The top-rated commercial insurance agent in Highlands Ranch, Colorado is Sean Morton - State Farm Insurance Agent, rated 4.9 stars across 371 reviews. Other highly rated options include Jodi Stoker - State Farm Insurance Agent, Danny Barrera - State Farm Insurance Agent, MountainStorm Insurance Agency. This directory lists 16 commercial insurance agents serving Highlands Ranch.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sean Morton - State Farm Insurance Agent | 8871 Ridgeline Blvd #250 | (303) 683-8799 |
| 2 | Jodi Stoker - State Farm Insurance Agent | 8796 S Colorado Blvd B | (303) 801-0615 |
| 3 | Danny Barrera - State Farm Insurance Agent | 6660 Timberline Rd Ste 150 | (303) 234-0473 |
| 4 | MountainStorm Insurance Agency | 1745 Shea Center Dr #400 | (720) 344-3536 |
| 5 | Farmers Insurance - Jonathan Dodd | 66 Springer Dr STE 102 | (303) 922-1001 |
| 6 | Custom Insurance Solutions | 1745 Shea Center Dr 4th Floor | (303) 997-2436 |
| 7 | Farmers Insurance - Julia Bryant | 549 W Highlands Ranch Pkwy #106 | (303) 421-4550 |
| 8 | TPG Insurance | 1745 Shea Center Dr | (720) 607-0007 |
| 9 | Randy E Johnson Ins Agcy Inc | 8925 Ridgeline Blvd STE 101 | (303) 791-8883 |
| 10 | Optimize Insurance Agency | 2781 Classic Dr | (720) 500-5176 |
Sean Morton - State Farm Insurance Agent serves the Highlands Ranch, Colorado area and the wider Douglas County region, offering commercial insurance agent services for local businesses. The agency works with small and mid-sized businesses to assess liability, property, and income protection needs. Policies are available for various industries, including retail, office, and contractor operations. The agency handles commercial auto insurance and general liability coverage for businesses in the area.
Jodi Stoker - State Farm Insurance Agent provides commercial insurance coverage tailored to local business needs, offering policies that protect assets and manage liability risks. The agent assists clients with service plans that include annual policy reviews and updates to reflect changing business operations. This ensures coverage remains aligned with current exposures and regulatory requirements. The Highlands Ranch agency serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Danny Barrera - State Farm Insurance Agent in Highlands Ranch, Colorado serves local businesses, property managers, and commercial property owners seeking liability and property coverage. It provides commercial insurance policies that help protect company assets from common operational risks. The agency also assists with business interruption protection, workers compensation plans, and commercial auto policies tailored to fleet needs. Clients in the surrounding south metro area including Castle Rock additionally rely on this agency for guidance in selecting appropriate commercial insurance packages.
MountainStorm Insurance Agency serves Highlands Ranch and the surrounding Front Range communities, covering all aspects of commercial insurance for local businesses. It handles a full range of policies tailored for small and mid-sized enterprises, including general liability, property, workers’ compensation, and commercial auto coverage. The agency organizes coverage by first completing a detailed review of each client’s operational risks. It then builds a package that addresses the specific exposures identified in that initial consultation.
Farmers Insurance - Jonathan Dodd in Highlands Ranch, CO, assists businesses in distinguishing between one-time policy needs, such as event liability coverage, and recurring service options for ongoing commercial risks like property and liability protection. The agency helps local companies secure essential coverage tailored to their operational demands. Service under Jonathan Dodd runs on a scheduled basis to accommodate regular policy reviews and updates when business exposures evolve.
Custom Insurance Solutions in Highlands Ranch, Colorado specializes in property, liability, and workers compensation policies for local businesses. The agency also matches general commercial insurance needs across various industries including construction and retail operations. It helps clients manage risk through tailored coverage options and regular policy reviews. Amid Colorado’s seasonal wildfire and hail exposure, the firm advises on appropriate endorsements to protect commercial property during peak summer months.
As the spring thaw gives way to Colorado’s busy construction season, local contractors seek reliable coverage for new equipment and liability risk. Farmers Insurance - Julia Bryant in Highlands Ranch provides tailored commercial policies for small and midsize businesses across the metro area. The agency helps restaurants, retail shops, and tradespeople assess their unique exposures and close gaps in standard insurance. Clients schedule a complimentary on-site inspection to have their current operations reviewed and specific risk levels documented.
TPG Insurance serves as a commercial insurance agent in Highlands Ranch, Colorado, guiding businesses through the process of securing essential coverage and liability protection. The agency specializes in tailoring policies that address property, general liability, and workers’ compensation needs. It works to identify risk management solutions for various industries. Commercial sectors the firm can assist include offices, warehouses, and food service operations, each requiring distinct insurance considerations for their unique operational exposures.
Located in Highlands Ranch, CO, Randy E Johnson Ins Agcy Inc provides residential insurance to local homeowners, including policies for personal property and liability coverage. The agency also specializes in commercial insurance, helping businesses in the area protect their assets and manage risk through standard property and casualty policies. Serving clients throughout the region, the agents work to ensure policies remain relevant as needs evolve. Between regular visits, the office helps customers update coverage or file claims as situations require.
Optimize Insurance Agency, based in Highlands Ranch, CO, is known for providing tailored commercial insurance policies designed to protect business assets. The agency works closely with local enterprises to assess risk, manage liability coverage, and secure appropriate property and casualty plans. By analyzing unique operational needs, it offers professional guidance on general liability, workers’ compensation, and commercial auto insurance. As an additional service, the agency can arrange customized business interruption insurance to help organizations maintain financial stability during unexpected closures.
What Does a a Commercial Insurance Agent in Highlands Ranch Cost?
Typical costs for commercial insurance in Colorado vary widely by industry and risk level. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction contractor may pay 3000 to 8000 dollars annually for combined coverage. Workers compensation rates in Colorado are set by the state and average around 1.50 dollars per 100 dollars of payroll for low risk jobs. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About commercial insurance agents in Highlands Ranch
Commercial insurance agents in Highlands Ranch Colorado help business owners secure coverage for property liability and workers compensation. Colorado law requires most employers to carry workers compensation insurance under the Colorado Workers Compensation Act. A local agent can guide you through these requirements and find policies that fit your specific business operations.
Frequently Asked Questions
What types of commercial insurance does a Highlands Ranch agent offer?
Agents typically offer general liability commercial property workers compensation and commercial auto insurance. They can also help with specialized coverage for contractors restaurants or technology firms based on your business needs.
Does Colorado require commercial auto insurance for business vehicles?
Yes Colorado requires all motor vehicles including business vehicles to carry liability insurance. Minimum limits are 25 thousand dollars for bodily injury per person 50 thousand per accident and 15 thousand for property damage. An agent can help you meet or exceed these minimums.
How do Colorado workers compensation laws affect my business insurance?
Colorado law requires most businesses with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to carry this coverage can result in fines and legal penalties. An agent can help you understand exemptions and find a compliant policy.
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