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Find Commercial Insurance Agents Near You in Los Altos, CA

Browse commercial insurance agents serving Los Altos, California. Updated 2026-07-14.

The top-rated commercial insurance agent in Los Altos, California is Jim Flynn - State Farm Insurance Agent, rated 4.9 stars across 25 reviews. Other highly rated options include Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance, Farmers Insurance - Naomi Hayashi. This directory lists 15 commercial insurance agents serving Los Altos.

Showing 15 commercial insurance agents in Los Altos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jim Flynn - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
2Josh Anderson - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
3Cathy Nguyen: Allstate Insurance745 Distel Dr Suite 119(650) 964-3022
4Farmers Insurance - Naomi Hayashi900 N San Antonio Rd Ste102(650) 321-7637
5Michael Tirabassi - State Farm Insurance Agent4546 El Camino Real b4(650) 209-1202
6Al Ward - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
7Frank Hughes Farmers Insurance220 State St Suite B(650) 815-7068
8Gil Koury Insurance86 3rd St UNIT 115(650) 947-7676
9Dwight Matthews - State Farm Insurance Agent1564 Miramonte Ave(650) 948-8164
10Gilbert P Koury Insurance Broker86 3rd St UNIT 115(650) 947-7676
JF
4546 El Camino Real b4
Jim Flynn - State Farm Insurance Agent
Commercial Insurance Agent · Los Altos, CA

Jim Flynn - State Farm Insurance Agent serves the Los Altos, California area as a commercial insurance agent. The agency provides business insurance solutions designed to protect local enterprises from common operational risks. Policies help safeguard company assets, manage liability exposures, and ensure continuity following unexpected events. Services cover property protection for commercial buildings and equipment. The firm also handles general liability coverage for businesses facing third-party injury or damage claims in this region.

JA
4546 El Camino Real b4
Josh Anderson - State Farm Insurance Agent
Commercial Insurance Agent · Los Altos, CA

Josh Anderson - State Farm Insurance Agent in Los Altos, CA provides commercial insurance coverage tailored to local business needs. Their offerings include general liability, property insurance, and business interruption protection, with service plans that help clients review policies annually to adjust for changes in operations. The agency also assists with risk management strategies to minimize potential claims. Josh Anderson - State Farm Insurance Agent services a variety of properties, including single-family homes used for home-based businesses, apartments, retail storefronts, and restaurants.

CN
745 Distel Dr Suite 119
Cathy Nguyen: Allstate Insurance
Commercial Insurance Agent · Los Altos, CA

Cathy Nguyen: Allstate Insurance serves local homeowners, businesses, and property managers in Los Altos, California, with commercial insurance agency services. The agency provides coverage options designed to protect assets, including general liability and property insurance for small to mid-sized enterprises. Customers often seek customized policies for retail stores, offices, and rental properties in the region. Cathy Nguyen also serves neighboring communities throughout Santa Clara County, including Mountain View and Sunnyvale.

FI
900 N San Antonio Rd Ste102
Farmers Insurance - Naomi Hayashi
Commercial Insurance Agent · Los Altos, CA

Farmers Insurance - Naomi Hayashi in Los Altos, CA offers commercial insurance agents who distinguish between one-time policy placements for specific project needs and recurring annual renewals for ongoing operations. Coverage includes general liability, property protection, and workers' compensation for local businesses navigating regional risk factors. The service operates primarily on a scheduled basis, aligning with standard policy renewal cycles to ensure continuous protection without requiring daily client oversight.

MT
4546 El Camino Real b4
Michael Tirabassi - State Farm Insurance Agent
Commercial Insurance Agent · Los Altos, CA

For Los Altos business owners preparing for renewals or expanded liability coverage, Michael Tirabassi - State Farm Insurance Agent provides commercial insurance policies to address those shifting risks. This agency works with local clients to analyze property, general liability, and business interruption exposures common to retail and professional service firms in the area. Personalized consultations help identify coverage limits that match current operations and asset values. The process moves forward with a scheduled on-site inspection of the business premises to finalize an initial coverage assessment.

AW
4546 El Camino Real b4
Al Ward - State Farm Insurance Agent
Commercial Insurance Agent · Los Altos, CA

Al Ward - State Farm Insurance Agent in Los Altos, CA offers specialty commercial policies including liability and property coverage for small to mid-sized businesses, alongside general services such as auto insurance and business income protection. The agency helps local companies manage operational risks through tailored plans that address unique industry needs. During California’s wildfire season, it assists firms in securing adequate property and business interruption coverage to ensure continuity through potential disruptions.

