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Find Commercial Insurance Agents Near You in San Jose, CA

Browse commercial insurance agents serving San Jose, California. Updated 2026-07-14.

The top-rated commercial insurance agent in San Jose, California is Acceptance Insurance, rated 4.9 stars across 1,063 reviews. Other highly rated options include Freeway Insurance, Cost-U-Less Insurance, Preeti Sehgal - State Farm Insurance Agent. This directory lists 28 commercial insurance agents serving San Jose.

Showing 28 commercial insurance agents in San Jose, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance2602 Alum Rock Ave(408) 610-7535
2Freeway Insurance1646 Story Rd
3Cost-U-Less Insurance1915 Alum Rock Ave A(408) 479-2635
4Preeti Sehgal - State Farm Insurance Agent1054 S De Anza Blvd STE 106(408) 320-1022
5KC Independent Insurance Solutions, LLC3031 Tisch Way Suite 308(408) 502-7080
6Shana Nelson - State Farm Insurance Agent960 Saratoga Ave #106(650) 988-8990
7Khalsa Insurance Agency3750 McKee Rd A(408) 272-2500
8Leavitt Pacific Insurance Brokers1570 The Alameda Suite 101(408) 288-6262
9Rick M Insurance Agency160 E Tasman Dr Rm 4(747) 230-7954
10Balance Insurance Agency Inc1655 Alum Rock Ave(408) 649-3549
AI
2602 Alum Rock Ave
Acceptance Insurance
Commercial Insurance Agent · San Jose, CA

Acceptance Insurance serves the San Jose, California metro area as a commercial insurance agent. The company helps local businesses with a range of coverage needs, helping to protect against operational and liability risks. They assist clients with selecting appropriate policies for property, general liability, and workers' compensation. This work supports the unique requirements of small to mid-sized enterprises operating in Santa Clara County. For local business owners, the agent handles both commercial auto insurance and specialized contractor coverage in this area.

FI
1646 Story Rd
Freeway Insurance
Commercial Insurance Agent · San Jose, CA
CU
1915 Alum Rock Ave A
Cost-U-Less Insurance
Commercial Insurance Agent · San Jose, CA

Businesses and property managers in San Jose turn to Cost-U-Less Insurance for commercial coverage solutions. The agency helps clients assess liability, property, and workers compensation risks while securing policies that match their operational needs. Standard commercial insurance services include tailored advice on coverage limits and policy options. Cost-U-Less Insurance also serves clients in the greater Santa Clara Valley metro area.

PS
1054 S De Anza Blvd STE 106
Preeti Sehgal - State Farm Insurance Agent
Commercial Insurance Agent · San Jose, CA

Preeti Sehgal - State Farm Insurance Agent in San Jose, CA, offers a comprehensive range of commercial insurance solutions tailored to local business needs. The agency helps clients secure coverage for property, liability, and business interruption, with service plans that include regular policy reviews to adjust for evolving risks. It also provides ongoing support for claims management and risk mitigation strategies. The company services a variety of properties, including single-family homes, apartment buildings, retail storefronts, and restaurants, ensuring each business has appropriate liability and asset protection.

KI
3031 Tisch Way Suite 308
KC Independent Insurance Solutions, LLC
Commercial Insurance Agent · San Jose, CA

KC Independent Insurance Solutions, LLC serves businesses, property managers, and commercial property owners throughout the San Jose area. The agency focuses on assessing unique operational risks and securing suitable liability and property coverage. It works to understand each client’s industry exposures and recommends policies that align with their specific needs. By offering multiple insurance carrier options, the firm helps commercial clients compare plans and premiums. KC Independent Insurance Solutions also extends its service reach to neighboring communities in the Santa Clara Valley and the greater South Bay metropolitan region.

SN
960 Saratoga Ave #106
Shana Nelson - State Farm Insurance Agent
Commercial Insurance Agent · San Jose, CA

Shana Nelson - State Farm Insurance Agent in San Jose, CA, distinguishes between one-time commercial insurance policies, suitable for single projects or events, and recurring coverage for ongoing business operations. The agency offers liability, property, and workers' compensation protection tailored to local enterprises. Services are available to retail stores, contractors, and office-based companies seeking to manage operational risks. Consultations and policy management run on a scheduled basis, with claims support and adjustments available as needed.

KI
3750 McKee Rd A
Khalsa Insurance Agency
Commercial Insurance Agent · San Jose, CA

Khalsa Insurance Agency serves San Jose and the surrounding communities of Silicon Valley, handling commercial insurance needs for local businesses. The agency works with diverse clients, from small retail shops to mid-sized service contractors, assessing their specific operational risks. A typical engagement begins with a thorough review of the company’s liabilities, property, and industry requirements. To address each client’s unique exposure, the agency then customizes coverage options from multiple carriers before presenting the most suitable solutions.

LP
1570 The Alameda Suite 101
Leavitt Pacific Insurance Brokers
Commercial Insurance Agent · San Jose, CA

Leavitt Pacific Insurance Brokers in San Jose provides specialized commercial insurance solutions, including general liability and property coverage tailored to local businesses. It works with companies to manage risk, secure adequate protection, and navigate complex policy requirements. During the dry California summer months, it actively helps clients address increased wildfire exposure by reviewing property coverages and liability limits.

