The top-rated commercial insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 17 commercial insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farm Bureau Financial Services: Jessica Filipek | 19276 Vernon St NW Ste A | (763) 595-1146 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area and surrounding communities, providing commercial insurance agent services to local businesses. The agency works with business owners to assess their unique operational risks and identify suitable coverage options. Clients can receive guidance on standard policies that address general liability, property damage, and business interruption. This agency specifically handles commercial auto insurance for company fleets and workers’ compensation coverage to protect employees on the job.
Wayne Swart - State Farm Insurance Agent in Elk River, MN, provides a full range of commercial insurance services, including general liability, property, and business coverage. The agency offers tailored policy options to protect commercial operations and assets, along with periodic policy reviews to ensure adequate protection as businesses evolve. Service plans focus on risk assessment and claims support to maintain stable coverage. The firm services many property types, including single-family homes, apartments, retail stores, and local restaurants.
The Pampusch Agency works with business owners, property managers, and commercial enterprises throughout the Elk River area to secure insurance coverage for their operations and liabilities. Services include assessing unique industry risks, comparing policy options from multiple carriers, and providing ongoing support for claims or coverage adjustments. As a local commercial insurance agent, the agency helps clients manage protection for assets, equipment, and general business exposures. It also serves companies in nearby Zimmerman and other communities along the Highway 169 corridor.
North Central Insurance Agency serves Elk River and the surrounding communities within Sherburne and Wright counties, handling commercial insurance policies for local businesses. It covers property, liability, and workers’ compensation risks tailored to small and mid-sized operations in this region. To assess a typical job, the agency begins by reviewing the client’s daily operations and revenue exposure, then matches coverage limits to specific industry hazards. It presents a comparison of policy options, explaining deductible choices and bundling possibilities before binding.
Elk Agency Insurance assists commercial clients in the Elk River area with both one-time policies and ongoing coverage packages to match unique business exposures. Regular services address recurring liability, property, and operational risks, while single-instance options exist for short-term projects. The agent works with local enterprises to evaluate specific needs and match them with appropriate carrier solutions. Service can be arranged on a one-time, scheduled, or as-needed basis to align with changing business demands.
Elk River businesses face commercial property and liability risks during Minnesota’s harsh winters and busy summer construction seasons. Pentagon Insurance works as a commercial insurance agent located in Elk River, helping companies tailor policies to cover their assets, vehicles, and daily operations. Their agents analyze local exposure, such as snow removal claims or event liability, to recommend appropriate coverage limits. The process begins with a walk-through of the business premises and a review of current operations to build an accurate risk profile.
Bonnie Koste Agency Inc American Family Insurance in Elk River, MN, provides commercial insurance for local businesses, including property, liability, and workers’ compensation coverage. It also handles general insurance needs such as auto, home, and life policies for area residents. The agency helps businesses manage risks specific to their operations, ensuring proper protection as seasonal changes in Minnesota bring increased liability concerns during winter road and parking lot maintenance.
Forthright Insurance LLC works with businesses in Elk River, Minnesota, to secure appropriate commercial coverage. The agency specializes in adding tailored policies that address liability, property, and operational interruptions. By assessing each client’s specific risks, the firm helps local enterprises find balanced protection for their daily activities. The agency assists a variety of commercial sectors, including professional offices needing general liability coverage, warehouses requiring property and cargo insurance, and food service establishments seeking protection for equipment and product spoilage.
Patriot Insurance Brokers serves local homeowners with tailored residential policies in Elk River, Minnesota. They also offer commercial insurance coverage to protect area businesses from liability, property damage, and operational risks. Their team understands regional needs and customizes each commercial policy accordingly. Policyholders can expect follow-up support and seamless coverage adjustments between regular service visits to ensure continued protection as their business evolves.
Farm Bureau Financial Services: Jessica Filipek is a commercial insurance agent based in Elk River, MN, known for crafting tailored policies that protect local businesses from common operational risks. Its service range covers general liability, property, and workers’ compensation coverage for small to mid-sized companies in the area. A specialty service this agency can add on is commercial auto insurance to cover fleet vehicles and delivery trucks.
What Does a a Commercial Insurance Agent in Elk River Cost?
Commercial insurance costs in Minnesota vary widely based on business type, size, location, and claims history. A small retail shop in Elk River might pay $500 to $1,500 per year for general liability, while a construction company could pay $5,000 to $15,000 or more for comprehensive coverage. Workers compensation rates are set by the state and depend on payroll and industry classification. This is general information, not insurance advice.
About commercial insurance agents in Elk River
Commercial insurance agents in Elk River, Minnesota help local businesses secure coverage for property, liability, and workers compensation. Minnesota law requires most employers to carry workers compensation insurance, and agents can guide you through these requirements. Elk River agents understand the unique risks facing businesses in Sherburne County and the broader Twin Cities region.
Frequently Asked Questions
What types of commercial insurance do Elk River businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Minnesota requires workers comp for businesses with one or more employees. An agent can help you assess your specific risks.
How does Minnesota law affect commercial insurance in Elk River?
Minnesota has specific rules for workers compensation, commercial auto liability minimums, and business interruption coverage. Agents licensed in Minnesota understand these state regulations and can help you stay compliant.
How do I choose a commercial insurance agent in Elk River?
Look for an agent with experience in your industry and knowledge of local risks. Ask about their access to multiple insurance carriers and their familiarity with Minnesota insurance laws. A local agent can offer personalized service.
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