The top-rated commercial insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,587 reviews. Other highly rated options include Julio's Auto Insurance, Auto International Insurance, Veronica's Insurance Oxnard. This directory lists 20 commercial insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Julio's Auto Insurance | 505 S Oxnard Blvd | (805) 487-8610 |
| 3 | Auto International Insurance | 4015 Saviers Rd | (805) 247-9100 |
| 4 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 5 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 6 | Solarx Auto Insurance | 434 W Pleasant Valley Rd | (805) 986-1984 |
| 7 | Fiesta Auto Insurance & Tax Service | 1269 Saviers Rd | (805) 263-4944 |
| 8 | Onix Insurance Services | 609 S Oxnard Blvd | (805) 263-6981 |
| 9 | Torres & Associates | 2069 N Oxnard Blvd | (805) 983-2400 |
| 10 | DEL NORTE INSURANCE AGENCY | 3640 Saviers Rd | (805) 394-0190 |
Pacific Preferred Insurance serves businesses throughout the Ventura County metro area, including Oxnard, as a commercial insurance agent. The company helps local companies secure coverage that meets industry and regulatory requirements. Typical client needs include property insurance for physical assets and liability protection for general operations. Pacific Preferred Insurance also specializes in workers' compensation policies for area employers and commercial auto insurance for vehicle fleets operating in the region.
Julio's Auto Insurance, a commercial insurance agent in Oxnard, CA, provides a range of business coverage options for local enterprises. Its service approach includes tailoring policies to meet specific operational requirements, along with offering periodic policy reviews to ensure continued alignment with changing business needs. The agency also provides claims assistance to help clients navigate the process. It services a variety of properties, including single-family homes, apartments, retail stores, and restaurants in the greater Oxnard area.
Auto International Insurance in Oxnard, California, offers a full range of commercial insurance coverages tailored to local business needs. Its service plans typically include policy reviews, risk assessments, and claims assistance. The agency provides ongoing support to help businesses manage liability, property, and vehicle exposures. It services a variety of commercial properties such as single-family homes, apartments, retail stores, and restaurants.
Veronica's Insurance Oxnard serves local business owners, property managers, and commercial property owners in need of liability, property, and workers' compensation coverage. It helps clients assess their unique risk exposures and select appropriate policies through a straightforward, local agency process. Serving the Oxnard community, the agency works with insurers to find suitable commercial insurance solutions for various industry types. It also provides coverage options for clients operating in neighboring Ventura and the surrounding coastal areas of the metro region.
Serving Oxnard and the surrounding Ventura County communities, Ceja Insurance Agency - Auto, Car & Home Insurance Agents functions as a commercial insurance agent. The company handles a range of business policies tailored to protect local enterprises from common operational risks in the area. In a typical engagement, the agency begins by reviewing a client’s business structure and liability exposures before comparing coverage options from its carrier network to present a suitable solution.
Solarx Auto Insurance in Oxnard, CA, provides commercial insurance for businesses, differentiating between one-time policies for single projects and recurring coverage for ongoing operations. Its general liability and property coverage protect local companies from common risks. Service is available on either a one-time basis for temporary needs, a scheduled renewal for predictable annual cycles, or an as-needed arrangement for fluctuating operational requirements.
Fiesta Auto Insurance & Tax Service in Oxnard, California, serves local businesses, property managers, and commercial property owners by providing tailored insurance policies. They assist clients with obtaining coverage for general liability, workers’ compensation, and commercial property risks common in the Ventura County area. The agency also supports entrepreneurs and growing companies in managing their insurance needs efficiently. Its coverage region includes neighboring parts of Ventura, ensuring commercial clients in the greater Oxnard metro have access to professional guidance and essential business protection solutions.
As Oxnard businesses prepare for seasonal shifts in inventory or staffing, commercial insurance needs can become more complex. Onix Insurance Services works with local companies in Oxnard to review liability, property, and workers’ compensation coverage. The agency helps business owners understand how common risks such as supply chain delays or weather-related property damage affect their insurance needs. After an initial conversation, they schedule an on-site inspection of the business premises and operations to identify any specific vulnerabilities.
Torres & Associates in Oxnard, CA specializes in commercial insurance for small businesses and independent contractors, including general liability and property coverage. It serves a range of local industries, helping clients manage risk and secure appropriate policies for their operations. During the Santa Ana wind season, the company assists businesses with reviewing and updating their coverage to protect against potential fire or wind damage claims.
Serving Oxnard and surrounding communities in Ventura County, Del Norte Insurance Agency handles commercial insurance for local businesses. It addresses the coverage needs of various industries operating in this coastal region. The agency manages policies that protect commercial property, liability, and general business operations. To determine appropriate protection, it first reviews a client’s specific operations, identifies exposures unique to that business type, and then sources coverage from its market network to build a balanced policy.
What Does a a Commercial Insurance Agent in Oxnard Cost?
Typical costs for commercial insurance in California vary widely. A small business may pay between 500 and 3000 dollars per year for general liability coverage. Workers compensation premiums depend on payroll and industry class codes with rates ranging from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value location and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Oxnard
Commercial insurance agents in Oxnard California help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. An Oxnard agent can guide you through the specific risks of Ventura County including earthquake and flood exposures.
Frequently Asked Questions
What types of commercial insurance do Oxnard businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California businesses may also need professional liability or cyber insurance depending on their industry.
How does California law affect commercial insurance requirements?
California requires workers compensation insurance for all employers with at least one employee under Labor Code Section 3700. Commercial auto insurance must meet state minimum liability limits of 15000 per person and 30000 per accident for property damage.
Can a commercial insurance agent in Oxnard help with multiple policies?
Yes agents can bundle policies like general liability and property into a business owners policy or BOP. Bundling often provides broader coverage and may reduce overall premium costs for small to medium businesses.
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