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Commercial Insurance Agents in Saratoga, CA

Compare commercial insurance agents in Saratoga. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 commercial insurance agents in Saratoga, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Berg: Allstate Insurance
14375 Saratoga Ave Ste 106, Saratoga, CA 95070
(408) 741-0585 agents.allstate.com
Donald Wilson - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 257-8700 donaldcwilson.com
Phil Mills - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 354-5250 phil-mills.com
Greg Pond - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 358-0200 gregpondinsurance.com
Pat Richard Insurance Agency
14540 Big Basin Wy, Saratoga, CA 95070
(408) 867-1771 patrichardinsurance.com
Cory McElwee - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 861-1550 corymcelwee.com
Farmers Insurance - Chuck Page
14462 Big Basin Wy, Saratoga, CA 95070
(408) 356-0427 agents.farmers.com
Village Insurance Services
12280 Saratoga Sunnyvale Rd STE 112, Saratoga, CA 95070
(408) 973-0800 villageinsuranceservices.net
J.D. Van Nest & Associates
18943 Sara Park Cir, Saratoga, CA 95070
(408) 725-8777 jdvannest.com
O'Connor Insurance Agency
18809 Cox Ave #260, Saratoga, CA 95070
(408) 877-0000 oconnorhoains.com
Farmers Insurance - Ramir Nuestro
18809 Cox Ave #180, Saratoga, CA 95070
(408) 816-7745 agents.farmers.com

Saratoga businesses need commercial insurance to protect against liability and property risks. California law requires certain coverages like workers compensation for most employers. A local agent can help you navigate state-specific requirements and find policies that fit your business needs.

What Does a Commercial Insurance Agent in Saratoga Cost?

Commercial insurance costs in California vary widely by industry and coverage level. A small retail shop might pay between $500 and $2,000 per year for general liability. A construction company could pay $5,000 to $20,000 annually for a full package. Factors like location, payroll, and claims history affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Saratoga businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. California requires workers compensation for businesses with at least one employee. Your agent can assess your specific risks.
How do California laws affect commercial insurance in Saratoga?
California has strict liability laws and a high minimum wage that can impact claim costs. The state also mandates specific coverage for certain industries like construction. An agent familiar with California can help ensure compliance.