The top-rated commercial insurance agent in Northampton, Massachusetts is Webber and Grinnell Insurance, rated 4.5 stars across 167 reviews. Other highly rated options include Aquadro & Associates Insurance Inc, Borawski Insurance, Whalen Insurance Agency. This directory lists 10 commercial insurance agents serving Northampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Webber and Grinnell Insurance | 8 N King St | (413) 586-0111 |
| 2 | Aquadro & Associates Insurance Inc | 355 Bridge St | (413) 586-7373 |
| 3 | Borawski Insurance | 88 King St | (413) 586-5011 |
| 4 | Whalen Insurance Agency | 71 King St | (413) 586-1000 |
| 5 | King & Cushman | 176 King St | (877) 534-9053 |
| 6 | Roger Menard Insurance: Free Quotes, Registry in house | 241 King St #119 | (413) 584-1115 |
| 7 | Snook and Mohan Insurance Agency | 25 Main St | (413) 586-1591 |
| 8 | Consultant Benefit Insurance | 47 Pleasant St | (413) 307-0164 |
| 9 | Woodward & Grinnell Insurance Inc | 8 N King St | (413) 536-5050 |
| 10 | Smith Brothers Insurance | 182 Main St STE 202 | (860) 652-3235 |
Webber and Grinnell Insurance serves businesses in Northampton, MA and the surrounding Hampshire County area as a commercial insurance agent. The company assists local employers with securing general liability and property coverage to protect their physical assets and daily operations. It also brokers policies for workers’ compensation, helping businesses meet state requirements and manage workplace risk. Additional specific services include tailoring business interruption insurance and arranging commercial auto coverage for fleet vehicles operating in the region.
Aquadro & Associates Insurance Inc provides a range of commercial coverage solutions for local businesses in the Northampton area, including general liability and property insurance. The agency works with clients to design tailored policies that address ongoing operational risks and changing coverage needs. Standard annual reviews of insurance plans help ensure that each business maintains appropriate protection as it grows and evolves. The firm services a variety of commercial property types, from single-family homes and apartment complexes to retail stores and restaurants.
Borawski Insurance serves businesses, property managers, and homeowners in Northampton, Massachusetts, providing commercial insurance agent services tailored to local needs. It helps clients protect their assets through general liability, property coverage, and business interruption policies. The agency works to understand each customer’s unique risk profile and find suitable insurance solutions from available carriers. Borawski Insurance also extends its services to businesses and property owners in nearby Amherst, ensuring broader coverage across the Pioneer Valley region.
Whalen Insurance Agency in Northampton, MA offers commercial insurance clients options between a single policy for a specific project and a recurring package that covers ongoing operations. Coverage addresses typical business liabilities, property exposures, and workers’ compensation needs for small to medium enterprises. Claims support and risk management guidance accompany each policy. Service for commercial insurance is available on either a one-time schedule for a limited engagement or as needed for periodic policy review.
King & Cushman serves Northampton, Massachusetts, and the wider Pioneer Valley area, including surrounding communities such as Amherst and Easthampton. As a commercial insurance agent, it handles property, liability, and workers’ compensation coverage for local businesses. Its brokers assess each company’s operational risks to recommend appropriate policy limits. For a typical job, it begins by reviewing a client’s current exposures and financial vulnerabilities before sourcing tailored quotations from multiple insurers.
Roger Menard Insurance offers free commercial insurance quotes for local businesses in Northampton, MA. It works with small and medium enterprises to assess their liability and property coverage needs. In-house Registry services provide convenient access to RMV transactions. The agency helps businesses review liquor liability policies and seasonal worker protection before the busy summer tourism and construction season.
As spring storms and winter ice threaten commercial roofs and parking lots across Northampton, local business owners seek reliable coverage for property and liability exposures. Snook and Mohan Insurance Agency provides commercial insurance agent services to area companies needing policies that protect buildings, equipment, and daily operations. They work with clients to understand their specific risks, from Main Street shops to professional offices. An initial assessment of the business premises and current coverage is the first step in any new policy consultation.
Consultant Benefit Insurance provides commercial insurance guidance to businesses in Northampton and the surrounding area. As an agency specializing in risk management, it helps clients select appropriate coverage for general liability and property protection. The company assists with policy reviews and claims support to ensure proper safeguards are in place. Consultant Benefit Insurance can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Woodward & Grinnell Insurance Inc also works with residential clients, advising on personal property and liability coverage for homes in Northampton, MA. Their primary focus is commercial insurance for local businesses, helping assess risks and secure appropriate policies to protect operations and assets. They serve the region with straightforward guidance on general liability, property, and related business coverages. After an initial consultation and policy placement, they remain available to review and adjust coverage when business needs change between regular visits.
Smith Brothers Insurance in Northampton, MA is known for delivering reliable commercial coverage to local businesses. Its service range includes general liability, property insurance, and workers compensation policies tailored to regional enterprises. The company works with professional service firms, retail operations, and light manufacturing clients across the Pioneer Valley. A specialty service it can add on is inland marine insurance, protecting equipment and goods transported between job sites or stored off premises.
What Does a a Commercial Insurance Agent in Northampton Cost?
Commercial insurance costs in Massachusetts vary by business type size and location. A small retail shop in Northampton might pay 500 to 1,500 per year for general liability. Workers compensation premiums average 1.50 to 3.00 per 100 of payroll. Commercial auto policies cost 1,200 to 2,500 annually per vehicle. These are estimates only. Your actual premium depends on risk factors and coverage limits. This is general information not insurance advice.
About commercial insurance agents in Northampton
Commercial insurance agents in Northampton Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under M.G.L. Chapter 152. Agents also guide businesses on state specific requirements like commercial auto insurance for company vehicles.
Frequently Asked Questions
What types of commercial insurance do Northampton businesses need?
Common policies include general liability property insurance workers compensation and commercial auto. Massachusetts law mandates workers comp for businesses with one or more employees. Your agent can help you assess risks specific to your industry.
How do Massachusetts insurance laws affect my business policy?
Massachusetts has specific regulations for workers compensation commercial auto and professional liability. For example commercial auto policies must meet state minimum liability limits of 20,000 per person and 40,000 per accident. Your agent ensures compliance with these laws.
Can a Northampton agent help with business interruption coverage?
Yes many agents offer business interruption insurance which covers lost income if your business must close due to a covered event. This is especially useful for Northampton retail shops and restaurants that rely on foot traffic.