The top-rated commercial insurance agent in San Francisco, California is Traci Hollander - State Farm Insurance Agent, rated 4.9 stars across 548 reviews. Other highly rated options include Jessica Liu Insurance Services, Mary Zell Spellman - State Farm Insurance Agent, Broad Spectrum Insurance Services. This directory lists 21 commercial insurance agents serving San Francisco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Traci Hollander - State Farm Insurance Agent | 556 Castro St | (415) 575-3775 |
| 2 | Jessica Liu Insurance Services | 3428 Balboa St | (415) 386-2283 |
| 3 | Mary Zell Spellman - State Farm Insurance Agent | 26 W Portal Ave UNIT 1 | (415) 401-7000 |
| 4 | Broad Spectrum Insurance Services | 1000 Brannan St #205 | (888) 898-6999 |
| 5 | Insureaze Insurance Solutions | 2021 Fillmore St #9186 | (800) 897-8221 |
| 6 | Donald Browne Insurance Services, formerly, John A Morton Insurance Agency | 3366 22nd St | (408) 292-4329 |
| 7 | Robert E. Kennedy Insurance Agency | 2269 Chestnut St #301 | (415) 951-0738 |
| 8 | ESI Insurance Brokers | 2085 Van Ness Ave | (415) 440-5136 |
| 9 | Wang Insurance | 2620 Judah St | (415) 731-7062 |
| 10 | Riskguard Insurance Solutions | 422 Presidio Ave | (415) 447-4212 |
Traci Hollander - State Farm Insurance Agent serves the San Francisco, CA metro area, offering commercial insurance agent services to local businesses. The agency helps clients secure policies for general liability, property, and workers’ compensation coverage. It also provides guidance on business auto insurance and professional liability protection. The firm assists small and medium enterprises with risk management solutions tailored to the San Francisco market. These services include analyzing company exposures and structuring a commercial umbrella policy to provide additional coverage limits beyond standard business insurance policies.
Jessica Liu Insurance Services provides a full range of commercial insurance solutions tailored to local business needs. It offers liability, property, and workers’ compensation coverage to protect daily operations. The company also creates customized service plans that include policy reviews and risk assessments to help clients maintain proper coverage as their business evolves. These plans focus on adjusting protection in response to growth or regulatory changes. The firm serves a variety of commercial properties in San Francisco, including single-family homes used as offices, apartment buildings, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in San Francisco, Mary Zell Spellman - State Farm Insurance Agent provides commercial insurance and related coverage. The agency works to help local companies protect their assets and manage everyday business risks with tailored policies. It also offers personal insurance solutions for residents seeking home or auto protection. This office extends its coverage and services to clients throughout the broader Bay Area, including neighboring communities such as Daly City.
Broad Spectrum Insurance Services in San Francisco, CA offers commercial insurance coverage that can be arranged either as a single policy for a one-time project or as a renewing package for ongoing business operations. Coverage options address general liability, property, and other standard protections needed by area enterprises. The company’s service is provided on a one-time, scheduled, or as-needed basis, depending on client requirements.
Insureaze Insurance Solutions offers specialized commercial insurance for industries like retail, technology, and hospitality in San Francisco. It also provides general business liability, property, and workers’ compensation coverage tailored to local small and mid-sized companies. The agency helps businesses navigate the unique risks of operating in a dense urban environment. Before the annual dry season, it works with clients to review and adjust policies for wildfire and smoke damage exposure.
Serving San Francisco and the surrounding Bay Area communities, Donald Browne Insurance Services, formerly known as John A Morton Insurance Agency, handles commercial insurance policies for a range of local businesses. The agency works to provide coverage for property, liability, and other operational risks that companies commonly face. To manage a typical client's needs, it begins with a thorough evaluation of business operations to identify exposures, then tailors a policy package designed specifically to address those identified risks.
As wildfire season approaches in San Francisco, protecting commercial assets becomes a heightened concern for local business owners. Robert E. Kennedy Insurance Agency serves as a commercial insurance agent in this market, offering coverage options for liability, property, and business interruption. Each policy is tailored to mitigate the specific risks that Bay Area enterprises face, including earthquake exposure and supply-chain disruptions. Agency representatives begin by conducting a detailed review of the client's current operations and physical premises, typically scheduling an on-site inspection or virtual assessment before providing any initial coverage quotes.
ESI Insurance Brokers operates in San Francisco, California, as a commercial insurance agency. It assists business owners in managing risk through tailored coverage, including specialized endorsements for property, liability, and workers' compensation. The firm evaluates each client's unique exposures and recommends appropriate policy structures. Its services are available to a variety of commercial sectors such as offices, warehouses, and food service operations.
Wang Insurance is a commercial insurance agent in San Francisco, California, known for helping local businesses secure general liability and property coverage. The agency works with companies of various sizes to build policies that address common operational risks specific to the area, such as earthquake exposure and urban liability concerns. It also offers a specialty service of cyber liability insurance, which protects businesses from data breach-related losses and legal expenses.
Riskguard Insurance Solutions serves residential clients in San Francisco, California, with commercial insurance agent services for small and mid-sized businesses in the area. The company assists local enterprises in managing general liability, property, and workers' compensation coverage to mitigate common operational risks. By coordinating with underwriters and adjusters, the firm helps secure policies tailored to each client’s industry needs. Regular follow-up visits are scheduled between annual renewal periods to review policy changes and address emerging business exposures.
What Does a a Commercial Insurance Agent in San Francisco Cost?
Typical costs for commercial insurance in California vary widely. A small business might pay 500 to 1500 per year for general liability. Workers compensation costs depend on payroll and industry classification with rates set by the California Department of Insurance. Larger policies for property or professional liability can cost several thousand dollars annually. This is general information and not insurance advice.
About commercial insurance agents in San Francisco
A commercial insurance agent in San Francisco helps businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance. Local agents understand the unique risks of doing business in the Bay Area including earthquake exposure and high property values.
Frequently Asked Questions
What types of commercial insurance does a San Francisco agent offer?
Agents offer general liability commercial property workers compensation and professional liability insurance. They also provide specialized coverage for technology companies restaurants and construction firms common in San Francisco.
Does California law require commercial auto insurance for business vehicles?
Yes California requires minimum liability coverage of 15000 per person and 30000 per accident for bodily injury. A commercial agent can help you meet these legal requirements and add collision or comprehensive coverage.
How do San Francisco commercial insurance agents help with earthquake coverage?
Standard commercial policies do not cover earthquake damage. Agents can help you purchase a separate earthquake endorsement or policy through the California Earthquake Authority or private insurers.
Commercial Insurance Agents in Other California Cities
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