The top-rated commercial insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 22 commercial insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AMG Health & Life Insurance Group | 16600 18 Mile Rd | (248) 592-0080 |
| 4 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 5 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 6 | Brian Lane Agency/Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 412-8700 |
| 7 | Inspire Insurance Agency Inc | 20666 Hall Rd | (586) 421-5961 |
| 8 | L.A. Insurance | 37041 Gratiot Ave | (586) 954-4690 |
| 9 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
| 10 | Global One Insurance Agency | 39200 Hayes Rd | (586) 350-0828 |
First Independent Insurance Agency serves businesses throughout Macomb County from its location in Clinton Township, Michigan, offering comprehensive commercial insurance agent services. The agency helps local companies assess their unique operational risks and secure appropriate coverage for general liability and property protection. It also provides targeted policies for contractors and other small to mid-sized enterprises that require specialized protection. Commercial auto insurance for fleet vehicles and workers’ compensation policies for employee safety are among the specific services it handles.
Royal Oath Insurance Group provides a wide range of commercial insurance services tailored to local business owners in Clinton Township, MI. It offers liability protection and property coverage, along with ongoing risk management support to help clients maintain adequate insurance throughout the year. The agency also structures maintenance plans that include regular policy reviews and updates to reflect changing business operations. Its services extend to single-family homes, apartments, retail locations, and restaurants.
AMG Health & Life Insurance Group provides commercial insurance services to Clinton Township, Michigan, and the surrounding Macomb County communities. The agency handles policies for local businesses, including general liability, property coverage, and workers' compensation. It works with owners to identify exposures specific to their industry, such as equipment breakdowns or customer injuries on site. For a typical job, the agent reviews the client’s operations and revenue, compares quotes from multiple carriers, and presents coverage options that balance adequate protection with the budget.
AAA Insurance - Schnaidt Agency serves businesses, commercial property managers, and organizations needing liability or worker protection coverage in Clinton Township and the surrounding area. The agency works with local clients to arrange general liability, commercial auto, property, and other common insurance policies as needed. Agent consultations typically assess a client’s unique operational risks, then tailor coverage limits to match those exposures. Services are available for both small enterprises and larger commercial accounts. The agency also supports policyholders throughout Fraser and nearby parts of Macomb County.
MI Insurance Agency serves businesses in Clinton Township by distinguishing between one-time policy placements for single-project needs and recurring coverage for ongoing operations. Their commercial insurance offerings include general liability, property, and workers’ compensation plans tailored to local small and mid-sized enterprises. All policies are reviewed to match the specific risks of southeastern Michigan industries. Service arrangements are flexible, with options for one-time risk consultations, scheduled annual policy renewals, or as-needed adjustments to cover new exposures as they arise.
As a commercial insurance agent, Brian Lane Agency/Farm Bureau Insurance specializes in crafting liability and property coverage plans for local businesses. It provides general agent services for small to medium-sized firms, helping assess risk and secure adequate policies. The agency serves Clinton Township and the surrounding communities. When seasonal weather threatens operations or property, this agency assists clients with reviewing their existing coverage to ensure protection against potential storm damage.
As the seasons change in Clinton Township, local businesses often face new liability exposures from fluctuating weather and shifting customer traffic. Inspire Insurance Agency Inc addresses these specific needs by analyzing each operation’s unique risks and matching them with suitable commercial coverage from multiple carriers. Their consultations focus on property, general liability, and workers compensation policies tailored to the client’s industry. Every new client relationship begins with a thorough on-site inspection of the premises to identify current vulnerabilities before any policy is recommended.
As winter approaches and businesses in Clinton Township face seasonal risks like ice damage and snow removal liability, L.A. Insurance provides Commercial Insurance Agent services tailored to protect local operations. They help companies assess coverage for property, general liability, and workers compensation to match industry exposures. Their process involves reviewing current policies and identifying gaps before presenting appropriate options. A typical initial step is scheduling a convenient inspection of the business premises to evaluate risks.
McGovern Agency assists businesses in Clinton Township, Michigan, with essential commercial insurance coverage. Their services extend to specialty protections such as general liability and property insurance. The agency advises on policies that safeguard company assets from common operational risks. They focus on tailoring coverage limits to match each business's specific size and industry exposures. McGovern Agency can serve commercial sectors including offices, warehouses, and food service establishments.
Global One Insurance Agency in Clinton Township, Michigan, provides homeowners and renters with comprehensive residential insurance solutions. The agency also specializes in commercial insurance, offering policies tailored for local businesses to manage risks including liability and property damage. Serving businesses throughout the Clinton Township area, the team works to design coverage that addresses specific operational needs. Clients can expect attentive follow-up on any policy changes or claims, with consistent support continuing between regular service visits.
What Does a a Commercial Insurance Agent in Clinton Township Cost?
Typical costs for commercial insurance in Michigan vary widely by industry size and risk. A small retail business might pay 500 to 1500 per year for general liability. Workers compensation costs average 1.50 to 3.00 per 100 of payroll. Commercial auto policies often range from 1200 to 3000 per year per vehicle. This is general information and not insurance advice.
About commercial insurance agents in Clinton Township
Commercial insurance agents in Clinton Township Michigan help business owners find coverage for liability property and workers compensation. Michigan law requires all employers with one or more employees to carry workers compensation insurance unless exempt. Local agents understand the specific risks facing businesses in Macomb County and can tailor policies to meet those needs.
Frequently Asked Questions
What types of commercial insurance do agents in Clinton Township offer?
Agents offer general liability commercial property workers compensation commercial auto and business interruption insurance. They also provide professional liability and cyber insurance for technology and service businesses.
Is commercial auto insurance required in Michigan for business vehicles?
Yes Michigan law requires commercial auto insurance for any vehicle used for business purposes. The minimum liability limits are 250000 per person for bodily injury and 500000 per accident. Agents can help you meet these requirements.
How does Michigan workers compensation insurance work for Clinton Township businesses?
Michigan workers compensation insurance covers medical expenses and lost wages for employees injured on the job. The Michigan Workers Disability Compensation Act requires coverage for most employers. Agents help businesses find policies that comply with state law.
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