The top-rated commercial insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Francis E. Provencher Insurance. This directory lists 20 commercial insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 4 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 5 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 6 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 7 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 8 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
| 9 | I-insurance Group Inc | 799 Gorham St A | (978) 645-6996 |
| 10 | Click Insurance Group | 309 Rogers St | (978) 344-8000 |
A-Affordable Insurance Agency, Inc. is known for helping businesses in Lowell, Massachusetts, secure essential commercial insurance coverage. It provides a range of policies designed to protect business assets, manage liability risks, and support operational continuity for local enterprises. The agency structures coverage around standard commercial property and general liability needs. It can further tailor a policy to include specialized coverage for professional liability or workers' compensation requirements.
Monica Insurance Agency Inc provides commercial coverage options for small and mid-sized businesses in the Lowell, Massachusetts area. Its service model focuses on assessing individual operational risks and delivering tailored policy structures to address specific liability and property needs. The agency manages ongoing account maintenance through periodic policy reviews and updates to reflect changing business conditions. It services a range of properties including single-family homes, apartments, retail locations, and restaurants.
Mill City Insurance Inc serves the Greater Lowell area of Massachusetts as a commercial insurance agent. The agency works with local businesses to evaluate their unique risk exposures and secure appropriate coverage from multiple insurance carriers. Their services focus on protecting companies from financial losses related to property damage, liability claims, and employee injuries. Mill City Insurance Inc regularly handles business owner policies and workers' compensation insurance for small to mid-sized enterprises in the region.
Serving businesses, property managers, and commercial property owners in Lowell, Francis E. Provencher Insurance offers tailored commercial insurance policies. It helps clients manage risks by providing coverage for general liability, property damage, and business interruption. The agency also assists with workers' compensation and commercial auto insurance to meet local regulatory requirements. By understanding the specific needs of each enterprise, it works to secure appropriate protection against common operational exposures. The company also serves the surrounding communities within the Greater Lowell metropolitan area, including Tewksbury and Chelmsford.
KK Insurance Agency, Inc. in Lowell, MA distinguishes between assisting with a single commercial policy purchase for a new business venture and managing an ongoing insurance program that evolves with a client’s growth. Its coverage includes property and liability protection tailored to small and mid-sized companies navigating regional risks and regulatory requirements. Clients rely on this agency for straightforward guidance through policy terms and claims processes. Service is provided on an as-needed basis for policy updates or on a recurring schedule for annual reviews and renewals.
Action Auto Insurance Agency serves Lowell, Massachusetts, and the surrounding Merrimack Valley communities. The company functions as a commercial insurance agent, handling policies for local businesses. These policies typically cover general liability, property, and vehicle fleets. To address a client’s exposures, the agent first evaluates the specific operations and risks of the enterprise. It then compares coverage options from multiple insurers to build a suitable package. This approach ensures the quoted plan aligns with the business’s daily activities and budgetary needs.
As a commercial insurance agent in Lowell, Alpha Insurance specializes in helping businesses secure liability coverage and property protection for their operations. It works with a variety of local companies to assess risks and develop comprehensive policies that safeguard assets. The agency also assists clients with workers’ compensation plans and vehicle insurance for commercial fleets. When winter storms bring potential property damage or delivery delays, it helps firms quickly adjust their coverage to mitigate losses and maintain business continuity.
When local businesses in Lowell begin their spring renewal cycle, Angela Westen Insurance provides guidance on commercial insurance adjustments. As a commercial insurance agent, this company works with area enterprises to review general liability, property, and workers’ compensation coverage. Their process focuses on matching policy details to each client’s operational risks and seasonal staffing changes. For a new business review or an existing policy check, an initial walk-through of the premises and a risk-assessment inspection are scheduled before any formal quote is issued.
I-insurance Group Inc provides commercial insurance solutions for businesses located in and around Lowell, Massachusetts. As a dedicated agency, it specializes in crafting tailored policies to address unique operational risk exposures, including property, liability, and worker coverage. This allows the firm to serve a diverse range of commercial sectors such as professional offices requiring general liability protection, warehouses needing specialized inventory coverage, and food service establishments seeking product liability safeguards.
What Does a a Commercial Insurance Agent in Lowell Cost?
The cost of commercial insurance in Massachusetts varies by business type size and risk. A small retail shop might pay between 500 and 1500 dollars per year for general liability. Workers compensation rates are set by the state and depend on payroll and industry classification. A typical small business package can range from 1000 to 5000 dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Lowell
Commercial insurance agents in Lowell Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under Chapter 152 of the General Laws. An agent can guide you through these requirements and find policies that fit your business needs.
Frequently Asked Questions
What types of commercial insurance do Lowell businesses need?
Common coverages include general liability property insurance and workers compensation. Massachusetts law mandates workers comp for most employers with one or more employees. Your agent can also help with commercial auto and professional liability policies.
How do I choose a commercial insurance agent in Lowell?
Look for an agent licensed in Massachusetts who has experience with your industry. Check their knowledge of local risks and their ability to compare quotes from multiple carriers. Ask about their claims support process.
Is commercial insurance required by law in Massachusetts?
Massachusetts does not require general liability insurance for all businesses. However workers compensation insurance is mandatory for most employers under state law. Commercial auto insurance is required if you use vehicles for business.