The top-rated commercial insurance agent in Richmond, California is 1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES, rated 4.8 stars across 212 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Futuro Insurance Services Richmond, SimplyInsured. This directory lists 20 commercial insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES | 12877 San Pablo Ave | (510) 999-7030 |
| 2 | Fiesta Auto Insurance & Tax Service | 12816 San Pablo Ave | (510) 860-4939 |
| 3 | Futuro Insurance Services Richmond | 12553 San Pablo Ave B | (510) 403-4333 |
| 4 | SimplyInsured | 4909 Central Ave Unit B5 | (888) 584-7457 |
| 5 | Farmers Insurance - Aline Marcadier | 635 23rd St A | (510) 215-9288 |
| 6 | Guillermo Jimenez Insurance Agency | 242 Marina Way Suite A | (415) 515-0297 |
| 7 | JG Insurance Solutions | 12807 San Pablo Ave | (510) 307-5157 |
| 8 | Auto Quality Insurance Services | 221 Broadway | (510) 620-9641 |
| 9 | Hernandez Agency & DMV Business Partner Services | 855 Marina Bay Pkwy Ste 260 | (510) 230-4370 |
| 10 | Farmers Insurance - Maria Jaimedesaran | 652 23rd St | (510) 215-7885 |
1 STOP VEHICLE REGISTRATION (DMV) & INSURANCE SERVICES serves businesses in Richmond and the greater Contra Costa County area. This agency provides commercial insurance agent services for local enterprises. Coverage options typically include general liability, property insurance, and workers’ compensation policies designed for small to medium-sized businesses. The agency also assists commercial clients with vehicle registration and DMV-related paperwork. Commercial auto policies and business interruption coverage are among the specific services the company handles for this region.
Fiesta Auto Insurance & Tax Service in Richmond, California specializes as a commercial insurance agent, offering tailored coverage policies for local businesses in the area. Its general service work includes helping clients assess liability risks and secure appropriate protection plans. For seasonal concerns, the agency assists companies with adjusting policy limits or adding endorsements to cover increased activity during peak business periods or new project rollouts, ensuring operational continuity without lapses in essential coverage.
Futuro Insurance Services Richmond primarily serves business owners, commercial property managers, and independent operators seeking tailored liability, property, and workers’ compensation coverage. The agency works to identify specific risks facing local enterprises, from retail storefronts to light industrial facilities, and then matches those exposures with appropriate insurance solutions. Its commercial focus also extends to helping entrepreneurs understand policy terms and necessary risk management practices. Futuro Insurance Services Richmond additionally provides these commercial insurance services to clients in the neighboring communities of El Cerrito and the broader Contra Costa County area.
SimplyInsured, a commercial insurance agent based in Richmond, CA, provides a comprehensive range of coverage options including general liability, property, and workers' compensation insurance. The company offers tailored service plans designed to help clients manage risk and maintain appropriate coverage as their businesses evolve. Regular policy reviews and claims assistance are also part of its maintenance offerings. This commercial insurance agent primarily serves local properties such as single-family homes, apartments, retail spaces, and restaurants.
Serving Richmond and the surrounding Contra Costa County communities, Farmers Insurance - Aline Marcadier handles commercial insurance for local businesses, including property, liability, and workers’ compensation policies. The agency focuses on assessing each client’s specific operational risks and industry exposures to recommend appropriate coverage. For a typical job, the agent conducts a thorough review of the business’s assets and daily activities to build a tailored insurance plan.
Guillermo Jimenez Insurance Agency in Richmond, CA provides both one-time policy placements and ongoing coverage management for local businesses. Commercial insurance agents typically assess operational risks, such as liability or property exposure, then select appropriate policies. Initial consultations establish needs for recurring or one-time protection, with renewals available for long-term accounts. This agency regularly reviews changing business requirements to adjust coverage accordingly. Service follows an as-needed basis, with clients able to initiate a review or quote request at any time without being locked into a set schedule.
JG Insurance Solutions offers commercial insurance coverage tailored to the specific needs of businesses in Richmond, CA. It provides general liability, property, and workers’ compensation policies to protect local companies from common operational risks. The agency works closely with clients to assess their unique exposures and secure appropriate limits. As seasonal weather patterns shift in the Bay Area, it helps businesses review flood and wind damage protections before the winter storm season begins.
Auto Quality Insurance Services in Richmond, CA, provides commercial insurance coverage aimed at protecting business operations from common financial risks. It offers specialty add-ons such as liability protection, property coverage, and business interruption insurance tailored to local enterprises. As a commercial insurance agent, the firm focuses on matching policies to the specific exposures faced by different industries. Its available services extend to offices, warehouses, and food service operations, each requiring distinct risk management solutions for equipment, inventory, and customer interactions.
Hernandez Agency & DMV Business Partner Services provides general residential insurance guidance to clients in Richmond, California. The agency also addresses commercial coverage needs, helping local business owners manage liability and property risks. Serving the broader Contra Costa County area, the team explains policy options that match each operation’s scale. Clients are encouraged to schedule periodic reviews, ensuring their coverage evolves with current exposures. This attention to practical details encourages repeat contact between regular policy check-ins.
Spring rains often challenge Richmond small businesses with roof leaks and parking lot flooding. Farmers Insurance - Maria Jaimedesaran responds by reviewing commercial property policies for water damage exclusions and business interruption coverage. The agent also emphasizes liability protection for local contractors and retail shops. After discussing risk exposures, the agent schedules a parking lot inspection to assess drainage or trip hazards before the policy effective date.
What Does a a Commercial Insurance Agent in Richmond Cost?
Commercial insurance costs in California vary widely by industry, revenue, and risk profile. A small retail business might pay $500 to $2,000 per year for general liability, while a construction company could pay $5,000 to $20,000 or more for combined coverages. Workers compensation rates are set by the California Department of Insurance and depend on your payroll and classification code. This is general information, not insurance advice.
About commercial insurance agents in Richmond
Commercial insurance agents in Richmond, California help local businesses secure coverage for property, liability, and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. An agent can guide you through options tailored to the Richmond business environment, including risks from the waterfront and industrial sectors.
Frequently Asked Questions
What types of commercial insurance do Richmond businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. California law mandates workers compensation for businesses with employees. An agent can help assess your specific risks.
How do I choose a commercial insurance agent in Richmond?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with businesses similar to yours. A local agent understands Richmonds unique risks like earthquake exposure and port operations.
Does California require commercial auto insurance for business vehicles?
Yes, California Vehicle Code Section 16056 requires minimum liability coverage for business vehicles. Commercial auto policies often provide higher limits than personal policies. An agent can help you meet legal requirements and protect your assets.
Commercial Insurance Agents in Other California Cities
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