FH
220 State St Suite B
Frank Hughes Farmers Insurance
Commercial Insurance Agent · Los Altos, CA

Serving Los Altos and surrounding communities throughout the Santa Clara Valley, Frank Hughes Farmers Insurance provides commercial insurance agent services. This agency handles coverage for a variety of local business operations, addressing property and liability exposures common to the region. General packages are drafted to align client needs with available carrier options, including business owner policies and workers compensation. A typical job begins with a detailed review of the client’s daily operations and existing risks, followed by a selection of suitable coverage limits from the company’s standard offerings.

GK
86 3rd St UNIT 115
Gil Koury Insurance
Commercial Insurance Agent · Los Altos, CA

Gil Koury Insurance in Los Altos, California, provides commercial insurance agent services to local businesses. Its work includes securing general liability and property coverage, with specialty add-ons such as cyber liability and business interruption insurance. The company helps clients assess their unique risks and navigate policy options across different industries. It can serve commercial sectors including offices, warehouses, and food service operations.

DM
1564 Miramonte Ave
Dwight Matthews - State Farm Insurance Agent
Commercial Insurance Agent · Los Altos, CA

Dwight Matthews - State Farm Insurance Agent provides residential coverage for homes and personal property in Los Altos, California. The agency also offers commercial insurance products to local business owners, protecting their operations and assets. Serving the broader community, the office helps clients evaluate risk and choose suitable policies for their needs. Between regular visits, the agency follows up with policyholders to address any coverage questions or policy adjustments that may arise.

GP
86 3rd St UNIT 115
Gilbert P Koury Insurance Broker
Commercial Insurance Agent · Los Altos, CA

Gilbert P Koury Insurance Broker, based in Los Altos, CA, is recognized for providing commercial insurance solutions to local businesses. The firm assists clients in managing risks by offering essential coverages such as general liability, property insurance, and workers’ compensation. Understanding the specific needs of various industries, the broker works to tailor policies that protect assets and ensure operational continuity. A specialty service it can provide is commercial auto insurance for company fleets.

JF
445 S San Antonio Rd #101
Jack Flesher - State Farm Insurance Agent
Commercial Insurance Agent · Los Altos, CA
(650) 941-8700
statefarm.com/agent/us/ca/los-altos/jack-flesher-vkrc21ys000
PG
5050 El Camino Real suite 300
Prosurance Group
Commercial Insurance Agent · Los Altos, CA
(650) 428-0818
prosurancegroup.com
JF
171 Main St Suite #607
Johnson Financial & Insurance Services
Commercial Insurance Agent · Los Altos, CA
(650) 949-6601
jfisinc.com
HB
317 State St
Hill Bay Insurance
Commercial Insurance Agent · Los Altos, CA
(650) 947-1600
hillbayinsurance.com
GK
167 S San Antonio Rd
Gil Koury Insurance
Commercial Insurance Agent · Los Altos, CA
(650) 947-7676
gilkouryinsurance.com

What Does a a Commercial Insurance Agent in Los Altos Cost?

Commercial insurance costs in California vary widely by industry and risk level. A small office in Los Altos might pay 500 to 1,500 per year for general liability. Workers compensation premiums average 2 to 5 per 100 of payroll. A full package for a medium business can range from 2,000 to 10,000 annually. This is general information and not insurance advice.

About commercial insurance agents in Los Altos

A commercial insurance agent in Los Altos helps businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Local agents understand the specific risks for tech startups retail shops and professional services in the Silicon Valley area.

Frequently Asked Questions

What types of commercial insurance do Los Altos businesses need?

Common policies include general liability commercial property and workers compensation. California also requires commercial auto insurance for any business vehicles. Agents can tailor coverage based on your industry and location.

How does California law affect commercial insurance requirements?

California mandates workers compensation for all employers with at least one employee. The state also requires commercial auto liability coverage of 15,000 per person and 30,000 per accident. Professional liability insurance is not state mandated but is often required by contracts.

Can a Los Altos agent help with business interruption coverage?

Yes many agents offer business interruption insurance which covers lost income during closures. This is especially relevant for Los Altos retail and restaurant businesses. Policies typically cover a specific period such as 30 to 90 days.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.