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Find Commercial Insurance Agents Near You in Sacramento, CA

Browse commercial insurance agents serving Sacramento, California. Updated 2026-07-14.

The top-rated commercial insurance agent in Sacramento, California is Saavedra Longino Organization, rated 4.9 stars across 1,243 reviews. Other highly rated options include Pao Business Insurance Agency - Workers Compensation & General Liability Experts, First Central Insurance Agency & DMV SERVICES, Homer Insurance Agency. This directory lists 26 commercial insurance agents serving Sacramento.

Showing 26 commercial insurance agents in Sacramento, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Saavedra Longino Organization2500 Venture Oaks Way #360(916) 309-4550
2Pao Business Insurance Agency - Workers Compensation & General Liability Experts1960 Del Paso Rd #146(916) 646-9999
3First Central Insurance Agency & DMV SERVICES5500 Madison Ave suite e(916) 482-6300
4Homer Insurance Agency5211 Madison Ave(916) 339-7070
5Greenhaven Insurance Agency925 Secret River Dr Suite G(916) 836-8484
6Eugene C Yates Insurance Agency2021 P St(916) 313-6100
7American River Insurance Agency333 University Ave suit 200(888) 570-1058
8California Contractors Insurance Services9848 Business Park Dr suite h(916) 363-2663
9McClatchy Insurance Agency2410 Fair Oaks Blvd #140(916) 488-4702
10Jack-Novicio Insurance Agency, Inc.2745 Crosby Way(916) 783-0000
SL
2500 Venture Oaks Way #360
Saavedra Longino Organization
Commercial Insurance Agent · Sacramento, CA

Saavedra Longino Organization serves the Sacramento metro area as a commercial insurance agent. It assists local businesses with analyzing their operational risks and obtaining appropriate insurance coverage from multiple carriers. The firm works closely with clients to understand their specific liability and property needs. These policies protect against common business disruptions and financial exposures in the region. This company handles commercial general liability policies and workers' compensation coverage for Sacramento-area employers.

PB
1960 Del Paso Rd #146
Pao Business Insurance Agency - Workers Compensation & General Liability Experts
Commercial Insurance Agent · Sacramento, CA

Pao Business Insurance Agency provides commercial insurance solutions for businesses throughout Sacramento, California, with a focus on workers compensation and general liability coverage. Its policy options help protect companies from common operational risks and workplace injury claims. The agency offers policy review services to ensure coverage aligns with changing business needs. It serves a variety of commercial properties, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants.

FC
5500 Madison Ave suite e
First Central Insurance Agency & DMV SERVICES
Commercial Insurance Agent · Sacramento, CA

First Central Insurance Agency & DMV SERVICES in Sacramento serves businesses, commercial property owners, and other organizations seeking liability and property coverage. The agency structures policies to protect company assets against common regional risks, including fire and liability claims. Clients can also manage routine Department of Motor Vehicles transactions at the same location. Beyond the Sacramento city limits, this commercial insurance agent provides its services to companies and property managers operating in the neighboring community of Elk Grove.

HI
5211 Madison Ave
Homer Insurance Agency
Commercial Insurance Agent · Sacramento, CA

Serving Sacramento and its surrounding communities, Homer Insurance Agency provides commercial insurance agent services for local businesses. It handles the procurement and management of coverage for various commercial risks common to the area, including liability and property protection. From a one-person operation to a larger firm, the agency evaluates each client’s specific exposures to identify appropriate policies. To handle a typical job, it begins with a thorough risk assessment and then recommends tailored coverage through its established carrier markets.

GI
925 Secret River Dr Suite G
Greenhaven Insurance Agency
Commercial Insurance Agent · Sacramento, CA

Greenhaven Insurance Agency in Sacramento provides specialized commercial insurance solutions tailored to specific industry risks, including liability and property coverage for small and mid-sized businesses. The agency works extensively with local companies, helping them navigate policy options and compliance requirements. It assists clients in managing unique concerns such as seasonal fluctuations in inventory during the winter holidays or increased liability exposure during summer construction seasons.

EC
2021 P St
Eugene C Yates Insurance Agency
Commercial Insurance Agent · Sacramento, CA

As the dry summer months arrive in Sacramento, businesses must prepare for increased fire and liability risks. Eugene C Yates Insurance Agency addresses these shifting needs by reviewing commercial policies for adequate protection. Commercial insurance agents here assess property coverage, general liability, and workers' compensation tailored to local operations. They guide business owners through policy options that respond to regional exposures. A typical first step involves a comprehensive on-site inspection to evaluate existing safety measures and recommend appropriate coverage adjustments.

AR
333 University Ave suit 200
American River Insurance Agency
Commercial Insurance Agent · Sacramento, CA

American River Insurance Agency helps businesses in Sacramento secure essential coverage for their daily operations, including property and liability protection. The agency also offers specialized endorsements for commercial auto and workers' compensation policies to address industry-specific risks. It serves a variety of commercial sectors, such as corporate offices, warehouses requiring inventory protection, and food service establishments needing coverage for equipment and product liability.

