The top-rated commercial insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 544 reviews. Other highly rated options include AAA Redwood City Branch, Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc.. This directory lists 20 commercial insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 660 Price Ave Unit A | (650) 389-9052 |
| 2 | AAA Redwood City Branch | 510 Veterans Blvd Ste A | (650) 216-3100 |
| 3 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 4 | Divia Express Insurance Agency, Inc. | 3000 Middlefield Rd | (650) 299-1111 |
| 5 | Nick Bertetta - State Farm Insurance Agent | 465 Convention Way # 3 | (650) 365-7100 |
| 6 | Steve Fiorentino - State Farm Insurance Agent | 734 Woodside Rd | (650) 322-3499 |
| 7 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 8 | U D Side Insurance&Middlefield registration services | 3133 Middlefield Rd # A | (650) 306-9185 |
| 9 | Fiesta Auto Insurance & Tax Service | 3050 Middlefield Rd | (650) 381-9467 |
| 10 | CIS Insurance Agency | 171 Fifth Ave #102 | (408) 746-5030 |
Offering both one-time policy placements for specific projects and scheduled coverage for ongoing commercial needs, Cost-U-Less Insurance in Redwood City, California functions as a local Commercial Insurance Agent. Their work typically involves securing liability, property, and business interruption insurance for small and medium-sized area enterprises. This generally requires assessing individual risk profiles to match clients with appropriate carrier options. Services in this category frequently run on an as-needed basis, adapting to each client’s changing business cycle and growth requirements.
AAA Redwood City Branch serves the San Mateo County metro area as a dedicated commercial insurance agent. The company assists local businesses in securing essential coverage to protect against common operational and liability risks. Their work involves helping clients navigate policy options for property protection and general liability. The agency delivers these services from its Redwood City location. Specific commercial insurance services handled in this area include business property insurance and workers' compensation coverage for small to mid-sized enterprises.
Businesses, property managers, and commercial property owners consult Charlotte Russell’s State Farm agency for their insurance needs in Redwood City and the surrounding area. This independent agent works with local companies to address their unique risk exposures and liability concerns. She assists with policies that cover buildings, equipment, inventory, and business interruption. Coverage for professional liability and workers compensation is also available. Her office provides service to clients throughout greater San Mateo County, including nearby Atherton and Menlo Park.
Divia Express Insurance Agency, Inc. in Redwood City, CA, provides a comprehensive range of commercial insurance products designed to protect local businesses against common operational risks. Its service plans typically include coverage for liability, property damage, and business interruption, along with tailored advice on policy maintenance and renewal adjustments. The agency helps business owners navigate the complex insurance landscape specific to the Bay Area economy. It services a variety of property types, including single-family homes, apartments, retail storefronts, and full-service restaurants.
Nick Bertetta - State Farm Insurance Agent serves Redwood City, California, and the surrounding communities of San Mateo County. The agency handles insurance needs for local businesses, including coverage plans that align with commercial operations. Services address typical risks faced by professionals in the area, such as liability, property damage, and equipment loss. The agent approaches each risk assessment by first reviewing the specific daily functions of the insured business, then recommending coverage that matches those documented exposures without relying on generic templates.
For businesses needing occasional coverage or ongoing protection, Steve Fiorentino - State Farm Insurance Agent in Redwood City, CA offers both one-time policy options for specific projects and recurring commercial insurance plans. Coverage is tailored to local business types, addressing standard liability and property exposures common in this region. Service runs on a one-time, scheduled, or as-needed basis to match each company's operational requirements.
Willow Street Insurance provides tailored coverage solutions for small businesses, contractors, and professional offices throughout Redwood City and the surrounding commercial districts. Its services include general liability, property insurance, and workers’ compensation protection designed to meet local industry regulations. The agency assists clients by assessing specific operational risks related to retail locations, service-based companies, and light manufacturing facilities. As wildfire season approaches, the agency helps commercial clients review property coverage limits and business interruption provisions to maintain operational continuity during potential evacuation or smoke damage events.
As fire season approaches in Redwood City, local business owners seek to protect their assets from unexpected losses. U D Side Insurance&Middlefield registration services offers commercial insurance tailored to the risks faced by companies throughout San Mateo County. The agency helps manage liability coverage and property protection for a variety of local enterprises. Whether a firm requires general liability or workers' compensation, the agent reviews each client's specific operational exposures. A thorough inspection of the business premises is always the first step in crafting a suitable insurance assessment.
Fiesta Auto Insurance & Tax Service in Redwood City, California provides commercial insurance agent services, specializing in policies that protect businesses from liability, property damage, and employee-related risks. The company also assists local enterprises with general insurance coverage needs, helping clients navigate policy options for their specific operations. During tax season, seasonal concerns over potential audits or financial discrepancies often prompt business owners to review their commercial insurance coverage for adequate protection.
What Does a a Commercial Insurance Agent in Redwood City Cost?
Typical costs for commercial insurance in California vary widely. A small business general liability policy may range from 400 to 3000 annually. Workers compensation premiums are calculated per 100 of payroll with rates from 0.50 to over 5.00 depending on industry class codes. Commercial auto insurance for a single vehicle often costs 1200 to 4000 per year. These figures are estimates only. This is general information and not insurance advice. Consult a licensed agent for your specific needs.
About commercial insurance agents in Redwood City
Commercial insurance agents in Redwood City help businesses secure coverage tailored to California regulations. These agents guide clients through state requirements such as workers compensation insurance which is mandatory for most employers under California Labor Code Section 3700. They also assist with general liability commercial auto and property policies to protect against local risks like earthquakes and wildfires.
Frequently Asked Questions
What types of commercial insurance do businesses in Redwood City typically need?
Common policies include general liability commercial property workers compensation and commercial auto insurance. California law requires workers compensation for businesses with employees. Many Redwood City firms also add cyber liability or professional liability coverage depending on their industry.
How does a commercial insurance agent help with California specific regulations?
Agents ensure your policies meet state requirements such as the minimum liability limits for commercial auto insurance in California. They also advise on compliance with the California Insurance Code and can help you understand the Certificate of Liability Insurance requirements that many clients and landlords demand.
What factors affect the cost of commercial insurance in Redwood City?
Costs depend on your business type revenue number of employees claims history and location. For example a small retail shop in Redwood City might pay 500 to 2000 per year for general liability while a construction contractor could pay 5000 to 15000 or more. Premiums also reflect local risks like seismic activity and fire danger.
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