construction firm might pay more. Each policy is unique.
Commercial Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Azusa · Bakersfield · Baldwin Park · Banning · Bellflower · Benicia · Berkeley