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Find Commercial Insurance Agents Near You in Lafayette, CO

Browse commercial insurance agents serving Lafayette, Colorado. Updated 2026-07-14.

The top-rated commercial insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 15 commercial insurance agents serving Lafayette.

Showing 15 commercial insurance agents in Lafayette, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Inszone Insurance Services806 S Public Rd #102(303) 660-0470
2Shawn Hughes - State Farm Insurance Agent2676 Northpark Dr STE 100(303) 665-4600
3Jim Plane - State Farm Insurance Agent1319 W Baseline Rd #201b(720) 890-5916
4Josh Chase - State Farm Insurance Agent1200 W South Boulder Rd Ste 202(303) 450-8100
5The Woods Insurance Group: Allstate Insurance100 E Chester St(303) 443-9988
6Shelter Insurance - Jo Peters808 S Public Rd # 203(303) 666-0828
7Rocky Mountain Insurance Center1361 Forest Park Cir #105(720) 335-6872
8Farmers Insurance - Daniel Coons1225 Cimarron Dr Unit 201(303) 665-2752
9Farmers Insurance - Jason Tichota2590 Trailridge Dr E Ste 100(720) 438-7878
10Farmers Insurance - Ricardo Chavez-Balmaceda1408 Horizon Ave Ste 203(720) 399-9909
II
806 S Public Rd #102
Inszone Insurance Services
Commercial Insurance Agent · Lafayette, CO

Inszone Insurance Services provides business insurance solutions for companies in Lafayette and the surrounding area. The agency specializes in tailored coverage that helps protect commercial operations from common industry liabilities and property exposures. Professional agents work closely with each client to analyze specific risks and recommend appropriate policy options for their unique situations. This Commercial Insurance Agent serves a variety of local business types, including professional offices, warehouses, storage facilities, and food service operations.

SH
2676 Northpark Dr STE 100
Shawn Hughes - State Farm Insurance Agent
Commercial Insurance Agent · Lafayette, CO

Shawn Hughes - State Farm Insurance Agent serves Lafayette and surrounding Boulder County, providing commercial insurance agent services to local business owners. The agency helps companies protect their assets with tailored coverage options designed for various industries. Policies address property risks, liability exposures, and workers compensation needs unique to small and mid-sized enterprises. Business interruption insurance and commercial auto coverage are among the specific services handled in this area.

JP
1319 W Baseline Rd #201b
Jim Plane - State Farm Insurance Agent
Commercial Insurance Agent · Lafayette, CO

Jim Plane - State Farm Insurance Agent in Lafayette, CO provides businesses with a broad range of commercial insurance options designed to protect against financial loss. The agency works closely with clients to develop tailored coverage that safeguards operations and assets. Regular policy reviews help ensure plans adapt to changing business needs and evolving local risks. The agent services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

JC
1200 W South Boulder Rd Ste 202
Josh Chase - State Farm Insurance Agent
Commercial Insurance Agent · Lafayette, CO

Josh Chase - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lafayette. It provides commercial insurance agent services including tailored liability and property coverage, helping local companies protect their operations and assets. Working directly with clients, the agency assesses risks to recommend appropriate policies for small enterprises and larger commercial accounts. Its business insurance solutions also extend to nearby Louisville, offering coverage options to other communities along the Front Range corridor.

WI
100 E Chester St
The Woods Insurance Group: Allstate Insurance
Commercial Insurance Agent · Lafayette, CO

Serving Lafayette, CO, and the surrounding communities across Boulder County, The Woods Insurance Group: Allstate Insurance provides commercial insurance coverage for local businesses. The agency handles a range of policies for small to medium-sized enterprises, including general liability, property, and workers’ compensation plans. To address each client’s unique operational risks, the agency begins with a detailed consultation to evaluate specific exposures and coverage gaps, then customizes a protection package from available Allstate products to match the business’s actual needs.

SI
808 S Public Rd # 203
Shelter Insurance - Jo Peters
Commercial Insurance Agent · Lafayette, CO

Shelter Insurance - Jo Peters in Lafayette, CO provides commercial insurance options that can be written as either a one-time policy or a recurring, renewable agreement. Coverage is tailored to protect local business assets and liabilities from common regional risks. The agent works with clients to select appropriate limits and deductibles based on individual business needs. Service for policy inquiries, endorsements, and renewals typically operates on an as-needed basis throughout the duration of the active policy.

