The top-rated commercial insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 15 commercial insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves businesses in the Salem area and its surrounding Essex County communities as a commercial insurance agent. The agency helps local companies secure essential liability coverage to protect against common operational risks. It also assists with property insurance for physical assets such as buildings and equipment. In this region, the agency regularly handles workers’ compensation policies for small manufacturing firms and general liability plans for retail storefronts.
Farquhar and Black Insurance Agency provides a comprehensive selection of commercial insurance services for businesses in the Salem area. It develops tailored coverage plans that address specific operational risks and liability exposures. The agency also offers ongoing policy reviews to ensure that coverage adapts to changing business needs. Maintenance plans include periodic risk assessments and adjustments to policy limits as required. The firm services a variety of property types, including single-family homes, apartment complexes, retail storefronts, and local restaurants.
4 Insurance LLC serves businesses and property managers in Salem, Massachusetts, offering commercial insurance agent services to protect local operations. It helps clients secure coverage for general liability, property, and workers’ compensation to manage everyday risks and regulatory requirements. The agency works closely with business owners to assess their specific needs and find appropriate policy options. 4 Insurance LLC also extends its services to the neighboring community of Beverly, ensuring commercial clients across the North Shore area have access to essential risk management support.
Quote Carma in Salem, MA helps clients understand the difference between a one-time policy for a single project and recurring commercial coverage that renews periodically. The agency advises on general liability, property, and other plans necessary for local businesses to operate with financial protection. Services are provided on a scheduled basis, with policy reviews and adjustments aligned to each client’s business cycle.
Ahmed Insurance Inc specializes in commercial insurance policies designed to protect local businesses from liability and property risks. The agency provides general coverage solutions, including workers' compensation and commercial auto insurance for companies in the Salem area. As winter approaches, its team advises business owners on managing snow removal liability and protecting premises against slip-and-fall claims during harsh seasonal weather.
Serving Salem and the surrounding North Shore communities, John J. Walsh Insurance Agency, Inc. handles commercial insurance coverage for local business owners. Its work focuses on protecting companies from common operational risks, liability exposures, and property-related losses. The agency selects appropriate policies from multiple carriers to match the specific needs of each client. For a typical job, it reviews the business’s current operations, identifies key coverage gaps, and presents a customized package solution that addresses those vulnerabilities.
With Salem’s busy seasonal tourist season and growing number of small waterfront businesses, securing proper commercial coverage is essential. Express Auto Insurance Agency Inc. serves local companies needing tailored policies for everything from fleet vehicles to general liability. As a commercial insurance agent in the area, they guide owners through the unique risks of operating here, whether by the harbor or in the historic district. They begin with a no-obligation inspection of your business property and current operations.
William C Burke Jr Insurance provides commercial insurance guidance for businesses operating in Salem and the surrounding region, addressing a range of standard liability and property coverages. The agency specifically assists clients in tailoring their policies to address unique operational risks beyond basic packages. Their commercial expertise serves industry sectors including professional offices, warehouse and storage facilities, and food service establishments.
Relation Insurance Services serves Salem, Massachusetts, and the surrounding North Shore communities. It handles commercial insurance policies for local businesses, providing coverage for property, liability, and workers’ compensation needs. The company addresses each client’s unique operational risks to develop appropriate coverage plans. Relations typically first assess a business’s specific exposures through a detailed consultation. It then selects suitable policies from multiple carriers. To handle a typical job, it compares coverage options and presents them with an explanation of how each policy responds to the client’s core risks.
Culver Insurance, based in Salem, MA, assists homeowners and tenants with their residential property protection needs. The firm also provides commercial insurance coverage, helping local businesses manage risks and secure policies for their operations throughout the region. Agents work closely with clients to review changing coverage requirements during annual policy check-ins. By staying attuned to individual circumstances, they ensure timely adjustments to policies. This ongoing service allows for consistent communication and reliable support between scheduled visits, reinforcing a practical and responsive relationship.
What Does a a Commercial Insurance Agent in Salem Cost?
Commercial insurance costs in Massachusetts vary widely by industry size and risk level. A small retail shop might pay 500 to 2,000 dollars per year for general liability. A construction company could pay 5,000 to 15,000 dollars or more for combined coverage. Premiums also depend on payroll for workers compensation and property values for commercial property insurance. This is general information and does not constitute insurance advice.
About commercial insurance agents in Salem
Commercial insurance agents in Salem Massachusetts help local businesses secure coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance. An agent can guide you through state specific requirements and find policies that fit your business type and size.
Frequently Asked Questions
What types of commercial insurance do Salem businesses need?
Common policies include general liability property insurance and workers compensation. Massachusetts law mandates workers comp for businesses with one or more employees. An agent can also recommend professional liability or commercial auto coverage based on your operations.
How do I verify an insurance agent is licensed in Massachusetts?
You can check an agents license on the Massachusetts Division of Insurance website. The site allows you to search by name or license number. Only licensed agents can legally sell commercial insurance in the state.
Does Salem have special insurance needs due to its coastal location?
Yes Salem is a coastal city so flood and windstorm coverage may be important. Standard commercial policies often exclude flood damage. An agent can help you assess if you need separate flood insurance through the National Flood Insurance Program or a private carrier.