CC
9848 Business Park Dr suite h
California Contractors Insurance Services
Commercial Insurance Agent · Sacramento, CA

A client may choose a one-time policy for a single project or a recurring plan for ongoing commercial operations. Coverage from California Contractors Insurance Services in Sacramento is tailored to protect businesses from liability, property damage, and other common professional risks specific to the contracting field. As a commercial insurance agent, the company helps local contractors assess their needs and secure appropriate policies. Service arrangements can be set on a one-time, scheduled, or as-needed basis depending on the client's business cycle and requirements.

MI
2410 Fair Oaks Blvd #140
McClatchy Insurance Agency
Commercial Insurance Agent · Sacramento, CA

McClatchy Insurance Agency, based in Sacramento, CA, serves the residential insurance needs of local homeowners and renters before also addressing commercial coverage requirements for area businesses. Their commercial insurance agents work closely with clients to design policies that protect commercial property, liability exposures, and business income. Serving the broader Sacramento region, the agency maintains ongoing contact with policyholders between regularly scheduled reviews to ensure coverage evolves with changing operational needs.

JN
2745 Crosby Way
Jack-Novicio Insurance Agency, Inc.
Commercial Insurance Agent · Sacramento, CA
II
180 Promenade Cir Suite 300
Ice Insurance Agency
Commercial Insurance Agent · Sacramento, CA
(916) 387-6800
iceins.com
SI
2014 Capitol Ave Ste 100-4020
SeguroSmart Insurance Solutions LLC
Commercial Insurance Agent · Sacramento, CA
(916) 900-2236
segurosmartinsurance.com
TI
1353 Fulton Ave
Thrive Insurance Agency
Commercial Insurance Agent · Sacramento, CA
(916) 339-6490
thriveinsuranceservices.com
DC
5383 Franklin Blvd D
Del Campo Insurance Services Inc.
Commercial Insurance Agent · Sacramento, CA
(916) 455-5889
SO
9700 Business Park Dr STE 105
Sierra Oak Insurance Services
Commercial Insurance Agent · Sacramento, CA
(888) 590-5282
sierraoakinc.com
EI
1485 River Park Dr #200
Envision1 Insurance Services LLC
Commercial Insurance Agent · Sacramento, CA
(916) 530-2169
envision1insurance.com
SI
4811 Chippendale Dr STE 708
Sacramento Insurance & Financial Services
Commercial Insurance Agent · Sacramento, CA
(916) 721-2212
sacramentoinsurance.info
DS
1100 Corporate Way Suite 220
Delta Shores Insurance Services (formerly Cooper & Mitchell Insurance Services)
Commercial Insurance Agent · Sacramento, CA
(916) 392-9192
deltashoresinsurance.com
JH
2110 K St
Joel Harrison Insurance
Commercial Insurance Agent · Sacramento, CA
(916) 965-8888
joelharrisoninsurance.com
II
8950 Cal Center Dr Bldg 3, Ste. 200
InterWest Insurance Services, LLC
Commercial Insurance Agent · Sacramento, CA
(916) 488-3100
iwins.com/contact-us/sacramento-cal-center-drive
MT
3840 Rosin Ct #245
McGee & Thielen Insurance Brokers
Commercial Insurance Agent · Sacramento, CA
(916) 646-1919
mcgeethielen.com/personal.html
RC
4221 Northgate Blvd Ste 5
Roadways Commercial Insurance Services, Inc.
Commercial Insurance Agent · Sacramento, CA
(916) 928-8014
roadwaysinsurance.com
CC
1521 Corporate Way #220
CIS Commercial Insurance Services LLC
Commercial Insurance Agent · Sacramento, CA
(916) 385-0662
ciscommercialinsurancesvcs.com
GS
1501 El Camino Ave
Golden State West Insurance
Commercial Insurance Agent · Sacramento, CA
(916) 830-1042
goldenstatewest.com
PC
2641 Cottage Way
Preferred Commercial Insurance
Commercial Insurance Agent · Sacramento, CA
(916) 514-0409
pciins.net
WI
7248 S Land Park Dr # 203
West Insurance Brokers, Inc.
Commercial Insurance Agent · Sacramento, CA
(916) 287-9999
westinsurancebrokers.com

What Does a a Commercial Insurance Agent in Sacramento Cost?

Commercial insurance costs in Sacramento vary by industry and risk level. A small retail shop might pay 500 to 1,500 per year for general liability while a construction contractor could pay 5,000 to 15,000 annually for combined coverage. Workers comp rates in California average 2.50 per 100 of payroll for low risk jobs but can exceed 15 per 100 for high risk trades. This is general information and not insurance advice.

About commercial insurance agents in Sacramento

Sacramento businesses face unique risks from California wildfire zones to strict state labor laws. A commercial insurance agent in Sacramento can help you navigate these challenges with tailored coverage. They work with multiple carriers to find policies that meet California specific requirements like workers compensation insurance and commercial auto liability.

Frequently Asked Questions

What types of commercial insurance does a Sacramento agent offer?

A Sacramento commercial insurance agent offers general liability workers compensation commercial property and business auto insurance. They also provide professional liability and cyber insurance for tech and service businesses.

Is commercial auto insurance required in California?

Yes California law requires commercial auto liability insurance for any vehicle used for business purposes. Minimum limits are 15,000 per person and 30,000 per accident for bodily injury plus 5,000 for property damage.

How does a commercial agent help with California workers comp?

California law requires nearly all employers to carry workers compensation insurance. A commercial agent can help you find a policy that meets state mandates and advise on experience modification factors that affect your premium.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.