The top-rated commercial insurance agent in Sacramento, California is Saavedra Longino Organization, rated 4.9 stars across 1,243 reviews. Other highly rated options include Pao Business Insurance Agency - Workers Compensation & General Liability Experts, First Central Insurance Agency & DMV SERVICES, Homer Insurance Agency. This directory lists 26 commercial insurance agents serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Saavedra Longino Organization | 2500 Venture Oaks Way #360 | (916) 309-4550 |
| 2 | Pao Business Insurance Agency - Workers Compensation & General Liability Experts | 1960 Del Paso Rd #146 | (916) 646-9999 |
| 3 | First Central Insurance Agency & DMV SERVICES | 5500 Madison Ave suite e | (916) 482-6300 |
| 4 | Homer Insurance Agency | 5211 Madison Ave | (916) 339-7070 |
| 5 | Greenhaven Insurance Agency | 925 Secret River Dr Suite G | (916) 836-8484 |
| 6 | Eugene C Yates Insurance Agency | 2021 P St | (916) 313-6100 |
| 7 | American River Insurance Agency | 333 University Ave suit 200 | (888) 570-1058 |
| 8 | California Contractors Insurance Services | 9848 Business Park Dr suite h | (916) 363-2663 |
| 9 | McClatchy Insurance Agency | 2410 Fair Oaks Blvd #140 | (916) 488-4702 |
| 10 | Jack-Novicio Insurance Agency, Inc. | 2745 Crosby Way | (916) 783-0000 |
Saavedra Longino Organization serves the Sacramento metro area as a commercial insurance agent. It assists local businesses with analyzing their operational risks and obtaining appropriate insurance coverage from multiple carriers. The firm works closely with clients to understand their specific liability and property needs. These policies protect against common business disruptions and financial exposures in the region. This company handles commercial general liability policies and workers' compensation coverage for Sacramento-area employers.
Pao Business Insurance Agency provides commercial insurance solutions for businesses throughout Sacramento, California, with a focus on workers compensation and general liability coverage. Its policy options help protect companies from common operational risks and workplace injury claims. The agency offers policy review services to ensure coverage aligns with changing business needs. It serves a variety of commercial properties, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants.
First Central Insurance Agency & DMV SERVICES in Sacramento serves businesses, commercial property owners, and other organizations seeking liability and property coverage. The agency structures policies to protect company assets against common regional risks, including fire and liability claims. Clients can also manage routine Department of Motor Vehicles transactions at the same location. Beyond the Sacramento city limits, this commercial insurance agent provides its services to companies and property managers operating in the neighboring community of Elk Grove.
Serving Sacramento and its surrounding communities, Homer Insurance Agency provides commercial insurance agent services for local businesses. It handles the procurement and management of coverage for various commercial risks common to the area, including liability and property protection. From a one-person operation to a larger firm, the agency evaluates each client’s specific exposures to identify appropriate policies. To handle a typical job, it begins with a thorough risk assessment and then recommends tailored coverage through its established carrier markets.
Greenhaven Insurance Agency in Sacramento provides specialized commercial insurance solutions tailored to specific industry risks, including liability and property coverage for small and mid-sized businesses. The agency works extensively with local companies, helping them navigate policy options and compliance requirements. It assists clients in managing unique concerns such as seasonal fluctuations in inventory during the winter holidays or increased liability exposure during summer construction seasons.
As the dry summer months arrive in Sacramento, businesses must prepare for increased fire and liability risks. Eugene C Yates Insurance Agency addresses these shifting needs by reviewing commercial policies for adequate protection. Commercial insurance agents here assess property coverage, general liability, and workers' compensation tailored to local operations. They guide business owners through policy options that respond to regional exposures. A typical first step involves a comprehensive on-site inspection to evaluate existing safety measures and recommend appropriate coverage adjustments.
American River Insurance Agency helps businesses in Sacramento secure essential coverage for their daily operations, including property and liability protection. The agency also offers specialized endorsements for commercial auto and workers' compensation policies to address industry-specific risks. It serves a variety of commercial sectors, such as corporate offices, warehouses requiring inventory protection, and food service establishments needing coverage for equipment and product liability.
A client may choose a one-time policy for a single project or a recurring plan for ongoing commercial operations. Coverage from California Contractors Insurance Services in Sacramento is tailored to protect businesses from liability, property damage, and other common professional risks specific to the contracting field. As a commercial insurance agent, the company helps local contractors assess their needs and secure appropriate policies. Service arrangements can be set on a one-time, scheduled, or as-needed basis depending on the client's business cycle and requirements.
McClatchy Insurance Agency, based in Sacramento, CA, serves the residential insurance needs of local homeowners and renters before also addressing commercial coverage requirements for area businesses. Their commercial insurance agents work closely with clients to design policies that protect commercial property, liability exposures, and business income. Serving the broader Sacramento region, the agency maintains ongoing contact with policyholders between regularly scheduled reviews to ensure coverage evolves with changing operational needs.
What Does a a Commercial Insurance Agent in Sacramento Cost?
Commercial insurance costs in Sacramento vary by industry and risk level. A small retail shop might pay 500 to 1,500 per year for general liability while a construction contractor could pay 5,000 to 15,000 annually for combined coverage. Workers comp rates in California average 2.50 per 100 of payroll for low risk jobs but can exceed 15 per 100 for high risk trades. This is general information and not insurance advice.
About commercial insurance agents in Sacramento
Sacramento businesses face unique risks from California wildfire zones to strict state labor laws. A commercial insurance agent in Sacramento can help you navigate these challenges with tailored coverage. They work with multiple carriers to find policies that meet California specific requirements like workers compensation insurance and commercial auto liability.
Frequently Asked Questions
What types of commercial insurance does a Sacramento agent offer?
A Sacramento commercial insurance agent offers general liability workers compensation commercial property and business auto insurance. They also provide professional liability and cyber insurance for tech and service businesses.
Is commercial auto insurance required in California?
Yes California law requires commercial auto liability insurance for any vehicle used for business purposes. Minimum limits are 15,000 per person and 30,000 per accident for bodily injury plus 5,000 for property damage.
How does a commercial agent help with California workers comp?
California law requires nearly all employers to carry workers compensation insurance. A commercial agent can help you find a policy that meets state mandates and advise on experience modification factors that affect your premium.
Commercial Insurance Agents in Other California Cities
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