The top-rated commercial insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Heidi Kussurelis Insurance, Farmers Insurance - Julia Jakacki, Ann Arbor Insurance Centre. This directory lists 23 commercial insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 3 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 4 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 5 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 6 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 7 | Falcon Insurance Agency of Michigan | Floor Seven, 202 E Washington St Suite 711 | (734) 887-9110 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 305 E Eisenhower Pkwy #200 | (734) 662-3100 |
| 9 | Jordan Goebel - State Farm Insurance Agent | 3003 Washtenaw Ave Suite 5 | (734) 369-3867 |
| 10 | Farm Bureau Insurance - Brett Fennelly | 5095 Ann Arbor-Saline Rd | (734) 944-0660 |
Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area as a commercial insurance agent. The agency helps local business owners secure coverage for their operations, property, and liability needs. Policies are tailored to protect against common risks such as property damage, employee injuries, and legal claims. Commercial auto insurance and general liability coverage are among the specific services handled in this area by the agency.
Heidi Kussurelis Insurance provides a comprehensive range of commercial insurance services tailored to local business needs in Ann Arbor, Michigan. The agency offers customized policies, routine reviews, and maintenance plans designed to adjust coverage as businesses evolve. Their service approach includes regular risk assessments and policy updates to ensure adequate protection. Beyond basic liability, they address specialized exposures common to the area. The company serves various property types, from single-family homes and apartment complexes to retail storefronts and local restaurants.
Farmers Insurance - Julia Jakacki serves local businesses, commercial property owners, and entrepreneurs in Ann Arbor, Michigan. The agency provides commercial insurance policies tailored to protect assets, manage liability, and support operational continuity. It assists real estate investors and property managers in securing appropriate coverage for their holdings. Typical services include business property, general liability, and workers compensation insurance. The agency also serves clients in Ypsilanti and other communities throughout the greater Washtenaw County area.
Serving Ann Arbor and the surrounding Washtenaw County communities, Ann Arbor Insurance Centre handles commercial insurance for local businesses. It arranges coverage for property, liability, and workers’ compensation exposures that typical companies face. The agency works with multiple carriers to match policies to each business’s specific operational needs and risk profile. To handle a typical job, it first reviews the client’s existing coverage and exposures, then presents tailored options for the client to compare and select.
Lequana Robinson Insurance Agency specializes in commercial insurance solutions tailored to businesses in Ann Arbor, Michigan. It provides essential coverage such as liability, property, and workers’ compensation for local companies. The agency works closely with clients to assess their specific operational risks and recommends appropriate policies from a range of carriers. During harsh Michigan winters, it helps business owners secure coverage for weather-related property damage and lost revenue from temporary closures, addressing a critical seasonal exposure that can otherwise disrupt operations.
As local businesses in Ann Arbor prepare for the seasonal shifts in liability or property risks, Concept Insurance helps commercial clients review their coverage accordingly. The agency works as a commercial insurance agent, assessing the unique operational exposures that regional retailers, offices, and service providers face throughout the year. They focus on identifying gaps in existing policies and matching each business with appropriate risk management solutions. An initial conversation with the agent typically leads to a thorough inspection of the commercial premises and a full assessment of current exposures.
Falcon Insurance Agency of Michigan, based in Ann Arbor, handles both single-term commercial policies for specific projects and recurring annual coverage for established businesses. Such agencies assess liability, property, and other risks unique to local operations. They then match each client with appropriate insurance from available carriers. This agency typically serves clients on a scheduled annual renewal cycle, though it will also provide one-time quotes for unique or temporary business needs.
Gallagher Insurance, Risk Management & Consulting serves Ann Arbor businesses by helping them manage their general liability and property exposures through commercial insurance placement. The agency also advises on risk control strategies, including loss prevention and workplace safety practices. It assists local companies in securing appropriate coverage tailored to their operations. Typical commercial sectors it serves include professional offices, warehouses, wholesale distributors, and food service establishments.
Jordan Goebel - State Farm Insurance Agent in Ann Arbor, Michigan, assists area residents with personal home and auto policies while also offering commercial insurance solutions for local businesses. With a focus on Ann Arbor and the surrounding Washtenaw County communities, the agency works to provide coverage for liability and property exposures typical of small-to-midsize commercial operations. Clients can expect clear guidance on policy options during an initial consultation, with the office continuing to handle follow-up inquiries or policy adjustments between scheduled renewal visits.
Farm Bureau Insurance with Brett Fennelly in Ann Arbor, Michigan, is known for providing commercial insurance coverage tailored to local businesses. Its service range includes policies for property, liability, and vehicles. Commercial agents in this area help entrepreneurs manage risks specific to Ann Arbor’s economic landscape. The company works with both small enterprises and larger operations to design appropriate protection plans. As a specialty service, it can add on or customize business interruption insurance to keep operations stable during unexpected closures.
What Does a a Commercial Insurance Agent in Ann Arbor Cost?
Typical costs for a small business commercial insurance policy in Michigan range from 500 to 3000 dollars per year for general liability. A business owners policy BOP combining liability and property often costs 1000 to 5000 dollars annually. Workers compensation costs vary by industry and payroll but average around 1 to 3 dollars per 100 dollars of payroll. These are general estimates and your actual cost will depend on your specific business risks and coverage needs. This is general information and not insurance advice.
About commercial insurance agents in Ann Arbor
Commercial insurance agents in Ann Arbor Michigan help business owners find coverage for liability property and workers compensation. Michigan law requires certain coverages like workers compensation for most employers with three or more employees. Local agents understand the specific risks for Ann Arbor businesses from retail shops to tech startups.
Frequently Asked Questions
What types of commercial insurance do Ann Arbor businesses need?
Common coverages include general liability property insurance and workers compensation. Michigan law requires workers compensation for most employers with three or more employees. Business auto insurance is also required for any vehicles used for work purposes.
How do I find a commercial insurance agent in Ann Arbor?
You can search online directories or ask other local business owners for referrals. The Michigan Department of Insurance and Financial Services provides a license lookup tool to verify an agents credentials. Local chambers of commerce also often have lists of member agents.
What factors affect commercial insurance costs in Michigan?
Costs depend on your industry business size claims history and coverage limits. Location within Ann Arbor can also matter due to crime rates and weather risks. Michigan laws on auto insurance and workers compensation also influence premiums.
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