The top-rated commercial insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, Brittany Keyes - State Farm Insurance Agent, Lemus Insurance Agency & Car Registration. This directory lists 20 commercial insurance agents serving San Rafael.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevor Lam - State Farm Insurance Agent | 851 Irwin St Suite 300 | (415) 233-4356 |
| 2 | Bal Claire - State Farm Insurance Agent | 25 Mitchell Blvd #4 | (415) 479-8086 |
| 3 | Brittany Keyes - State Farm Insurance Agent | 660 Las Gallinas Ave Suite B | (415) 479-5900 |
| 4 | Lemus Insurance Agency & Car Registration | 76 Belvedere St | (415) 256-1322 |
| 5 | Coastal Pacific Insurance Marketing LLC | 77 Mark Dr #24 | (415) 472-1800 |
| 6 | Whitecap Insurance Services | 1623 Fifth Ave A | (415) 499-7722 |
| 7 | San Rafael Insurance Services, Inc. | 842 4th St | (213) 770-4070 |
| 8 | Simon Insurance Agency | 165 N Redwood Dr # 120 | (415) 457-1020 |
| 9 | Larry L Nazry - State Farm Insurance Agent | 412 D St | (415) 456-3369 |
| 10 | Cost-U-Less Insurance Center | 5307, 819 Francisco Blvd W | (415) 256-9861 |
Trevor Lam - State Farm Insurance Agent serves clients in San Rafael, CA and the surrounding Marin County area as a commercial insurance agent. The agency provides commercial insurance solutions designed to protect local businesses from common financial risks. Its services focus on helping business owners understand their coverage needs. Trevor Lam handles commercial auto policies for company vehicles and general liability coverage to address on-premises claims.
Bal Claire, a State Farm Insurance Agent in San Rafael, CA, provides a full range of commercial insurance services, including general liability, property coverage, and workers compensation. The agency assists local businesses with policy reviews and claims support to maintain tailored protection for their operations. It services a variety of property types, such as single-family homes, apartment complexes, retail establishments, and restaurants throughout the area.
Brittany Keyes - State Farm Insurance Agent in San Rafael serves local businesses, property managers, and commercial property owners seeking liability, property, and workers’ compensation coverage. The agency helps clients evaluate risk exposure and select appropriate policies to protect their assets and operations. Business owners may also discuss bundling options for potential savings. The office supports the wider Marin County area, including nearby communities such as Novato and the surrounding neighborhood.
Lemus Insurance Agency & Car Registration in Napa, CA, provides commercial insurance for businesses seeking either a single-policy solution for a one-time need or a recurring set of coverages for ongoing operations. The agency helps clients select general liability, property, or workers' compensation policies that match their specific risk profile and industry requirements. Whether a company requires protection for a short-term project or long-term asset protection, the agency assesses each situation individually. Services are available on a one-time, scheduled, or as-needed basis to accommodate fluctuating business schedules.
Coastal Pacific Insurance Marketing LLC serves the San Rafael area and surrounding communities across Marin County. The company handles a range of commercial insurance needs for local businesses, from general liability and property coverage to workers’ compensation and commercial auto policies. It works closely with business owners to identify specific risks and exposures unique to their operations. The typical job begins with a thorough review of the client’s current coverage, followed by a tailored comparison of options from multiple carriers to secure a balanced and suitable policy.
Whitecap Insurance Services in San Rafael, CA, provides commercial insurance agents who explain the difference between one-time policies for specific projects and recurring coverage for ongoing business operations. Their services help local companies protect against common liabilities, property damage, and other operational risks typical in the Bay Area. Coverage options are presented clearly to match each client's unique exposures. Service runs on a one-time, scheduled, or as-needed basis depending on the policy structure a business requires.
The busy summer tourist season in San Rafael creates unique liability and property coverage needs for local hospitality and retail businesses. San Rafael Insurance Services, Inc. assists these commercial clients by assessing their exposure to weather-related damage and increased foot traffic. The agency also advises on general liability policies and workers compensation plans tailored to a Marin County seasonal workforce. As a commercial insurance agent serving the area, it first visits the business location to document safety measures and evaluate the current property conditions before any policy recommendations are made.
Simon Insurance Agency in San Rafael connects businesses with commercial insurance coverage designed to protect their daily operations. It can add specialized policies addressing specific liability concerns and property exposures faced by smaller enterprises. Clients may secure customized plans that guard against lawsuits, employee injuries, and equipment breakdowns. The agency helps secure appropriate protection for a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Serving San Rafael businesses in commercial insurance, the agency specializes in property and liability coverage tailored to local risks. It also provides general business insurance solutions, helping companies protect their assets and operations. Working closely with clients, the agent assesses unique exposures common in the area’s commercial landscape. With shifts in wildfire seasons and regional weather patterns, the office assists businesses in reviewing and adjusting their coverage to maintain adequate protection against seasonal property damage and liability claims.
Cost-U-Less Insurance Center in San Rafael, California, is known for providing commercial insurance coverage to local businesses in the region. It offers standard policies safeguarding against liability, property damage, and business interruption. The agency assists independent operators and larger firms with risk management solutions to keep operations secure and compliant. As a specialty service, it can help add on professional liability insurance for service-based companies that need extra protection against errors or omissions claims.
What Does a a Commercial Insurance Agent in San Rafael Cost?
Commercial insurance costs in California vary widely by industry and risk profile. A small retail shop in San Rafael might pay 500 to 1500 per year for general liability while a construction contractor could pay 5000 to 15000 annually for workers comp and liability combined. Premiums depend on payroll revenue claims history and location. This is general information not insurance advice.
About commercial insurance agents in San Rafael
Commercial insurance agents in San Rafael help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Agents in Marin County can also advise on business interruption insurance and commercial auto policies for companies operating in the San Francisco Bay Area.
Frequently Asked Questions
What types of commercial insurance do San Rafael businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. California law mandates workers comp for nearly all employers regardless of business size.
How do I find a licensed commercial insurance agent in San Rafael?
You can search the California Department of Insurance website to verify an agents license. Local agents in San Rafael often specialize in industries like hospitality retail or professional services common in Marin County.
Does California require specific insurance for small businesses?
Yes California requires workers compensation insurance for businesses with employees. Commercial auto insurance is also required for any vehicle used for business purposes. Other coverages like general liability are not legally required but are strongly recommended.
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