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Find Commercial Insurance Agents in Laguna Hills, CA

Directory of commercial insurance agents in Laguna Hills, California. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 commercial insurance agents in Laguna Hills, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
24012 Avenida De La Carlota Ste F, Laguna Hills, CA 92653
(949) 381-1144 locations.freeway.com
Chase Douglas - State Farm Insurance Agent
23101 Moulton Pkwy Ste 103, Laguna Hills, CA 92653
(949) 202-1001 chasedouglas.com
abcashInsur Agency LA
23275 S Pointe Dr, Laguna Hills, CA 92653
(818) 446-8070 kashinsurance.com
All Mark Insurance Services, Inc.
23181 Verdugo Dr # 100B, Laguna Hills, CA 92653
(800) 538-8001 yoursafemoneypeople.com
Sureguard Insurance
23201 Mill Creek Dr Suite #200, Laguna Hills, CA 92653
(714) 464-8013 sureguardins.com
Paradise Palms Insurance Agency
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
(949) 338-9202 paradisepalmsinsurance.com
Sanctuary Insurance Services
22982 La Cadena Dr #210, Laguna Hills, CA 92653
(949) 629-7836 sanctuaryinsuranceservices.com
Health Insurance Laguna Hills CA
23283 Mill Creek Dr, Laguna Hills, CA 92653
(949) 629-3829
Laguna Pacific Insurance Services Inc
23537 Moulton Pkwy, Laguna Hills, CA 92653
(800) 636-6191 lagunapacificins.com
Farmers Insurance - Cassidy Villalba
23276 S Pointe Dr STE 215, Laguna Hills, CA 92653
(949) 771-0323 agents.farmers.com
Zamani Insurance Agency
23232 Peralta Dr STE 221, Laguna Hills, CA 92653
(949) 424-0808 agents.farmers.com
Prestige Insurance
25381 Alicia Pkwy, Laguna Hills, CA 92653
(949) 900-6677
Socal Platinum Insurance
23232 Peralta Dr STE 114, Laguna Hills, CA 92653
(949) 716-3344
Dunlap Insurance
25283 Cabot Rd suite 219, Laguna Hills, CA 92653
(714) 838-3158 dunlapins.com
Coverage For Your Life Insurance Agency
24001 Calle De La Magdalena #3116, Laguna Hills, CA 92654
(202) 760-8875

Commercial insurance agents in Laguna Hills help businesses protect their assets with tailored coverage. California law requires most employers to carry workers compensation insurance (Labor Code Section 3700). Agents can guide you through state-specific requirements like commercial auto liability minimums and general liability for local risks.

What Does a Commercial Insurance Agent in Laguna Hills Cost?

Typical costs for a small business commercial insurance package in California range from 500 to 3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting around 1,000 per year for low-risk offices. Commercial auto insurance averages 1,200 to 2,400 annually per vehicle. Actual costs depend on coverage limits deductibles business location and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Laguna Hills businesses typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. California also requires disability insurance for certain employers. An agent can help you assess your specific risks.
How does California law affect commercial insurance requirements for Laguna Hills?
California mandates workers compensation for nearly all employers. It also requires commercial auto liability insurance with minimum limits of 15,000 per person and 30,000 per accident for property damage. Agents stay current on these state rules.
Can a commercial insurance agent help me bundle policies for savings?
Yes many agents offer business owner policies that combine general liability and property insurance. Bundling can reduce premiums and simplify coverage. An agent will compare options from multiple carriers to find suitable rates.