The top-rated commercial insurance agent in Milford, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 228 reviews. Other highly rated options include Fisher Insurance Agency, Inc (FIAI), Foy Insurance, A Division of World, Universal Insurance Agency, INC. This directory lists 14 commercial insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 2 Beach St | (508) 473-0095 |
| 2 | Fisher Insurance Agency, Inc (FIAI) | 194 West St UNIT 7 | (508) 853-2400 |
| 3 | Foy Insurance, A Division of World | 154 West St | (508) 473-4747 |
| 4 | Universal Insurance Agency, INC | 209 E Main St | (508) 453-1530 |
| 5 | Point Insurance - Milford | 207 Main St | (833) 280-6080 |
| 6 | Mayflower Pro Milford - Tax Preparation & Business Services | 189 Main St | (508) 488-6456 |
| 7 | Bright Agency | 6 Congress St | (508) 473-0556 |
| 8 | Secure Insurance Agency Milford | 122 Medway Rd | (339) 219-1565 |
| 9 | Capacity Insurance Services Milford | 271 Main St | (508) 426-9564 |
| 10 | Selected Insurance Milford | 174 Main St | (508) 426-9590 |
A-Affordable Insurance Agency, Inc. serves businesses in Milford, Massachusetts and the surrounding communities of the Blackstone Valley and MetroWest region. It handles commercial insurance coverage for local enterprises, including policies for property, general liability, and workers compensation. Its agents assess each business's unique operations, then identify policies from multiple carriers to match specific risk exposures. The agency approaches a typical job by conducting a thorough review of the client's current coverage and recommending adjustments to maintain appropriate protection.
Fisher Insurance Agency, Inc serves the greater Milford, MA area as a local commercial insurance agent, helping businesses secure the general liability and property coverage they need to operate. The agency works with business owners to assess their risk and match them with appropriate insurance policies, addressing common regional requirements for small and mid-sized companies. Among the specific services it handles in this area, the agency assists with workers’ compensation coverage for local trades and inland marine insurance for contractors.
Foy Insurance, A Division of World provides a full array of commercial insurance products for businesses in the Milford, MA area. Their service includes comprehensive risk assessment and customized policy structuring to address specific operational exposures. The agency offers ongoing account reviews and proactive claims management support to help clients maintain appropriate coverage and minimize potential disruptions. They service a diverse portfolio of properties, including single-family homes, apartment complexes, retail storefronts, and independent restaurants.
Universal Insurance Agency, INC serves Milford, Massachusetts and the surrounding communities, handling a full range of commercial insurance needs for local businesses. It arranges coverage for property, liability, and other common risks that area companies face. The agency evaluates each client's specific operations and exposures to determine appropriate protection. It then works with multiple carriers to present suitable policy options for review. For a typical job, the agent first discusses the business's activities and assets, then compares available coverage plans to recommend a tailored solution that fits the client's practical requirements.
Point Insurance - Milford serves businesses, property managers, and commercial property owners throughout the Milford, Massachusetts area by providing tailored commercial insurance coverage. The agency focuses on assessing unique business risks and securing appropriate policies to protect assets and operations. Clients rely on its knowledgeable team for guidance on general liability, property, and other essential commercial lines. The agency also extends its services to neighboring communities throughout Worcester County and the greater Milford metro region.
Mayflower Pro Milford - Tax Preparation & Business Services in Milford, MA distinguishes between one-time policy placements for specific needs and recurring coverage adjustments for evolving liabilities. The firm helps local businesses manage general liability, property, and workers’ compensation insurance, ensuring compliance with Massachusetts regulations. As a commercial insurance agent, it connects clients with carriers to secure adequate protection and risk management strategies for their operations. Service for policy renewals and new client consultations runs on a scheduled and as-needed basis throughout the year.
Bright Agency specializes in commercial property, liability, and workers’ compensation coverage for local businesses in Milford, Massachusetts. It also provides general risk assessment and policy management services to help companies maintain adequate protection. The agency assists with adjusting coverage during seasonal changes, such as increasing inventory limits for retailers before the holiday shopping surge or reviewing liability needs for contractors during peak construction months.
As local businesses in Milford prepare for winter weather and potential liability claims, Secure Insurance Agency Milford reviews commercial policies to close gaps in property and general liability coverage. The agency works with area small businesses, contractors, and retail operations to address risks specific to New England commerce. Each recommendation is based on the business’s actual operations, not generic templates. To begin, the agent schedules an on-site inspection of the client’s premises and current certificate of insurance.
Capacity Insurance Services Milford provides commercial insurance options for businesses around the Milford, MA area, also serving residential clients with their routine insurance needs. As a local agency, it assists companies in obtaining essential liability and property coverage suited to their operations. The team offers continued support between regularly scheduled policy reviews, helping clients adjust their coverage as business requirements evolve.
What Does a a Commercial Insurance Agent in Milford Cost?
Commercial insurance costs in Massachusetts vary widely by industry size and risk profile. A small retail business might pay between 500 and 1500 dollars per year for general liability. Workers compensation rates are set by the state and depend on payroll and classification codes. Premiums for a small office could range from 2000 to 5000 dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Milford
Commercial insurance agents in Milford Massachusetts help local businesses secure coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under Chapter 152 of the General Laws. An agent can review your specific risks and find policies that meet state requirements.
Frequently Asked Questions
What types of commercial insurance do Milford businesses need?
Common coverages include general liability commercial property and workers compensation. Massachusetts mandates workers comp for businesses with any employees. Agents also recommend business interruption and commercial auto insurance for companies with vehicles.
How do I choose a commercial insurance agent in Milford?
Look for an agent licensed in Massachusetts with experience in your industry. Ask about their carrier network and whether they offer risk management advice. Check their familiarity with local Milford business regulations.
Does Massachusetts require commercial auto insurance?
Yes Massachusetts law requires commercial auto insurance for any vehicle used for business purposes. Minimum liability limits are 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury plus 5 thousand dollars for property damage.