ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in Bay City, MI

Browse commercial insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated commercial insurance agent in Bay City, Michigan is Farmers Insurance - Mark Townsend, rated 4.8 stars across 159 reviews. Other highly rated options include Jon LaPorte - State Farm Insurance Agent, Weaver Group Insurance Agency, MCI Insurance. This directory lists 20 commercial insurance agents serving Bay City.

Showing 20 commercial insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
2Jon LaPorte - State Farm Insurance Agent1416 State St #1(989) 895-5570
3Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
4MCI Insurance701 N Madison Ave(989) 892-5541
5The Kory Agency900 S Euclid Ave(989) 391-5200
6Superior Insurance Group916 Washington Ave SUITE 210(989) 893-7651
7Farmers Insurance - Miranda Keenan264 Uptown Dr(989) 671-9899
8Michael Hayes Agency/Farm Bureau Insurance509 S Euclid Ave(989) 684-4160
9Hine-Knopp-Vernon Insurance Agency501 E Midland St(989) 894-2769
10Future Insurance Agency501 S Euclid Ave(989) 922-0049
FI
509 E Midland St
Farmers Insurance - Mark Townsend
Commercial Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend serves the Bay City, Michigan area as a commercial insurance agent. This agency provides businesses with property and liability coverage tailored to local operations. It helps commercial clients assess their specific risks and secure policies that protect their assets and daily activities. The agent works with a range of industries to ensure adequate coverage for their particular needs. Among the services it handles in this area are general liability insurance and commercial property insurance for local businesses.

JL
1416 State St #1
Jon LaPorte - State Farm Insurance Agent
Commercial Insurance Agent · Bay City, MI

Jon LaPorte - State Farm Insurance Agent in Bay City, MI provides commercial insurance policies that address liability, property, and business interruption exposures. These coverages help local enterprises manage financial risk from unforeseen events. Available service plans include periodic policy reviews and claims guidance, allowing businesses to adjust coverage as operations evolve. This approach supports ongoing protection for a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Commercial Insurance Agent · Bay City, MI

Weaver Group Insurance Agency serves business owners, property managers, and commercial property owners in Bay City, MI. It provides general liability, property, and workers' compensation coverage tailored to local commercial operations. The agency helps clients assess their risk exposure and select appropriate policies from multiple insurance carriers. Support includes reviewing coverage limits and assisting with claims filing. Its service area extends to nearby Essexville.

MI
701 N Madison Ave
MCI Insurance
Commercial Insurance Agent · Bay City, MI

MCI Insurance serves businesses in Bay City, Michigan, and the surrounding Great Lakes Bay Region. As a commercial insurance agent, the company handles a range of coverages including general liability, property, and workers’ compensation for local enterprises. Each client’s operation gets a careful evaluation of specific risks, with policies drawn from standard and specialty markets. To manage a typical account, it first reviews the business’s exposure to common regional hazards, then assembles a tailored coverage program that meets regulatory demands while addressing daily operational needs.

KA
900 S Euclid Ave
The Kory Agency
Commercial Insurance Agent · Bay City, MI

The Kory Agency in Bay City, MI provides commercial insurance that distinguishes between one-time policies for specific projects and recurring coverage for ongoing business operations. It offers protection for assets, liability, and other standard business risks common in the region. Local business owners can rely on this agency for professional risk management guidance. Services are available on both a scheduled consultation and an as-needed basis to address claims or coverage adjustments.

SI
916 Washington Ave SUITE 210
Superior Insurance Group
Commercial Insurance Agent · Bay City, MI

Superior Insurance Group specializes in commercial coverage for local businesses, offering property, liability, and workers’ compensation policies tailored to different industries in Bay City. The agency works as a commercial insurance agent helping small and midsize enterprises manage their risks. It provides ongoing support with policy reviews and claims assistance. As winter approaches in the Great Lakes Bay region, the company frequently guides clients on coverage for snow removal liabilities and icy parking lot accidents.

FI
264 Uptown Dr
Farmers Insurance - Miranda Keenan
Commercial Insurance Agent · Bay City, MI

As Bay City businesses prepare for seasonal shifts in inventory and liability risks, Farmers Insurance - Miranda Keenan provides commercial insurance agent services to help local owners manage those changing exposures. They assess each business's unique property, liability, and income-protection needs on an individual basis. The agency then presents policy options from their carrier portfolio tailored to the specific operations and risk profile. An initial consultation or on-site inspection is typically scheduled to review existing coverage gaps and begin building a customized commercial plan.

MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Commercial Insurance Agent · Bay City, MI

Michael Hayes Agency, operating as Farm Bureau Insurance in Bay City, MI, provides commercial insurance services tailored to local business needs. The agency specializes in advising on risk management and securing appropriate liability coverage. It helps regional businesses select policies designed to protect property, assets, and daily operations. Customized coverage plans are developed for commercial clients, including offices requiring general liability, warehouses needing property and inventory protection, and food service operations demanding specific equipment and product liability safeguards.

HK
501 E Midland St
Hine-Knopp-Vernon Insurance Agency
Commercial Insurance Agent · Bay City, MI

Based in Bay City, Hine-Knopp-Vernon Insurance Agency assists residential clients with protecting their personal property and liability exposures. For commercial clients, it provides tailored coverage solutions to manage operational risks. The firm serves businesses and individuals throughout the local area. After a policy is issued or a claim arises, the agency maintains regular contact to check on coverage needs, ensuring services continue between scheduled visits.

FI
501 S Euclid Ave
Future Insurance Agency
Commercial Insurance Agent · Bay City, MI

Future Insurance Agency in Bay City, Michigan assists commercial clients with both one-time liability adjustments and recurring policy renewals to match evolving operational risks. Businesses in the area can receive guidance on coverage for property, equipment, and general liability exposures commonly faced by local enterprises. Their service runs on a one-time, scheduled, or as-needed basis depending on each client’s specific risk management cycle.

DI
3741 Wilder Rd # C
DuRussel Insurance Agency
Commercial Insurance Agent · Bay City, MI
(989) 671-8206
durussel.com
AI
903 Saginaw St
Aird Insurance Group - Farm Bureau Insurance
Commercial Insurance Agent · Bay City, MI
(989) 792-9687
airdinsurancegroup.com
LA
916 N Euclid Ave
The Lenar Agency
Commercial Insurance Agent · Bay City, MI
(989) 401-7770
WI
607 S Euclid Ave
Wise Insurance
Commercial Insurance Agent · Bay City, MI
(989) 667-3339
BI
503 N Euclid Ave Suite 11
Bechert Insurance Group-Farm Bureau Insurance in Bay City
Commercial Insurance Agent · Bay City, MI
(989) 656-6860
michfb.com/request-a-quote
SA
721 Washington Ave ste 505
Secure Assets Insurance Agency, LLC-Specializing in Medicare Plans
Commercial Insurance Agent · Bay City, MI
(989) 414-1377
secureassetsia.com
HW
800 S Euclid Ave
Heritage Wise Group
Commercial Insurance Agent · Bay City, MI
(989) 781-3010
heritagewisegroup.com
VU
1108 W Jenny St
Valley United Insurance
Commercial Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com
MM
815 E Midland St Suite 2
Mid Michigan Insurance and Financial Services, LLCs
Commercial Insurance Agent · Bay City, MI
(989) 327-9660
mmifsllc.com
FI
2105 10th St
Fremont Insurance
Commercial Insurance Agent · Bay City, MI
(989) 891-9324

What Does a a Commercial Insurance Agent in Bay City Cost?

Typical costs for commercial insurance in Michigan vary widely by industry and coverage level. A small retail business might pay between 500 and 1500 dollars per year for a basic business owners policy. A construction company with higher liability risks could pay 3000 to 8000 dollars annually. Workers compensation premiums are based on payroll and industry classification with rates set by the Michigan Workers Compensation Agency. This is general information and not insurance advice.

About commercial insurance agents in Bay City

Commercial insurance agents in Bay City Michigan help local businesses secure coverage for property liability and workers compensation. Michigan law requires most employers to carry workers compensation insurance under the Workers Disability Compensation Act. Agents in Bay City can assist with tailoring policies to meet state specific requirements and local industry risks.

Frequently Asked Questions

What types of commercial insurance do Bay City businesses typically need?

Common coverages include general liability commercial property workers compensation and commercial auto. Michigan law mandates workers compensation for most employers with three or more employees. Agents can also advise on professional liability or cyber insurance based on your business type.

How does Michigan no fault insurance affect commercial auto policies?

Michigan is a no fault state for auto insurance meaning each partys own insurer pays for medical expenses regardless of fault. Commercial auto policies in Bay City must include personal injury protection and property protection insurance as required by the Michigan Insurance Code. An agent can help you understand these mandatory coverages.

Can a commercial insurance agent help with a business owners policy in Bay City?

Yes a commercial insurance agent can bundle general liability and property insurance into a business owners policy or BOP. This is a common option for small to medium sized businesses in Bay City. The agent will review your operations to ensure the policy meets Michigan specific requirements and your coverage needs.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.