The top-rated commercial insurance agent in Wheat Ridge, Colorado is Risk Management Partners Insurance Agency, rated 4.9 stars across 354 reviews. Other highly rated options include Mountain Insurance, CO Insurance Specialist, Prince Insurance Group. This directory lists 10 commercial insurance agents serving Wheat Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risk Management Partners Insurance Agency | 4860 N Robb St Suite 101 | (303) 463-9800 |
| 2 | Mountain Insurance | 3705 Kipling St Unit 104 | (303) 420-4774 |
| 3 | CO Insurance Specialist | 6990 W 38th Ave #200 | (720) 638-0850 |
| 4 | Prince Insurance Group | 4350 Wadsworth Blvd #201 | (720) 802-0759 |
| 5 | Son Insurance LLC | 4175 Harlan St | (970) 340-8476 |
| 6 | Adams Insurance Solutions | 4390 Hoyt Ct | (303) 980-0303 |
| 7 | Active Insurance Agency, Inc. | 4175 N Harlan St #130 | (303) 422-1685 |
| 8 | Premier Group Insurance | 4251 Kipling St Suite 230 | (303) 422-1900 |
| 9 | Elite Insurance Group, Inc. | 4485 Wadsworth Blvd | (303) 431-0379 |
| 10 | PHG Insurance Agency | 6073 W 44th Ave #203 | (720) 550-6963 |
Risk Management Partners Insurance Agency serves the Denver metro area from its base in Wheat Ridge, Colorado, providing commercial insurance policies to local businesses. The firm assists clients with assessing operational risks and securing appropriate liability coverage to protect their assets. Common services include property insurance for buildings and equipment, along with general liability policies that address injury and damage claims. The agency also offers specialized coverage for contractor and professional liability needs in this region.
Mountain Insurance provides a range of commercial insurance products tailored to local business needs. The agency works closely with clients to develop appropriate coverage plans, with ongoing policy reviews and adjustment services to reflect operational changes. It also offers basic maintenance for risk management documentation. The firm specializes in insuring local commercial properties, including single-family homes used for business, small apartment buildings, retail spaces, and various restaurants.
CO Insurance Specialist serves businesses, property managers, and commercial property owners throughout the Wheat Ridge area. It offers general liability, commercial property, workers’ compensation, and business auto coverage tailored to local enterprises. The agency helps clients assess their operational risks and secure appropriate policy limits. Its advisors guide business owners through the complexities of commercial insurance documentation and claims processes. CO Insurance Specialist also provides its commercial insurance services to firms operating in the neighboring Arvada area of the Denver metro region.
Prince Insurance Group serves the Wheat Ridge, Colorado area and its surrounding communities. As a commercial insurance agent, it handles a broad range of business insurance needs for local enterprises. The company offers policies protecting against property damage, liability, and other operational risks common in this region. For a typical job, the agency begins by thoroughly reviewing a client’s business operations and risk exposure. It then customizes coverage by comparing options from multiple carriers to achieve appropriate protection.
Son Insurance LLC in Wheat Ridge, CO provides commercial insurance agents who differentiate between one-time policy placements for short-term projects and recurring coverage solutions for ongoing business operations. Their work focuses on tailoring property, liability, and workers’ compensation policies to protect local enterprises from financial risks. Service runs on a one-time, scheduled, or as-needed basis depending on client requirements for renewals, endorsements, or claims guidance.
Adams Insurance Solutions specializes in commercial insurance policies for local businesses, focusing on property, liability, and workers’ compensation coverage. The agency serves a range of industries in the Wheat Ridge area, tailoring general liability and commercial auto policies to meet specific operational needs. Clients receive guidance on managing risk and adjusting coverage as their business grows or changes. As winter approaches, the agency helps contractors and retail shops address risks from snow removal liabilities and seasonal inventory fluctuations.
As winter approaches in Wheat Ridge, local businesses often need to review liability and property coverage to protect against seasonal risks like snow-damaged roofs or icy parking lots. Active Insurance Agency, Inc. serves as a commercial insurance agent in the area, helping businesses navigate these evolving coverage needs. The agency works to identify appropriate policies that align with each company’s specific operational profile and industry exposure. An initial assessment of current coverages and risk factors typically begins the process of building a tailored insurance portfolio.
Premier Group Insurance provides commercial coverage solutions to protect businesses from financial risks. Based in Wheat Ridge, Colorado, the agency specializes in tailoring policies to address specific operational needs, including property damage, liability claims, and workers’ compensation. The firm advises companies on managing exposure while maintaining compliance with local and industry regulations. Their clientele spans various commercial sectors that require comprehensive protection, such as office spaces, warehouses, and food service operations.
Elite Insurance Group, Inc., located in Wheat Ridge, CO, provides commercial insurance coverage for local business operations. The firm specializes in essential policies such as general liability and property insurance, along with add-ons like cyber liability and employment practices liability. Its brokers assess workforce size, inventory value, and location risks to build appropriate protections. The company serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
PHG Insurance Agency manages residential property and liability policies, then applies that same attention to detail for commercial insurance coverage serving local businesses in Wheat Ridge. The agency assists entrepreneurs with general liability, property protection, and workers compensation plans designed for various industries across the Jefferson County area. Commercial clients can expect professional guidance when adjusting their coverage during growth or operational changes, and the agency remains available for follow‑up service or policy reviews between the regular visit schedule.
What Does a a Commercial Insurance Agent in Wheat Ridge Cost?
Commercial insurance costs in Colorado vary widely by industry business size and risk profile. A small retail shop in Wheat Ridge might pay 500 to 1,500 per year for general liability while a construction contractor could pay 5,000 to 15,000 or more for workers comp and liability combined. Premiums are influenced by your claims history payroll and location. This is general information and not insurance advice.
About commercial insurance agents in Wheat Ridge
Commercial insurance agents in Wheat Ridge Colorado help local businesses find coverage for property liability and workers compensation. Colorado law requires most employers to carry workers compensation insurance under the Colorado Workers Compensation Act. An agent can guide you through the specific risks faced by businesses in Jefferson County and the Denver metro area.
Frequently Asked Questions
What types of commercial insurance do Wheat Ridge businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Colorado law mandates workers comp for businesses with one or more employees. An agent can assess your specific industry risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Wheat Ridge?
Look for an agent licensed in Colorado with experience in your industry. Check their familiarity with local risks like hail damage or wildfire exposure in the Front Range. Ask about their process for comparing quotes from multiple carriers.
Is commercial auto insurance required in Colorado?
Yes Colorado law requires all vehicles used for business purposes to carry liability insurance. Minimum limits are 25,000 per person for bodily injury 50,000 per accident and 15,000 for property damage. An agent can help you decide if higher limits are needed for your fleet.
Commercial Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Fort Collins · Grand Junction · Greeley · Highlands Ranch