The top-rated commercial insurance agent in Grand Junction, Colorado is Farmers Insurance - Jesse Dryer, rated 4.9 stars across 1,153 reviews. Other highly rated options include Sean Brumelle - State Farm Insurance Agent, Insurance Advisors Agency, Inc, A Plus Auto Insurance. This directory lists 20 commercial insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Jesse Dryer | 2777 Crossroads Blvd #2 | (970) 444-1111 |
| 2 | Sean Brumelle - State Farm Insurance Agent | 2910 I-70BL | (970) 523-9700 |
| 3 | Insurance Advisors Agency, Inc | 1055 Main St | (970) 255-8240 |
| 4 | A Plus Auto Insurance | 3111 F Rd | (970) 812-4118 |
| 5 | Sterling Peaks Insurance Llc | 529 25 1/2 Rd suite b111 | (970) 314-9188 |
| 6 | D & D Insurance Inc | 155 W Rood Ave | (970) 242-1415 |
| 7 | Bird Family Insurance Agency | 125 Grand Ave | (970) 549-2500 |
| 8 | FINK INSURANCE AGENCY | 2906 F Rd | (970) 241-2422 |
| 9 | Home Loan Insurance | 205 N 4th St | (970) 243-6600 |
| 10 | 360 Insurance and Greenfields Life - Gillespie Carroll Agency | 360 Grand Ave #201 | (970) 639-2600 |
Farmers Insurance - Jesse Dryer serves the Grand Junction, CO metro area as a commercial insurance agent, offering businesses tailored protection against common operational risks. The agency works with local enterprises to assess and manage exposures that could disrupt daily operations or long-term stability. It partners with commercial clients to secure policies for property and general liability. In the Grand Junction region, it specifically handles workers’ compensation coverage and commercial auto insurance for local fleets.
Sean Brumelle - State Farm Insurance Agent in Grand Junction, CO, provides commercial insurance policies covering general liability, property, and business interruption. The agency offers periodic policy reviews to ensure coverage aligns with changing operational needs, alongside claims assistance for local businesses. Customized plans are developed for a range of properties, including single-family homes used for home-based enterprises, apartment complexes, retail storefronts, and restaurants.
Insurance Advisors Agency, Inc serves local businesses, property managers, and homeowners in Grand Junction, Colorado, seeking tailored commercial insurance solutions. The agency provides coverage for general liability, property protection, and workers compensation to help manage everyday operational risks. Experienced agents work closely with clients to assess unique needs and recommend appropriate policies from a range of carriers. This focused approach supports long-term stability for growing enterprises in the region. Their service territory also extends to the neighboring community of Fruita, ensuring convenient access for businesses located there.
A Plus Auto Insurance in Grand Junction, Colorado, specializes in assisting businesses with essential commercial insurance needs such as general liability and property coverage. It also provides standard personal auto policies for individual drivers. The agency carefully reviews local operational risks to match area companies with tailored protection plans. During winter months in the Western Slope region, it often advises fleet operators on adding coverage for hazardous road conditions and potential snow-related liability claims.
Some commercial insurance needs are fulfilled by a single policy, while others require ongoing adjustments over time. Sterling Peaks Insurance Llc in Grand Junction, CO provides coverage solutions for local businesses, protecting assets and managing liability risks. These services address the specific insurance requirements of commercial enterprises operating in the region. Service is available on an as-needed basis for clients who need occasional policy updates or new coverage quotes.
D & D Insurance Inc serves Grand Junction and the surrounding communities of western Colorado, handling commercial insurance for local businesses of various sizes. The agency works to help clients secure coverage that addresses common operational risks and property exposures. It guides business owners through evaluating policies for liability, equipment, and other workplace needs. For each account, the agency reviews the specific operations and exposures before presenting options from available carriers to match the client's budget and coverage requirements.
As the snow begins to melt in Grand Junction, local contractors and small business owners start preparing for the spring construction and tourism season. Bird Family Insurance Agency offers tailored commercial insurance policies designed to protect these operations from property and liability risks unique to the Western Slope. Their team works closely with each business to assess exposure from heavy equipment, seasonal staffing, and changing weather conditions. A thorough on-site inspection of your premises is scheduled to begin the evaluation and identify specific coverage needs.
Fink Insurance Agency provides commercial insurance guidance to businesses in Grand Junction and the surrounding western Colorado area. The agency helps clients secure general liability, property, and workers’ compensation coverage to protect their daily operations. It also specializes in adding protection for equipment breakdown, business interruption, and cyber liability exposures. The agency serves commercial sectors that include professional offices with sensitive data, warehouses storing inventory and equipment, and food service operations facing unique health and safety regulations.
Home Loan Insurance in Grand Junction, CO is known for helping local businesses navigate commercial insurance options. The agency offers a range of coverage types tailored to various industries in the region. Typical policies include general liability, property, workers’ compensation, and commercial auto insurance. The team helps clients assess their specific risks and match them with suitable protection plans. A specialty service it can add on is cyber liability insurance to protect against digital threats.
What Does a a Commercial Insurance Agent in Grand Junction Cost?
Typical annual costs for a small business general liability policy in Colorado range from $400 to $1,500. Workers compensation premiums average around $1.50 per $100 of payroll for low-risk industries. Commercial auto policies often start at $1,200 per year per vehicle. Costs vary significantly based on coverage limits deductibles and business specifics. This is general information and not insurance advice.
About commercial insurance agents in Grand Junction
Commercial insurance agents in Grand Junction Colorado help local businesses manage risk and meet state requirements. Colorado law mandates workers compensation insurance for most employers with one or more employees. Agents can guide you through general liability property and auto coverage specific to Mesa County.
Frequently Asked Questions
What types of commercial insurance are required in Colorado?
Colorado requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required for any business-owned vehicle. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a commercial insurance agent in Grand Junction?
Look for an agent who understands local industries like agriculture construction or retail. Ask about their experience with Colorado-specific regulations and claims processes. Verify they are licensed through the Colorado Division of Insurance.
What factors affect commercial insurance costs in Colorado?
Costs depend on your business type payroll revenue and claims history. Location within Grand Junction can also matter due to local crime rates or weather risks. An agent can help you compare quotes from multiple carriers.
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