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Find Commercial Insurance Agents Near You in San Luis Obispo, CA
Compare commercial insurance agents in San Luis Obispo. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 commercial insurance agents in San Luis Obispo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susan Rodriguez - State Farm Insurance Agent
799 Foothill Blvd D, San Luis Obispo, CA 93405
(805) 783-7050
rodriguezinsurance.com
Farmers Insurance - Jennifer White
1228 Broad St, San Luis Obispo, CA 93401
(805) 548-8530
jenniferwhiteagency.com
Todd Thomas - State Farm Insurance Agent
1238 Marsh St, San Luis Obispo, CA 93401
(805) 543-0650
toddthomasagency.com
Marc Amesse - State Farm Insurance Agent
2251 Broad St A, San Luis Obispo, CA 93401
(805) 543-0889
slosfagent.com
Polk Insurance Agency
1443 Marsh St, San Luis Obispo, CA 93401
(805) 544-6454
polkins.com
SLO Insurance Services
1494 Mill St, San Luis Obispo, CA 93401
(805) 543-7564
sloinsurance.com
Morris & Garritano Insurance
1122 Laurel Ln, San Luis Obispo, CA 93401
(805) 543-6887
morrisgarritano.com
McGee Insurance Agency
2000 Broad St, San Luis Obispo, CA 93401
(805) 543-8833
mcgeeinsurance.com
Minton Insurance
1042 Pacific St # E, San Luis Obispo, CA 93401
(805) 546-8113
minton-insurance.com
Meredith Insurance Center
1303 Higuera St, San Luis Obispo, CA 93401
(805) 548-8672
micslo.com
Goosehead Insurance -- Donaldson Agency
820 Walnut St Suite D, San Luis Obispo, CA 93401
(805) 242-4900
tinaldonaldson.com
Coast Auto Insurance Services, Inc.
3121 S Higuera St # I, San Luis Obispo, CA 93401
(805) 544-1990
coastautoinsurance.com
Relation Insurance - Engle & Associates Group
1236 Higuera St, San Luis Obispo, CA 93401
(805) 781-6336
engleinsurance.com
Farmers Insurance - Trevor Moriarty
355 Pacific St, San Luis Obispo, CA 93401
(805) 544-8300
agents.farmers.com
DiBuduo & DeFendis Insurance Brokers LLC
100 Cross St Suite 202, San Luis Obispo, CA 93401
(805) 593-1400
dibu.com
StateOne Insurance - Don Allen
1248 Laurel Ln, San Luis Obispo, CA 93401
(805) 547-1000
ibwins.com
Peterson and Grantham Insurance Brokers SLO
2436 Broad St, San Luis Obispo, CA 93401
(805) 544-9000
png-insurance.com
Adler Belmont Group, Inc.
369 Marsh St #200, San Luis Obispo, CA 93401
(805) 540-3900
adlerbelmontgroup.com
R.L. Insurance Associates Inc.
1363 Marsh St suite a, San Luis Obispo, CA 93401
(805) 783-7130
rlassoc.com
Coastal Axis Insurance
211 Tank Farm Rd, San Luis Obispo, CA 93401
(805) 459-3240
coastalaxis.com
Commercial insurance agents in San Luis Obispo help local businesses secure coverage for liability, property, workers compensation, and more. California law requires employers to carry workers compensation insurance, and agents can guide you through state-specific regulations. Working with a local agent ensures you understand the unique risks of doing business on the Central Coast.
What Does a Commercial Insurance Agent in San Luis Obispo Cost?
The cost of commercial insurance in California varies widely by industry and coverage level. A small retail shop might pay $500 to $1,500 per year for general liability, while a contractor could pay $2,000 to $5,000 annually for a package policy. Workers compensation premiums are calculated per $100 of payroll and can range from $0.50 to over $10 depending on the risk class. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do businesses in San Luis Obispo typically need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. California law mandates workers compensation for most employers, and agents can help you meet that requirement while also protecting against local risks like wildfire or earthquake damage.
How does California law affect commercial insurance requirements?
California requires all employers with at least one employee to carry workers compensation insurance. Additionally, businesses with vehicles must meet state minimum auto liability limits. A local agent can explain other state-specific requirements such as those for contractors or liquor license holders.
Can a commercial insurance agent help me save money on premiums in California?
Yes, agents can compare policies from multiple carriers to find competitive rates. They can also advise on risk management practices, such as safety training or bundling policies, which may qualify you for discounts. Premiums vary based on industry, location, and claims history.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.