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Directory of commercial insurance agents in Apple Valley, Minnesota. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Apple Valley, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 17 commercial insurance agents in Apple Valley, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Butler & Associates Insurance Agency
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124
(952) 953-3838
insurewithbutler.com
Dave Melle - State Farm Insurance Agent
14831 Energy Way, Apple Valley, MN 55124
(952) 997-3010
davemelle.com
Joe Etten - State Farm Insurance Agent
14501 Granada Dr #101, Apple Valley, MN 55124
(952) 431-7100
joe24x7.com
Brett McSparron - State Farm Insurance Agent
15030 Glazier Ave #100, Apple Valley, MN 55124
(952) 431-1300
brettsmyagent.com
Farmers Insurance - Kara Petter
13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124
(952) 432-1967
agents.farmers.com
Retta Insurance Agency LLC
14870 Granada Ave #155, Apple Valley, MN 55124
(763) 465-1101
rettaia.com
Kiley and Associates LLC American Family Insurance
7373 147th St W #186, Apple Valley, MN 55124
(952) 432-3700
amfam.com
Elfstrum Consulting Inc
14799 Energy Way, Apple Valley, MN 55124
(952) 432-8873
elfstrumconsulting.com
Mayer Insurance Agency
15025 Garrett Ave #201, Apple Valley, MN 55124
(952) 432-5900
mayerinsurance.com
Debra Suman American Family Insurance
14698 Galaxie Ave, Apple Valley, MN 55124
(952) 953-0900
amfam.com
Farmers Insurance - Fink Agency
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633
agents.farmers.com
Farmers Insurance - James Harris
7300 147th St W, Apple Valley, MN 55124
(706) 829-9750
agents.farmers.com
Farmers Insurance - Jason Gallus
14540 Pennock Ave #101, Apple Valley, MN 55124
(952) 255-8589
agents.farmers.com
David Simmons Agency
6990 151st St W, Apple Valley, MN 55124
(952) 388-1445
davidsimmonsagency.com
Grcevich Greg Agent State Farm
203 150th St W, Apple Valley, MN 55124
(952) 432-8654
statefarm.com
Horace Mann Insurance Co
14851 Energy Way, Apple Valley, MN 55124
(952) 431-2121
agents.horacemann.com
Sterner Insurance Agency
7373 147th St W #158, Apple Valley, MN 55124
(952) 432-1111
Apple Valley business owners can work with a commercial insurance agent to protect their company from financial loss. Minnesota law requires certain coverages, such as workers compensation for businesses with employees. A local agent helps you navigate these requirements and find policies tailored to your specific industry and risk profile.
What Does a Commercial Insurance Agent in Apple Valley Cost?
The cost of commercial insurance in Apple Valley varies widely based on business size, industry, and claims history. For a small retail shop, general liability may range from $500 to $1,500 per year, while a construction contractor might pay $2,000 to $5,000 annually for a comprehensive package. Workers compensation rates in Minnesota are set by the state and depend on payroll and classification codes. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Apple Valley businesses need?
Common coverages include general liability, property insurance, and workers compensation. Minnesota law mandates workers compensation for most employers with one or more employees. An agent can help you assess additional needs like commercial auto or professional liability.
How does a commercial insurance agent in Apple Valley help with Minnesota compliance?
Agents stay informed about Minnesota insurance regulations, such as the state minimum requirements for commercial auto liability and workers compensation. They ensure your policies meet legal standards and advise on coverage gaps that could lead to penalties.
Can I bundle multiple commercial policies with one agent in Apple Valley?
Yes, many agents offer package policies that combine general liability, property, and other coverages. Bundling often provides cost savings and simplifies management. Your agent can review your operations to recommend a suitable package.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.