The top-rated commercial insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 551 reviews. Other highly rated options include AAA Ventura Insurance and Member Services, Irene V Henry - State Farm Insurance Agent, John E. Peakes Insurance Agency, Inc.. This directory lists 19 commercial insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | AAA Ventura Insurance and Member Services | 1501 S Victoria Ave | (805) 644-7171 |
| 3 | Irene V Henry - State Farm Insurance Agent | 1445 Donlon St STE 8 | (805) 650-9900 |
| 4 | John E. Peakes Insurance Agency, Inc. | 1445 Donlon St STE 6 | (866) 690-4787 |
| 5 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 6 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
| 7 | Venture Casualty Insurance Services | 1567 Spinnaker Dr suite 201 | (855) 602-0222 |
| 8 | Direct Service Insurance | 1629 E Main St Suites B and C | (805) 641-0422 |
| 9 | Sather's Insurance Service | 5725 Ralston St Ste 214 | (805) 644-8600 |
| 10 | LATINOS INSURANCE AGENCY | 500 N Ventura Ave suite A | (805) 667-8620 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California metro area, offering commercial insurance policies designed to protect local businesses from operational risks. This agency helps business owners secure coverage for property damage, liability claims, and other commercial exposures. They also provide professional guidance on managing workers’ compensation requirements and commercial auto insurance for company vehicles used in the Ventura region.
AAA Ventura Insurance and Member Services provides a full range of commercial insurance products for local businesses in the Ventura, CA area. Its offerings include general liability, property, and workers’ compensation coverage. The agency also assists with policy maintenance, renewals, and periodic coverage reviews to help ensure that protection keeps pace with changing operations. These services support a variety of commercial properties, including small retail storefronts, apartment complexes, and full-service restaurants.
Irene V Henry - State Farm Insurance Agent serves homeowners, businesses, and property managers in Ventura, California. It provides commercial insurance solutions, including coverage for liability, property damage, and business interruption to protect local operations. The agency also offers personal lines such as auto and renters insurance to residents. Each policy is designed to meet the specific needs of small and medium-sized companies in the area. Its coverage area extends to the neighboring community of Oxnard.
John E. Peakes Insurance Agency, Inc. in Ventura, California helps businesses distinguish between one-time policy purchases and recurring commercial coverage arrangements that require renewal. The agency structures its commercial insurance offerings to address specific liability, property, and operational risks common to local enterprises. Business owners can obtain tailored protection designed for their industry needs. Service runs on a scheduled annual basis to ensure policies are reviewed and updated as a client’s operations evolve.
Serving Ventura and the surrounding communities of California's central coast, Forward Insurance Agency provides commercial insurance for local businesses of various sizes. It handles key coverage areas such as general liability, property protection, and workers' compensation. Every client’s operation is evaluated individually to build coverage suited to its specific risk profile. The agency typically begins by reviewing a business's daily operations and identifying exposure points, then assembles a targeted policy plan that addresses those distinct needs without unnecessary endorsements.
A commercial insurance agent may offer either a one-time policy placement or an ongoing service relationship with periodic reviews of changing business needs. Best Access Insurance in Ventura, CA, helps local businesses secure coverage for general liability, property, and workers' compensation. The agent evaluates each company's risks and matches them with appropriate carriers. Clients typically rely on this agent for annual policy renewals, though adjustments can be made mid-term as operations evolve. Service generally runs on a scheduled, annual basis with the option for one-time consultation as needed.
Venture Casualty Insurance Services in Ventura, CA provides specialty commercial coverage tailored to local businesses, including liability and property protection. It also offers general service work such as risk assessment consultations to help companies secure appropriate policies for their daily operations. The firm assists clients across various industries in the region with navigating unique exposures. As wildfire season approaches, the agency helps Ventura-area businesses review their asset protection plans to address potential fire-related property and business interruption risks.
As Ventura County businesses prepare for wildfire season and shifting coastal regulations, Direct Service Insurance in Ventura, CA, helps commercial clients secure appropriate liability and property coverage. The agency focuses on local risk factors, including earthquake exposure and fluctuating supply chain demands for agricultural and marine operations. Policies are reviewed to address gaps that standard packages might overlook. Coverage options are tailored to specific industry needs after an initial on-site inspection of the business premises and operations.
Sather's Insurance Service in Ventura, CA works with local business owners to secure general liability and property coverage. They also assist clients with specialized endorsements for specific operational risks. A commercial insurance agent arranges policies that protect against financial losses from workplace injuries, equipment damage, or lawsuits. These professionals analyze each client’s daily operations to recommend appropriate coverage limits. Sather's Insurance Service can serve sectors that include offices, warehouses, and food service businesses.
What Does a a Commercial Insurance Agent in Ventura Cost?
Typical costs for commercial insurance in California vary by industry and risk level. A small retail shop in Ventura might pay 500 to 1500 per year for general liability insurance. Workers compensation premiums average about 2 to 4 dollars per 100 dollars of payroll. Commercial auto policies often range from 1200 to 3000 annually per vehicle. This is general information and not insurance advice.
About commercial insurance agents in Ventura
Commercial insurance agents in Ventura California help local businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under the California Labor Code. Agents in Ventura can guide you through the specific risks of the local economy including agriculture tourism and maritime industries.
Frequently Asked Questions
What types of commercial insurance do Ventura businesses need?
Ventura businesses often need general liability property insurance and workers compensation. California law mandates workers comp for almost all employers. Depending on your industry you may also need commercial auto or professional liability coverage.
How does California law affect commercial insurance requirements?
California has strict requirements for workers compensation insurance under Labor Code Section 3700. Businesses must also carry commercial auto insurance with minimum liability limits of 15000 per person and 30000 per accident. Agents can explain how these laws apply to your Ventura business.
Can a commercial insurance agent help with business interruption coverage?
Yes commercial insurance agents in Ventura can help you add business interruption coverage to your policy. This coverage replaces lost income if your business must close due to a covered event like a fire or natural disaster. It is especially important for Ventura businesses near wildfire zones.
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