RM
1361 Forest Park Cir #105
Rocky Mountain Insurance Center
Commercial Insurance Agent · Lafayette, CO

Rocky Mountain Insurance Center specializes in tailoring commercial coverage for local businesses, from retail shops to contracting firms. It provides general liability, property, and workers' compensation policies to safeguard Lafayette operations. This agent assesses regional risks like hailstorms or sudden snow loads to recommend appropriate business protection. Seasonal changes, such as spring thaw affecting commercial parking lots or sidewalks, create liability exposures the agency helps clients address with updated insurance plans.

FI
1225 Cimarron Dr Unit 201
Farmers Insurance - Daniel Coons
Commercial Insurance Agent · Lafayette, CO

Farmers Insurance - Daniel Coons provides commercial insurance solutions for businesses in Lafayette, Colorado. As a commercial insurance agent, the company helps clients manage risk and protect their assets with specialized coverage options including liability, property, and workers compensation policies. It also offers tailored add-ons such as business interruption coverage and commercial auto insurance. This agency can serve various commercial sectors including offices, warehouses, and food service operations, addressing specific exposure needs for each industry.

FI
2590 Trailridge Dr E Ste 100
Farmers Insurance - Jason Tichota
Commercial Insurance Agent · Lafayette, CO

As the Colorado winter leaves behind cracked pavement or spring storms expose gaps in coverage for Lafayette businesses, Farmers Insurance - Jason Tichota helps commercial clients adapt their policies to reflect changing local conditions. Whether covering seasonal inventory fluctuations or liability for a growing contract, the agent focuses on aligning protection with each company’s specific daily operations. New clients schedule a property walk-through and a detailed review of their current hold-harmless agreements during the initial consultation that assesses every aspect of their commercial exposure.

FI
1408 Horizon Ave Ste 203
Farmers Insurance - Ricardo Chavez-Balmaceda
Commercial Insurance Agent · Lafayette, CO

Farmers Insurance - Ricardo Chavez-Balmaceda in Lafayette, CO offers commercial insurance agent services to local businesses. The agency also provides residential insurance products for homeowners, renters, and personal property coverage. Commercial clients can secure liability, property, and workers’ compensation protection tailored to their operations. Professional service reaches across Lafayette and the broader Boulder County area. Clients are assisted with policy reviews and adjustments during regular annual check-ins, ensuring consistent coverage needs are met between visits.

MS
588 US-287 #206
Mary Stauffer American Family Insurance
Commercial Insurance Agent · Lafayette, CO
(303) 542-0323
amfam.com/agents/colorado/lafayette/mary-stauffer
MI
100 S Public Rd Ste A
Monark Insurance
Commercial Insurance Agent · Lafayette, CO
(303) 997-6255
monarkinsurance.net
PI
325 Crossing Dr
Prosper Insurance Company Lafayette
Commercial Insurance Agent · Lafayette, CO
(720) 868-9236
FI
1345 Plaza Ct N
Farmers Insurance - Victor Cafaro
Commercial Insurance Agent · Lafayette, CO
(720) 731-2015
agents.farmers.com/co/lafayette/victor-cafaro
MI
75 Waneka Pkwy Suite 212
MLJ Insurance
Commercial Insurance Agent · Lafayette, CO
(303) 667-7123
mljinsurance.com

What Does a a Commercial Insurance Agent in Lafayette Cost?

Typical costs for commercial insurance in Colorado vary widely. A small business general liability policy might cost between 400 and 1,500 dollars per year. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can cost 1,200 to 3,000 dollars annually. These are general estimates and your actual cost will depend on your specific business factors. This information is for general educational purposes and is not insurance advice.

About commercial insurance agents in Lafayette

A commercial insurance agent in Lafayette Colorado helps local businesses find coverage for property liability workers compensation and more. Colorado law requires most employers to carry workers compensation insurance. Agents can also advise on commercial auto policies that meet Colorado minimum liability requirements.

Frequently Asked Questions

What types of commercial insurance does a Lafayette agent offer?

A Lafayette agent can help with general liability property insurance workers compensation commercial auto and professional liability. They tailor policies to your specific business type and size.

Does Colorado require commercial insurance for all businesses?

Colorado does not require general liability insurance for all businesses. However Colorado law mandates workers compensation for most employers with one or more employees. Commercial auto insurance is required for any business owned vehicle.

How do I choose a commercial insurance agent in Lafayette?

Look for an agent licensed in Colorado with experience in your industry. Ask about their knowledge of local risks such as weather events or construction regulations in Boulder County.

Commercial Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.