The top-rated commercial insurance agent in Winthrop, Massachusetts is John M. Biggio Ins Agency, rated 4.7 stars across 36 reviews. Other highly rated options include Winthrop Insurance Inc., Robert M DeGregorio Insurance, OneFuture Insurance MA. This directory lists 10 commercial insurance agents serving Winthrop.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John M. Biggio Ins Agency | 399 Winthrop St | (617) 846-8600 |
| 2 | Winthrop Insurance Inc. | 4 Putnam St | (339) 204-6737 |
| 3 | Robert M DeGregorio Insurance | 34 Woodside Ave | (617) 846-3313 |
| 4 | OneFuture Insurance MA | 15-21 Pauline St | (617) 433-9205 |
| 5 | Gagin Insurance Agency | 2 Somerset Ave | (617) 846-0091 |
| 6 | Welsh & Parker Insurance Agency | 57 Putnam St | (617) 846-0731 |
| 7 | Boyd Insurance Agency | 207 Hagman Rd | (617) 846-9728 |
| 8 | Meridian Insurance Agency, LLC | 207 Hagman Rd | (617) 567-5710 |
| 9 | Terry Vazquez Public Insurance | 49 Adams St | (617) 846-6309 |
| 10 | New York Life | 207 Hagman Rd | (617) 846-0630 |
John M. Biggio Ins Agency serves the Winthrop metro area as a commercial insurance agent. The agency helps local businesses assess their liability exposures and property coverage needs. Small retailers, trade contractors, and professional offices often require general liability policies and commercial property insurance. The agency assists with workers‘ compensation requirements for businesses with employees. It also handles business interruption coverage for companies in the Winthrop region, helping them protect against revenue loss due to operational disruptions.
Winthrop Insurance Inc. provides a full range of commercial insurance products, covering general liability, property, and workers’ compensation policies for local business owners. In addition to new policy setup, the agency offers comprehensive service plans that include regular policy reviews and claims assistance to ensure continuous coverage and risk management. The team also provides maintenance updates when a business’s coverage needs change during the year. Its client properties include single-family homes, apartments, retail spaces, and restaurants.
Robert M DeGregorio Insurance in Winthrop, MA, primarily serves local homeowners, businesses, and property managers seeking commercial insurance coverage. It provides risk management advice and policy placement for general liability, property protection, and workers’ compensation needs. Commercial clients can also arrange tailored packages for contractors and small retail operations. As a dedicated agent, the company handles claims assistance and policy reviews throughout the year. Its service area extends to neighboring East Boston and covers much of the greater Boston metro region.
Serving Winthrop and the surrounding Greater Boston communities, OneFuture Insurance MA provides commercial insurance agent services for local businesses. It handles a wide range of coverage needs, including general liability, property protection, and workers’ compensation for various industries. The agency operates by first conducting a thorough assessment of each business’s unique operations and potential risks. This evaluation informs a tailored policy recommendation designed to balance adequate protection with manageable cost structures, ensuring each client receives a customized solution.
Gagin Insurance Agency in Winthrop, MA, distinguishes between commercial clients seeking a single policy and those requiring ongoing coverage across multiple business exposures. For the former, comprehensive plans address immediate liability or property needs. For recurring service, tailored packages integrate general liability, workers’ compensation, and commercial auto into a cohesive program. Each solution is designed to mitigate specific operational risks common in the local area. Service for this commercial insurance agent runs on either a one-time policy placement basis or an as-needed schedule for mid-term adjustments and renewals.
Welsh & Parker Insurance Agency specializes in commercial insurance solutions for businesses such as general liability and property coverage. It also serves Winthrop, MA clients by analyzing operational risks and tailoring policies for local enterprises. The agency helps secure appropriate protection for various industries, including small retailers and contractors, throughout the year. It assists business owners in managing challenges like winter weather disruptions, which can threaten property integrity and liability exposures in the region.
As coastal businesses in Winthrop prepare for winter storms and rising commercial liability exposures, Boyd Insurance Agency helps local merchants review their property, general liability, and workers' compensation coverage needs. The commercial insurance agent works with small retailers, contractors, and service providers along the waterfront district to identify gaps in existing policies and recommend appropriate limits. They also explain how specific endorsements can address weather-related business interruption risks common to the area. A typical engagement begins with an agent visiting the business premises for a walkthrough inspection of operations and physical exposures.
Based in Winthrop, Massachusetts, Meridian Insurance Agency, LLC assists businesses by securing essential commercial insurance coverage. The agency focuses on protecting local ventures from financial loss through policies that address property damage, general liability, and business interruption. Clients in diverse commercial sectors can obtain the specific coverage their operations require. Meridian Insurance Agency, LLC serves a range of industries, including local office tenants, warehouse operators, and food service establishments.
Terry Vazquez Public Insurance serves the Winthrop area with residential insurance guidance, helping local homeowners secure essential coverage for their properties. The company also assists commercial clients in the region by offering policies tailored for businesses, covering liability, property, and other operational needs. Their standard commercial insurance agent work includes evaluating risks and explaining coverage options to clients. After an initial policy is placed, the office routinely follows up with policyholders between regular visits to review any changes or updates that may require adjustments.
New York Life, in Winthrop, MA, is known for helping local businesses manage commercial insurance needs. It offers a broad range of coverage options for small retail shops and service professionals operating in the area. The agency helps clients understand general liability and property protection that are common in this coastal community. As a specialty service, it can also provide tailored workers’ compensation policies for businesses with several employees.
What Does a a Commercial Insurance Agent in Winthrop Cost?
Typical costs for commercial insurance in Massachusetts vary widely by industry and business size. A small retail shop might pay 500 to 1500 per year for general liability while a construction firm could pay 3000 to 8000 annually. Workers compensation rates in Massachusetts are set by the state and depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Winthrop
Commercial insurance agents in Winthrop Massachusetts help local businesses find the right coverage for their operations. Massachusetts law requires all businesses with employees to carry workers compensation insurance. An agent can guide you through general liability property and other policies specific to your business type.
Frequently Asked Questions
What types of commercial insurance do Winthrop businesses need?
Common policies include general liability commercial property workers compensation and professional liability. Massachusetts requires workers comp for any business with one or more employees. Your agent can help you assess risks specific to your industry.
How does Massachusetts law affect commercial insurance requirements?
Massachusetts General Law Chapter 152 mandates workers compensation coverage for most employers. The state also requires commercial auto insurance for business vehicles. An agent familiar with Winthrop can explain local zoning or coastal risk factors.
Can a commercial insurance agent in Winthrop help with seasonal businesses?
Yes agents often work with seasonal businesses like marinas restaurants and tourism services. They can recommend policies that adjust coverage during active and off seasons. This helps manage costs while maintaining necessary protection.