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Find Commercial Insurance Agents in Santa Maria, CA

Browse commercial insurance agents serving Santa Maria, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Santa Maria, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 commercial insurance agents in Santa Maria, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
401 N Broadway Ste 1, Santa Maria, CA 93454
(805) 250-0605 locations.costulessdirect.com
Donna Randolph - State Farm Insurance Agent
1650 S Broadway, Santa Maria, CA 93454
(805) 925-4610 donnarandolph.com
Fiesta Auto Insurance & Tax Service
1523 S Broadway Ste A&B, Santa Maria, CA 93454
(805) 991-4200 fiestainsurance.com
Allstate Insurance: Premier Blue Insurance Solutions, Inc
1640 N Broadway, Santa Maria, CA 93454
(805) 349-9141 agents.allstate.com
Glenna Ledbetter Insurance
440 E Clark Ave, Santa Maria, CA 93455
(805) 937-4516 glennaledbetterinsurance.com
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
125 E Stowell Rd STE 101, Santa Maria, CA 93454
(805) 922-5551 agents.allstate.com
Smartway Insurance Services Inc
1975 S Broadway Suite K, Santa Maria, CA 93454
(805) 631-5255 savewithsmartway.com
Pacific Elite Insurance Services
1750 S Broadway H, Santa Maria, CA 93454
(805) 357-5597 paceliteins.com
Ritos GTS Insurance Center
1539 S Broadway, Santa Maria, CA 93454
(805) 346-1740 ritosinsurance.com
Eagle Service Insurance Agency
830 W Main St suite 100, Santa Maria, CA 93458
(805) 346-6105 eagleserviceins.com
LATINOS INSURANCE AGENCY
415 S Broadway, Santa Maria, CA 93458
(805) 862-4904 latinosinsurances.com
Coast Auto Insurance
121 N Broadway, Santa Maria, CA 93454
(805) 925-1990 coastautoinsurance.com
Leavitt Coastal Valley
204 E Enos Dr B, Santa Maria, CA 93454
(805) 925-8607 leavitt.com
Alpha & Omega Agency
326 W Main St Suite 220, Santa Maria, CA 93458
(805) 354-0031 alphaomegabk.com
HUB International
2560 Professional Pkwy, Santa Maria, CA 93455
(805) 347-4700 hubinternational.com
New Affordable Insurance
408 N McClelland St, Santa Maria, CA 93454
(805) 598-2417 naiscompany.com
California Star Insurance Service, Inc.
2236 S Broadway k, Santa Maria, CA 93454
(805) 266-7971 calstarins.com
Reyco Insurance Services Store Front Covered California
528 E Main St, Santa Maria, CA 93454
(805) 925-8610 reycoinsuranceservices.com
Tony Cravello Financial and Insurance Solutions
Inside the Santa Maria Inn, 801 S Broadway Suite #15, Santa Maria, CA 93454
(805) 268-4455 tonycravelloinsurance.com
Central Wide Insurance Services
313 N Lincoln St, Santa Maria, CA 93458
(805) 478-0509

Commercial insurance agents in Santa Maria, California help local businesses secure coverage for property, liability, and workers compensation. California law requires most employers to carry workers compensation insurance under the California Labor Code. Agents can guide you through state-specific requirements and find policies that match your business needs.

What Does a Commercial Insurance Agent in Santa Maria Cost?

Commercial insurance costs in California vary widely by industry, business size, and risk factors. A small retail shop might pay $500 to $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 annually for workers comp and liability combined. Premiums also depend on payroll, revenue, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Santa Maria businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. California law requires workers comp for businesses with at least one employee. Your agent can help you assess risks specific to your industry.
How does California law affect commercial insurance requirements?
California mandates workers compensation insurance for nearly all employers. The state also has strict liability rules for auto accidents and property damage. Agents stay updated on California Insurance Code changes to keep your policy compliant.
Can a commercial insurance agent help with multiple policies?
Yes, most agents offer package policies that combine general liability, property, and other coverages. Bundling can simplify management and may reduce overall costs. Your agent can compare options from different carriers.