The top-rated commercial insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 18 commercial insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | Precision Insurance - Barry Smith Notary Public loan signing agent certified | 270 Union St #310 | (207) 437-5780 |
| 9 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
| 10 | Columbia Insurance Agency | 31 Central Square | (781) 598-5000 |
Global Insurance Services, Inc. serves the Lynn, MA, metro area and surrounding Essex County as a commercial insurance agency. It helps local businesses secure coverage for property, liability, and workers’ compensation risks. The agency works with clients to find policies that fit their specific operational needs and budget constraints. It also assists with industry-specific protections, including coverage for contractors or retail establishments, and handles commercial auto insurance for company vehicle fleets.
Point Insurance - Lynn provides a comprehensive range of commercial insurance agent services in the Lynn area. Its client relationships include thorough risk assessments and policy recommendations tailored to various business operations. The firm assists with the maintenance of coverage plans to ensure they remain aligned with changing needs and regulatory requirements. It services a wide variety of property types, including single-family homes, apartment buildings, retail storefronts, and local restaurants.
Beacon Hill Insurance Agency provides a comprehensive range of commercial insurance services to businesses in Lynn and the surrounding area. Its specialists work with clients to design appropriate coverage packages, and they offer ongoing policy reviews to ensure the protection adapts to changing operational needs. The agency services a variety of commercial properties, including single-family homes used for business, apartment buildings, retail stores, and restaurants.
Serving Lynn, Massachusetts, and surrounding communities, David E. Zeller Insurance handles commercial coverage needs for local businesses. It works with general liability, property, and workers’ compensation policies tailored to various industries in the region. The agency helps clients manage business risks by carefully assessing their daily operations and specific exposures. For a typical job, it begins by reviewing the client’s current coverage gaps, then compares options from multiple carriers to develop a policy that balances adequate protection with manageable costs.
Mill City Insurance serves local businesses and property managers in Lynn, Massachusetts. It provides commercial insurance agent services, including helping clients secure coverage for liability, property, and business operations. The agency works with companies to identify their specific risk exposures and find appropriate policies tailored to common commercial needs. It also serves business clients in neighboring communities such as Swampscott, Saugus, and the greater North Shore metro area.
For a commercial insurance agent, coverage can be arranged either as a single, one-time policy for a specific project or as a recurring, ongoing package that renews annually. Ebenezer Insurance Agency in Lynn, MA, helps local businesses secure general liability, property, and workers’ compensation insurance to meet these differing needs. Tailored plans address the unique risks of small to mid-sized firms operating in the region. This local agency typically runs its service on an as-needed basis, with clients contacting them for quotes or policy changes whenever required.
Friendly Insurance specializes in tailored coverage for local businesses, offering policies that safeguard assets and manage daily operational risks. As a commercial insurance agent in Lynn, MA, it works with property, liability, and workers’ compensation plans to provide essential protection. The agency also assists with risk assessments and policy adjustments as regulations change. During the winter season, it helps businesses secure additional coverage for snow-related property damage and liability from slips on icy walkways.
As local businesses prepare for the seasonal uptick in spring contracts and new ventures in Lynn, Property & Casualty coverage becomes essential. Precision Insurance - Barry Smith Notary Public loan signing agent certified provides commercial insurance solutions tailored to these evolving needs. Their agency focuses on protecting small and mid-sized companies from common liabilities and property risks. The process begins with a thorough inspection of current operations and existing policies to identify gaps in coverage. This initial assessment ensures each client receives appropriate limits before binding on any new commercial insurance policies.
Duffy Insurance serves local businesses, property managers, and commercial property owners seeking coverage for their operations and assets. The agency provides tailored commercial insurance solutions, including general liability, property, and workers’ compensation policies, designed to protect growing enterprises throughout Lynn. Its advisors work to match each client’s specific risks with appropriate coverage from multiple carriers. Beyond Lynn, the firm also extends its services to businesses operating in the neighboring communities of Swampscott and Salem.
Columbia Insurance Agency provides commercial insurance coverage for businesses throughout the Lynn, Massachusetts area. As a dedicated commercial agent, the company assists clients in customizing their policies to address specific operational risks and liability concerns. This includes offering relevant add-ons such as property protection, general liability, and workers‘ compensation options. The agency is able to serve a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Commercial Insurance Agent in Lynn Cost?
The cost of commercial insurance in Massachusetts varies widely by industry, business size, and risk factors. A small retail shop in Lynn might pay between $500 and $1,500 per year for general liability, while a construction contractor could pay $2,000 to $5,000 or more for combined policies. Premiums also depend on your claims history and location. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your business.
About commercial insurance agents in Lynn
Commercial insurance agents in Lynn, Massachusetts help local businesses secure coverage that meets state requirements and protects against common risks. Massachusetts law mandates certain coverages like workers compensation for most employers with more than five employees. An agent can guide you through options such as general liability, property insurance, and commercial auto policies specific to your Lynn business.
Frequently Asked Questions
What types of commercial insurance do Lynn businesses typically need?
Common policies include general liability, property insurance, workers compensation, and commercial auto insurance. Massachusetts requires workers comp for businesses with more than five employees, and commercial auto for vehicles used for business purposes.
How does Massachusetts law affect my business insurance requirements?
Massachusetts has specific minimum coverage limits for commercial auto insurance and strict workers compensation rules. For example, commercial auto policies must include personal injury protection and bodily injury liability at state-set minimums.
Can a commercial insurance agent help me save money on premiums in Lynn?
Yes, an agent can compare quotes from multiple carriers and help you choose deductibles and coverage limits that fit your budget. They can also identify discounts for safety programs or bundling policies.