The top-rated commercial insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 15 commercial insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 8 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 9 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
| 10 | Farmers Insurance - Ricardo Chavez-Balmaceda | 1408 Horizon Ave Ste 203 | (720) 399-9909 |
Inszone Insurance Services provides business insurance solutions for companies in Lafayette and the surrounding area. The agency specializes in tailored coverage that helps protect commercial operations from common industry liabilities and property exposures. Professional agents work closely with each client to analyze specific risks and recommend appropriate policy options for their unique situations. This Commercial Insurance Agent serves a variety of local business types, including professional offices, warehouses, storage facilities, and food service operations.
Shawn Hughes - State Farm Insurance Agent serves Lafayette and surrounding Boulder County, providing commercial insurance agent services to local business owners. The agency helps companies protect their assets with tailored coverage options designed for various industries. Policies address property risks, liability exposures, and workers compensation needs unique to small and mid-sized enterprises. Business interruption insurance and commercial auto coverage are among the specific services handled in this area.
Jim Plane - State Farm Insurance Agent in Lafayette, CO provides businesses with a broad range of commercial insurance options designed to protect against financial loss. The agency works closely with clients to develop tailored coverage that safeguards operations and assets. Regular policy reviews help ensure plans adapt to changing business needs and evolving local risks. The agent services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Josh Chase - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lafayette. It provides commercial insurance agent services including tailored liability and property coverage, helping local companies protect their operations and assets. Working directly with clients, the agency assesses risks to recommend appropriate policies for small enterprises and larger commercial accounts. Its business insurance solutions also extend to nearby Louisville, offering coverage options to other communities along the Front Range corridor.
Serving Lafayette, CO, and the surrounding communities across Boulder County, The Woods Insurance Group: Allstate Insurance provides commercial insurance coverage for local businesses. The agency handles a range of policies for small to medium-sized enterprises, including general liability, property, and workers’ compensation plans. To address each client’s unique operational risks, the agency begins with a detailed consultation to evaluate specific exposures and coverage gaps, then customizes a protection package from available Allstate products to match the business’s actual needs.
Shelter Insurance - Jo Peters in Lafayette, CO provides commercial insurance options that can be written as either a one-time policy or a recurring, renewable agreement. Coverage is tailored to protect local business assets and liabilities from common regional risks. The agent works with clients to select appropriate limits and deductibles based on individual business needs. Service for policy inquiries, endorsements, and renewals typically operates on an as-needed basis throughout the duration of the active policy.
Rocky Mountain Insurance Center specializes in tailoring commercial coverage for local businesses, from retail shops to contracting firms. It provides general liability, property, and workers' compensation policies to safeguard Lafayette operations. This agent assesses regional risks like hailstorms or sudden snow loads to recommend appropriate business protection. Seasonal changes, such as spring thaw affecting commercial parking lots or sidewalks, create liability exposures the agency helps clients address with updated insurance plans.
Farmers Insurance - Daniel Coons provides commercial insurance solutions for businesses in Lafayette, Colorado. As a commercial insurance agent, the company helps clients manage risk and protect their assets with specialized coverage options including liability, property, and workers compensation policies. It also offers tailored add-ons such as business interruption coverage and commercial auto insurance. This agency can serve various commercial sectors including offices, warehouses, and food service operations, addressing specific exposure needs for each industry.
As the Colorado winter leaves behind cracked pavement or spring storms expose gaps in coverage for Lafayette businesses, Farmers Insurance - Jason Tichota helps commercial clients adapt their policies to reflect changing local conditions. Whether covering seasonal inventory fluctuations or liability for a growing contract, the agent focuses on aligning protection with each company’s specific daily operations. New clients schedule a property walk-through and a detailed review of their current hold-harmless agreements during the initial consultation that assesses every aspect of their commercial exposure.
Farmers Insurance - Ricardo Chavez-Balmaceda in Lafayette, CO offers commercial insurance agent services to local businesses. The agency also provides residential insurance products for homeowners, renters, and personal property coverage. Commercial clients can secure liability, property, and workers’ compensation protection tailored to their operations. Professional service reaches across Lafayette and the broader Boulder County area. Clients are assisted with policy reviews and adjustments during regular annual check-ins, ensuring consistent coverage needs are met between visits.
What Does a a Commercial Insurance Agent in Lafayette Cost?
Typical costs for commercial insurance in Colorado vary widely. A small business general liability policy might cost between 400 and 1,500 dollars per year. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can cost 1,200 to 3,000 dollars annually. These are general estimates and your actual cost will depend on your specific business factors. This information is for general educational purposes and is not insurance advice.
About commercial insurance agents in Lafayette
A commercial insurance agent in Lafayette Colorado helps local businesses find coverage for property liability workers compensation and more. Colorado law requires most employers to carry workers compensation insurance. Agents can also advise on commercial auto policies that meet Colorado minimum liability requirements.
Frequently Asked Questions
What types of commercial insurance does a Lafayette agent offer?
A Lafayette agent can help with general liability property insurance workers compensation commercial auto and professional liability. They tailor policies to your specific business type and size.
Does Colorado require commercial insurance for all businesses?
Colorado does not require general liability insurance for all businesses. However Colorado law mandates workers compensation for most employers with one or more employees. Commercial auto insurance is required for any business owned vehicle.
How do I choose a commercial insurance agent in Lafayette?
Look for an agent licensed in Colorado with experience in your industry. Ask about their knowledge of local risks such as weather events or construction regulations in Boulder County.
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