The top-rated commercial insurance agent in Murrieta, California is The Insurance Store, rated 5.0 stars across 1,709 reviews. Other highly rated options include Farmers Insurance - Javier Calvo, AAA Murrieta Insurance and Member Services, Carver Insurance Services, Inc - Murrieta. This directory lists 20 commercial insurance agents serving Murrieta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Store | 41811 Ivy St # B | (951) 200-5655 |
| 2 | Farmers Insurance - Javier Calvo | 26690 Madison Ave STE 105 | (951) 698-4818 |
| 3 | AAA Murrieta Insurance and Member Services | 25125 Madison Ave STE 101A | (951) 304-3077 |
| 4 | Carver Insurance Services, Inc - Murrieta | 40525 California Oaks Rd suite e-6 | (951) 677-9600 |
| 5 | Advantage America Insurance Services | 41197 Golden Gate Cir #105 | (951) 444-7224 |
| 6 | BARRANCA INSURANCE SERVICES INC | 24679 Monroe Ave #101 | (877) 321-9955 |
| 7 | Lizarraga Insurance Agency Inc. | 24619 Washington Ave #205 | (951) 234-4720 |
| 8 | Winchester & Associates Insurance Services Inc | 41856 Ivy St Ste 110 | (951) 296-6678 |
| 9 | All Discount Insurance Services, Inc. | 25021 Madison St # 103 | (951) 461-4404 |
| 10 | Countryside Insurance Agency | Located in the Global Commerce Center, 29970 Technology Dr suite 214 | (951) 296-9995 |
Based in Murrieta, California, The Insurance Store helps local businesses manage their financial risk by securing appropriate coverage for daily operations. As a commercial insurance agent, the company adds specialty protection options such as equipment breakdown insurance, cyber liability policies, and commercial umbrella policies to standard packages. For businesses needing basic liability or property coverage, the agency offers tailored solutions that comply with California regulations. The Insurance Store serves many commercial sectors in the area, including professional offices, warehouses, and food service establishments.
Farmers Insurance - Javier Calvo provides a full range of commercial insurance agent services, including general liability, property coverage, and workers' compensation. The agency assists local business owners with selecting and maintaining appropriate policies tailored to their operational needs. Consultation and policy review services are offered to help clients manage risk and adjust coverage over time. It services a variety of commercial properties, including single-family homes used for business, apartments, retail storefronts, and local restaurants.
AAA Murrieta Insurance and Member Services serves Riverside County and the surrounding region as a commercial insurance agent. The company helps local business owners identify and secure coverage for their specific operational risks. Agents work with clients to match policies to varied industry needs across the area. This includes common protections for liability and property exposures. The agency particularly assists with general liability policies for small retailers and commercial auto coverage for local service fleets in Murrieta.
Carver Insurance Services, Inc - Murrieta serves local businesses, including retail storefronts and service-based enterprises, in need of reliable commercial coverage. The agency helps clients structure comprehensive policies that address liabilities specific to their operations and industry requirements. It can assist with reviewing exposure risks and tailoring insurance solutions for general liability and property protection. The agency also covers the Temecula area and communities throughout southwestern Riverside County when evaluating coverage needs for commercial accounts.
Serving Murrieta and the surrounding communities of Riverside County, Advantage America Insurance Services handles commercial coverage for local businesses. As a commercial insurance agent, it helps owners manage risks associated with their daily operations and liability exposures. This typically involves reviewing a client’s specific business activities to identify potential gaps in protection. For a typical job, the agency gathers detailed information about the business type and its assets to tailor coverage options from multiple carriers, then presents the most suitable choices to the client for their final decision.
For clients requiring commercial insurance, BARRANCA INSURANCE SERVICES INC in Murrieta, CA offers both one-time policy placements for specific projects and ongoing coverage renewals for established businesses. Their work involves assessing local risks and matching clients with appropriate liability, property, and workers’ compensation policies from carriers available in the area. The agent guides businesses through the initial application, claims reporting, and periodic coverage reviews. Service is provided on an as-needed basis, allowing clients to request support when policy adjustments or new quotations are required.
Lizarraga Insurance Agency Inc. in Murrieta, CA specializes in securing commercial policies for local businesses, managing risks in liability, property, and workers compensation. A general commercial insurance agent, the company assesses company profiles to match appropriate coverage for different industries in the region. It helps navigate the specific exposures faced by businesses operating in California’s regulatory environment. The agency also assists clients when sudden market shifts or natural disasters threaten operational continuity.
As local businesses adjust their seasonal inventory and coverage needs in Murrieta, Winchester & Associates Insurance Services Inc helps commercial clients review and update their general liability and property policies. A commercial insurance agent typically works with companies to identify gaps in protection, recommend appropriate limits, and secure competitive quotes from multiple carriers. The initial consultation often involves a visit to the business premises to inspect operations, verify safety measures, and compile accurate details for a tailored risk assessment.
All Discount Insurance Services, Inc. provides commercial insurance solutions to businesses in and around Murrieta. The agency specializes in tailoring coverage packages with essential additions such as liability protection, property insurance, and workers’ compensation policies. Its agents work closely with each client to evaluate operational risks and secure appropriate coverage from multiple carriers. The agency supports a variety of commercial sectors, including professional offices, warehouses, and food service operations, to help ensure each business obtains the specific protections it needs.
What Does a a Commercial Insurance Agent in Murrieta Cost?
The cost of commercial insurance in California varies widely by business type size and location. A small retail shop in Murrieta might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 or more for combined coverage. Workers compensation rates are set by the state and depend on your payroll and industry class code. This is general information and not insurance advice.
About commercial insurance agents in Murrieta
Commercial insurance agents in Murrieta California help business owners protect their assets with tailored policies. California law requires certain businesses to carry workers compensation insurance if they have employees. A local agent can guide you through coverage options like general liability property insurance and commercial auto to meet state regulations.
Frequently Asked Questions
What types of commercial insurance does a Murrieta agent offer?
A commercial insurance agent in Murrieta typically offers general liability property insurance workers compensation commercial auto and professional liability. These policies help protect your business from common risks in California.
Is commercial insurance required by law in California?
Yes California law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required for vehicles used for business purposes. Other coverages like general liability are often required by landlords or contracts.
How do I choose a commercial insurance agent in Murrieta?
Look for an agent who is licensed by the California Department of Insurance and has experience with your industry. Ask about their knowledge of local risks in Murrieta such as wildfire zones or earthquake exposure. Compare quotes from multiple agents to find the right fit.
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