RM
160 E Tasman Dr Rm 4
Rick M Insurance Agency
Commercial Insurance Agent · San Jose, CA

Rick M Insurance Agency works with businesses in San Jose to secure commercial coverage that addresses general liability and property exposures. It also offers specialized add-ons such as workers compensation and commercial auto policies to protect against workplace and fleet-related risks. The agency serves commercial clients operating offices, warehouses, and food service establishments by tailoring policies to the distinct operational needs and regulatory demands of each sector.

BI
1655 Alum Rock Ave
Balance Insurance Agency Inc
Commercial Insurance Agent · San Jose, CA

As San Jose businesses prepare for the seasonal shift in fire risk and liability exposures, Balance Insurance Agency Inc provides tailored commercial insurance solutions in this region. The agency works closely with local enterprises across various sectors, helping them secure policies that address property, general liability, and other operational needs. By thoroughly reviewing each client’s unique business operations and risk profile, Balance Insurance Agency Inc identifies appropriate coverage options. An initial consultation and on-site inspection of the business premises is scheduled to begin this process.

AS
3155 Olsen Dr Suite 400
Acrisure San Jose, CA
Commercial Insurance Agent · San Jose, CA
(408) 418-2720
acrisure.com
WI
88 Tully Rd STE 100
Wynn Insurance Agency
Commercial Insurance Agent · San Jose, CA
(408) 215-2087
wynninsuranceagency.com
AI
1125 Saratoga Ave
Allstate Insurance: Pinnacle One Insurance Services
Commercial Insurance Agent · San Jose, CA
(408) 257-1234
agents.allstate.com/robert-varich-san-jose-ca.html
RW
1038 Leigh Ave UNIT 201
Red Wave Insurance Services
Commercial Insurance Agent · San Jose, CA
(408) 836-4560
myredwave.com
AS
613 Blossom Hill Rd
All Solutions Insurance - Northern California
Commercial Insurance Agent · San Jose, CA
(408) 225-4300
allsolutionsinsurance.com
JW
1021 S De Anza Blvd
Jeremy Wong - State Farm Insurance Agent
Commercial Insurance Agent · San Jose, CA
(408) 973-0700
jeremywonginsurance.com
LS
1900 Camden Ave #204
Let's Insure - San Jose
Commercial Insurance Agent · San Jose, CA
(877) 851-7867
letsinsure.org
KI
1225 W San Carlos St
KIS Insurance Services
Commercial Insurance Agent · San Jose, CA
(408) 491-1111
kisinsurance.com
OI
201 Willow St #50
Oasis Insurance Services, Inc.,
Commercial Insurance Agent · San Jose, CA
(408) 294-6222
oasissanjose.com
BI
1190 S Bascom Ave #140
BayShield Insurance Services
Commercial Insurance Agent · San Jose, CA
(408) 840-4402
bayshieldins.com
SV
777 N First St #320
Silicon Valley Insurance Agency
Commercial Insurance Agent · San Jose, CA
(669) 341-6877
insurancesiliconvalley.com
WS
3126 Story Rd
Willow Street Insurance
Commercial Insurance Agent · San Jose, CA
(408) 272-6925
JP
1674 Story Rd
Jax Pacific West Insurance
Commercial Insurance Agent · San Jose, CA
(408) 923-6300
JM
565 N 5th St
The J. Morey Company, Inc. Insurance Agents & Brokers
Commercial Insurance Agent · San Jose, CA
(408) 280-5551
jmoreyins.com
BR
4010 Moorpark Ave #209
Brian Ruiz Insurance
Commercial Insurance Agent · San Jose, CA
(408) 399-2400
brianruizinsurance.com
LL
5043 Graves Ave
Leonard & Leonard Insurance
Commercial Insurance Agent · San Jose, CA
(408) 252-0911
LI
999 Story Rd UNIT 9063
LNA Insurance Agency, Inc.
Commercial Insurance Agent · San Jose, CA
(408) 280-5815
lna-insurance.com
AS
4010 Moorpark Ave
All Spectrum Insurance Brokers
Commercial Insurance Agent · San Jose, CA
(408) 604-0092

What Does a a Commercial Insurance Agent in San Jose Cost?

Typical costs for a small business in San Jose range from 500 to 3000 dollars per year for general liability insurance. Workers compensation premiums average 1 to 3 dollars per 100 dollars of payroll in California. Commercial auto policies often start at 1200 dollars annually. Costs vary by industry coverage limits and risk factors. This is general information and not insurance advice.

About commercial insurance agents in San Jose

Commercial insurance agents in San Jose help businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Agents also guide businesses on state-specific risks like earthquake coverage and wildfire liability common in the region.

Frequently Asked Questions

What types of commercial insurance does a San Jose agent offer?

Agents offer general liability property insurance workers compensation commercial auto and professional liability. They also provide specialized coverage for tech startups and manufacturing firms common in Silicon Valley.

Is commercial insurance required by law in California?

California requires workers compensation insurance for nearly all employers under Labor Code Section 3700. Commercial auto insurance is required for business vehicles. Other types like general liability are not state-mandated but are often required by landlords or clients.

How do San Jose commercial insurance agents determine premiums?

Premiums are based on business type revenue payroll claims history and location. Agents in San Jose also consider local risks such as seismic activity and flood zones. Rates are regulated by the California Department of Insurance.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.